Sancus Lending Group Ltd
Sancus Lending Group Limited, together with its subsidiaries, operates as an alternative finance provider in the United Kingdom, Ireland, and Channel Islands. The company offers short-term funding for property development and bridging. It also provides asset backed funding services to private clients, high net worth individuals, institutions, and trusts and family offices. The company was formerl… Read more
Sancus Lending Group Ltd (LEND) - Net Assets
Latest net assets as of June 2025: GBX-1.84 Million GBX
Based on the latest financial reports, Sancus Lending Group Ltd (LEND) has net assets worth GBX-1.84 Million GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX156.88 Million) and total liabilities (GBX158.72 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX-1.84 Million |
| % of Total Assets | -1.18% |
| Annual Growth Rate | N/A |
| 5-Year Change | -106.99% |
| 10-Year Change | -102.16% |
| Growth Volatility | 36.4 |
Sancus Lending Group Ltd - Net Assets Trend (2005–2024)
This chart illustrates how Sancus Lending Group Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Sancus Lending Group Ltd (2005–2024)
The table below shows the annual net assets of Sancus Lending Group Ltd from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX-2.06 Million | -4.30% |
| 2023-12-31 | GBX-1.98 Million | -127.54% |
| 2022-12-31 | GBX7.17 Million | -62.43% |
| 2021-12-31 | GBX19.09 Million | -35.26% |
| 2020-12-31 | GBX29.49 Million | -26.95% |
| 2019-12-31 | GBX40.37 Million | -19.62% |
| 2018-12-31 | GBX50.23 Million | -32.85% |
| 2017-12-31 | GBX74.80 Million | -17.68% |
| 2016-12-31 | GBX90.87 Million | -4.77% |
| 2015-12-31 | GBX95.42 Million | +28.01% |
| 2014-12-31 | GBX74.54 Million | -0.69% |
| 2013-12-31 | GBX75.06 Million | +7.44% |
| 2012-12-31 | GBX69.86 Million | -3.54% |
| 2011-12-31 | GBX72.43 Million | +4.74% |
| 2010-12-31 | GBX69.15 Million | +12.90% |
| 2009-12-31 | GBX61.25 Million | +13.74% |
| 2008-12-31 | GBX53.85 Million | +36.49% |
| 2007-12-31 | GBX39.45 Million | +8.11% |
| 2006-12-31 | GBX36.49 Million | -1.11% |
| 2005-12-31 | GBX36.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Sancus Lending Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 59089.6% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Comprehensive Income | GBX-70.00K | % |
| Other Components | GBX117.17 Million | % |
| Total Equity | GBX-2.06 Million | 100.00% |
Sancus Lending Group Ltd Competitors by Market Cap
The table below lists competitors of Sancus Lending Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BANGKOK LAND -F-
MU:OLJ
|
$279.07 |
|
Digital Asset Monetary Network Inc
PINK:DATI
|
$279.13 |
|
GSPTD
PINK:GSPTD
|
$279.30 |
|
IRPC PCL
STU:TPIG
|
$279.64 |
|
The Mercantile Investment Trust plc
LSE:MRC
|
$278.10 |
|
PINE TECH HLDGS - Dusseldorf Stock Exchang
DU:PNY
|
$278.09 |
|
Securities Trust of Scotland plc
LSE:STS
|
$277.74 |
|
DANNEX AYRTON STARWIN PLC
GSE:DASPHARMA
|
$277.08 |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Sancus Lending Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -1,976,000 to -2,061,000, a change of -85,000.
- Net income of 559,000 contributed positively to equity growth.
- Share repurchases of 3,503,000 reduced equity.
- New share issuances of 5,000,000 increased equity.
- Other comprehensive income decreased equity by 85,000.
- Other factors decreased equity by 2,056,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX559.00K | +27.12% |
| Share Repurchases | GBX3.50 Million | -169.97% |
| Share Issuances | GBX5.00 Million | +242.6% |
| Other Comprehensive Income | GBX-85.00K | -4.12% |
| Other Changes | GBX-2.06 Million | -99.76% |
| Total Change | GBX- | % |
Book Value vs Market Value Analysis
This analysis compares Sancus Lending Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | GBX0.87 | GBX0.80 | x |
| 2006-12-31 | GBX0.86 | GBX0.80 | x |
| 2007-12-31 | GBX0.87 | GBX0.80 | x |
| 2008-12-31 | GBX1.20 | GBX0.80 | x |
| 2009-12-31 | GBX1.17 | GBX0.80 | x |
| 2010-12-31 | GBX0.79 | GBX0.80 | x |
| 2011-12-31 | GBX0.74 | GBX0.80 | x |
| 2012-12-31 | GBX0.68 | GBX0.80 | x |
| 2013-12-31 | GBX0.56 | GBX0.80 | x |
| 2014-12-31 | GBX0.52 | GBX0.80 | x |
| 2015-12-31 | GBX0.40 | GBX0.80 | x |
| 2016-12-31 | GBX0.33 | GBX0.80 | x |
| 2017-12-31 | GBX0.25 | GBX0.80 | x |
| 2018-12-31 | GBX0.16 | GBX0.80 | x |
| 2019-12-31 | GBX0.13 | GBX0.80 | x |
| 2020-12-31 | GBX0.09 | GBX0.80 | x |
| 2021-12-31 | GBX0.04 | GBX0.80 | x |
| 2022-12-31 | GBX0.01 | GBX0.80 | x |
| 2023-12-31 | GBX0.00 | GBX0.80 | x |
| 2024-12-31 | GBX0.00 | GBX0.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Sancus Lending Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.58%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-19.57%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 0.55% | 29.02% | 0.02x | 1.13x | GBX-3.49 Million |
| 2006 | 1.36% | 16.64% | 0.05x | 1.64x | GBX-3.15 Million |
| 2007 | 4.07% | 14.78% | 0.07x | 4.01x | GBX-2.34 Million |
| 2008 | 30.49% | 49751.52% | 0.00x | 2.69x | GBX11.03 Million |
| 2009 | 3.32% | 50875.00% | 0.00x | 2.93x | GBX-4.09 Million |
| 2010 | 15.98% | 113.29% | 0.05x | 2.88x | GBX4.14 Million |
| 2011 | 4.45% | 28.24% | 0.05x | 3.01x | GBX-4.02 Million |
| 2012 | -11.12% | 0.00% | -0.02x | 3.11x | GBX-14.62 Million |
| 2013 | 1.51% | 19.23% | 0.03x | 3.07x | GBX-6.29 Million |
| 2014 | -18.56% | 0.00% | -0.02x | 2.10x | GBX-20.97 Million |
| 2015 | -13.81% | -204.36% | 0.04x | 1.92x | GBX-19.43 Million |
| 2016 | -19.39% | 0.00% | -0.02x | 0.81x | GBX-26.67 Million |
| 2017 | -20.27% | -130.34% | 0.10x | 1.50x | GBX-22.64 Million |
| 2018 | -46.12% | 0.00% | -0.10x | 2.18x | GBX-28.19 Million |
| 2019 | -24.57% | 0.00% | -0.01x | 2.82x | GBX-13.96 Million |
| 2020 | -49.22% | -234.30% | 0.06x | 3.49x | GBX-17.47 Million |
| 2021 | -54.15% | -394.17% | 0.03x | 5.08x | GBX-12.25 Million |
| 2022 | -196.01% | -140.77% | 0.10x | 14.16x | GBX-14.78 Million |
| 2023 | 0.00% | -199.65% | 0.04x | 0.00x | GBX-8.94 Million |
| 2024 | 0.00% | 3.58% | 0.13x | 0.00x | GBX765.10K |
Industry Comparison
This section compares Sancus Lending Group Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $1,605,965,812
- Average return on equity (ROE) among peers: -6.75%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Sancus Lending Group Ltd (LEND) | GBX-1.84 Million | 0.55% | N/A | $278.52 |
| Amigo Holdings PLC (AMGO) | $0.00 | 0.00% | 0.00x | $2.59K |
| ASA International Group PLC (ASAI) | $107.07 Million | -0.67% | 4.41x | $25.43K |
| Fiinu PLC (BANK) | $332.01K | -45.41% | 2.90x | $4.00K |
| Distribution Finance Capital Holdings PLC (DFCH) | $50.89 Million | -26.73% | 2.96x | $10.03K |
| Equals Group PLC (EQLS) | $49.52 Million | -10.85% | 0.46x | $34.33K |
| General Accident PLC (GACA) | $13.97 Billion | 1.33% | 0.00x | $126.54 |
| H&T Group plc (HAT) | $192.13 Million | 11.57% | 0.51x | $34.39K |
| ICFG Limited (ICFG) | $-7.14 Million | 0.00% | 0.00x | $19.53 |
| Litigation Capital Management Limited (LIT) | $88.89 Million | 9.97% | 1.25x | $1.34K |