Pensionbee Group PLC
PensionBee Group plc provides online retirements saving services in the United Kingdom and the United States. The company's technology platform allows its customers to combine their retirement savings and invest in a range of portfolios, make new contributions to their retirement account, forecast how much they are expected to have saved by the time they retire, and withdraw their savings. Pensio… Read more
Pensionbee Group PLC (PBEE) - Net Assets
Latest net assets as of June 2025: GBX32.11 Million GBX
Based on the latest financial reports, Pensionbee Group PLC (PBEE) has net assets worth GBX32.11 Million GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX39.67 Million) and total liabilities (GBX7.55 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX32.11 Million |
| % of Total Assets | 80.96% |
| Annual Growth Rate | 22.46% |
| 5-Year Change | 432.16% |
| 10-Year Change | N/A |
| Growth Volatility | 222.79 |
Pensionbee Group PLC - Net Assets Trend (2018–2024)
This chart illustrates how Pensionbee Group PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Pensionbee Group PLC (2018–2024)
The table below shows the annual net assets of Pensionbee Group PLC from 2018 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX34.35 Million | +126.81% |
| 2023-12-31 | GBX15.14 Million | -35.64% |
| 2022-12-31 | GBX23.53 Million | -46.25% |
| 2021-12-31 | GBX43.78 Million | +578.23% |
| 2020-12-31 | GBX6.46 Million | -37.53% |
| 2019-12-31 | GBX10.33 Million | +1.48% |
| 2018-12-31 | GBX10.18 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Pensionbee Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 4561000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | GBX236.00K | 0.69% |
| Other Comprehensive Income | GBX15.50 Million | 45.13% |
| Other Components | GBX72.44 Million | 210.90% |
| Total Equity | GBX34.35 Million | 100.00% |
Pensionbee Group PLC Competitors by Market Cap
The table below lists competitors of Pensionbee Group PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
EASYJET (EJT1.SG)
STU:EJT1
|
$44.31K |
|
Testa Residencial SOCIMI S.A.
MC:YTST
|
$44.32K |
|
Galway Gold Inc
PINK:GAYGF
|
$44.37K |
|
Forterra PLC
LSE:FORT
|
$44.40K |
|
AECI MINING EXPLOSIVES PLC
LUSE:AECI
|
$44.27K |
|
AXGate Co. Ltd.
KO:356680
|
$44.26K |
|
Labat Africa Ltd
JSE:LAB
|
$44.25K |
|
Imprimerie Chirat Société Anonyme
PA:MLIMP
|
$44.19K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Pensionbee Group PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 15,145,000 to 34,351,000, a change of 19,206,000 (126.8%).
- Net loss of 3,136,000 reduced equity.
- New share issuances of 20,000,000 increased equity.
- Other comprehensive income increased equity by 3,104,000.
- Other factors decreased equity by 762,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX-3.14 Million | -9.13% |
| Share Issuances | GBX20.00 Million | +58.22% |
| Other Comprehensive Income | GBX3.10 Million | +9.04% |
| Other Changes | GBX-762.00K | -2.22% |
| Total Change | GBX- | 126.81% |
Book Value vs Market Value Analysis
This analysis compares Pensionbee Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 956.35x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 3150.26x to 956.35x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | GBX0.05 | GBX145.00 | x |
| 2019-12-31 | GBX0.05 | GBX145.00 | x |
| 2020-12-31 | GBX0.03 | GBX145.00 | x |
| 2021-12-31 | GBX0.20 | GBX145.00 | x |
| 2022-12-31 | GBX0.11 | GBX145.00 | x |
| 2023-12-31 | GBX0.07 | GBX145.00 | x |
| 2024-12-31 | GBX0.15 | GBX145.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Pensionbee Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -9.13%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -9.44%
- • Asset Turnover: 0.80x
- • Equity Multiplier: 1.20x
- Recent ROE (-9.13%) is above the historical average (-75.83%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -30.64% | -219.10% | 0.14x | 1.03x | GBX-4.14 Million |
| 2019 | -65.43% | -190.72% | 0.30x | 1.14x | GBX-7.79 Million |
| 2020 | -205.47% | -211.60% | 0.73x | 1.33x | GBX-13.91 Million |
| 2021 | -56.26% | -193.14% | 0.27x | 1.09x | GBX-29.01 Million |
| 2022 | -94.11% | -125.39% | 0.69x | 1.09x | GBX-24.50 Million |
| 2023 | -69.79% | -44.38% | 1.37x | 1.15x | GBX-12.08 Million |
| 2024 | -9.13% | -9.44% | 0.80x | 1.20x | GBX-6.57 Million |
Industry Comparison
This section compares Pensionbee Group PLC's net assets metrics with peer companies in the Capital Markets industry.
Industry Context
- Industry: Capital Markets
- Average net assets among peers: $72,080,889
- Average return on equity (ROE) among peers: 21.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Pensionbee Group PLC (PBEE) | GBX32.11 Million | -30.64% | 0.24x | $44.29K |
| Alpha Group International plc (ALPH) | $109.79 Million | 21.43% | 0.90x | $219.22K |
| Vinanz Limited (BTC) | $-38.00K | 0.00% | 0.00x | $794.12 |
| finnCap Group PLC (CAV) | $4.72 Million | 49.18% | 1.56x | $4.33K |
| CMC Markets PLC (CMCX) | $417.97 Million | 14.88% | 0.75x | $111.95K |
| Fiske PLC (FKE) | $8.27 Million | 3.06% | 0.38x | $993.15 |
| Frp Advisory Group Plc (FRP) | $63.10 Million | 20.13% | 0.73x | $44.86K |
| Jarvis Securities (JIM) | $1.49 Million | 75.62% | 2.99x | $476.22 |
| Marechale Capital Plc (MAC) | $482.00K | 3.66% | 0.11x | $297.92 |
| Peel Hunt Ltd (PEEL) | $42.94 Million | 2.82% | 7.04x | $17.74K |