ICFG Limited
ICFG Limited provides microfinance services. It also provides "nancial services; investment banking; fintech development and operation; AI and IT services; and real estate development and management services. The company was founded in 2016 and is based in St Peter Port, Guernsey.
ICFG Limited (ICFG) - Net Assets
Latest net assets as of June 2025: GBX81.16 Million GBX
Based on the latest financial reports, ICFG Limited (ICFG) has net assets worth GBX81.16 Million GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX288.35 Million) and total liabilities (GBX207.19 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX81.16 Million |
| % of Total Assets | 28.15% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
ICFG Limited - Net Assets Trend (2022–2024)
This chart illustrates how ICFG Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for ICFG Limited (2022–2024)
The table below shows the annual net assets of ICFG Limited from 2022 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX-7.14 Million | -228.25% |
| 2023-12-31 | GBX-2.18 Million | -1054.01% |
| 2022-06-30 | GBX228.06K | -- |
Equity Component Analysis
This analysis shows how different components contribute to ICFG Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 928266460.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | GBX2.62 Million | % |
| Total Equity | GBX-7.14 Million | 100.00% |
ICFG Limited Competitors by Market Cap
The table below lists competitors of ICFG Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Golden Apple Oil & Gas Inc
PINK:GAPJ
|
$19.94 |
|
GAS2GRID
BE:GT4
|
$19.94 |
|
Buyer Group International Inc
PINK:BYRG
|
$20.26 |
|
MFM Korea Co. Ltd.
KO:323230
|
$20.34 |
|
CHINA ENERGINE INTL
MU:CT1
|
$19.75 |
|
ST Energy Transition I Ltd.
PINK:STETW
|
$19.73 |
|
MASHONALAND HOLDINGS LIMITED
XZIM:MASH
|
$19.59 |
|
RICHLY FIELD CHINA
BE:DJR2
|
$19.49 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ICFG Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -2,175,688 to -7,141,605, a change of -4,965,917.
- Net loss of 4,998,568 reduced equity.
- Other factors increased equity by 32,651.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX-5.00 Million | -69.99% |
| Other Changes | GBX32.65K | +0.46% |
| Total Change | GBX- | % |
Book Value vs Market Value Analysis
This analysis compares ICFG Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-06-30 | GBX0.01 | GBX16.90 | x |
| 2023-12-31 | GBX-0.11 | GBX16.90 | x |
| 2024-12-31 | GBX-0.36 | GBX16.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ICFG Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -93709.86%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-105.83%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | -211.65% | -1137086.76% | 0.00x | 1.18x | GBX-505.50K |
| 2024 | 0.00% | -93709.86% | 0.01x | 0.00x | GBX-4.28 Million |
Industry Comparison
This section compares ICFG Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $1,617,962,436
- Average return on equity (ROE) among peers: -28.47%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ICFG Limited (ICFG) | GBX81.16 Million | -211.65% | 2.55x | $19.79 |
| Amigo Holdings PLC (AMGO) | $244.50 Million | 36.24% | 2.08x | $2.59K |
| ASA International Group PLC (ASAI) | $76.61 Million | 12.02% | 5.40x | $25.43K |
| Fiinu PLC (BANK) | $175.44K | -382.79% | 7.69x | $4.00K |
| Distribution Finance Capital Holdings PLC (DFCH) | $115.35 Million | 12.15% | 5.82x | $10.03K |
| Equals Group PLC (EQLS) | $669.52K | 47.62% | 7.46x | $34.33K |
| General Accident PLC (GACA) | $13.97 Billion | 1.24% | 0.00x | $121.74 |
| H&T Group plc (HAT) | $61.68 Million | 27.86% | 0.74x | $34.39K |
| Sancus Lending Group Ltd (LEND) | $75.06 Million | 1.49% | 2.03x | $278.52 |
| Litigation Capital Management Limited (LIT) | $18.61 Million | -12.07% | 0.32x | $1.34K |