Shawbrook Group PLC
Shawbrook Group plc, through its subsidiary, Shawbrook Bank Limited, provides lending and savings products and services to private and business customers in the United Kingdom. The company offers personal and business savings; personal, wedding, home improvement, car, debt consolidation, and point of sale loans; and asset, structured, leveraged, fund, platform, revolving credit, point of sale, an… Read more
Shawbrook Group PLC (SHAW) - Net Assets
Latest net assets as of June 2025: GBX1.56 Billion GBX
Based on the latest financial reports, Shawbrook Group PLC (SHAW) has net assets worth GBX1.56 Billion GBX as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX20.28 Billion) and total liabilities (GBX18.71 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX1.56 Billion |
| % of Total Assets | 7.7% |
| Annual Growth Rate | 24.53% |
| 5-Year Change | 111.33% |
| 10-Year Change | 296.95% |
| Growth Volatility | 18.27 |
Shawbrook Group PLC - Net Assets Trend (2012–2024)
This chart illustrates how Shawbrook Group PLC's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Shawbrook Group PLC (2012–2024)
The table below shows the annual net assets of Shawbrook Group PLC from 2012 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | GBX1.46 Billion | +20.04% |
| 2023-12-31 | GBX1.22 Billion | +19.54% |
| 2022-12-31 | GBX1.02 Billion | +21.61% |
| 2021-12-31 | GBX836.20 Million | +21.10% |
| 2020-12-31 | GBX690.50 Million | +7.60% |
| 2019-12-31 | GBX641.70 Million | +15.19% |
| 2018-12-31 | GBX557.10 Million | +11.62% |
| 2017-12-31 | GBX499.10 Million | +14.16% |
| 2016-12-31 | GBX437.20 Million | +18.93% |
| 2015-12-31 | GBX367.60 Million | +68.08% |
| 2014-12-31 | GBX218.70 Million | +61.40% |
| 2013-12-31 | GBX135.50 Million | +29.17% |
| 2012-12-31 | GBX104.90 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Shawbrook Group PLC's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 132250000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX1.31 Billion | 89.58% |
| Common Stock | GBX2.50 Million | 0.17% |
| Other Comprehensive Income | GBX62.20 Million | 4.26% |
| Other Components | GBX87.30 Million | 5.98% |
| Total Equity | GBX1.46 Billion | 100.00% |
Shawbrook Group PLC Competitors by Market Cap
The table below lists competitors of Shawbrook Group PLC ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CDN UTILIT-A-NVTG (CUD.SG)
STU:CUD
|
$310.30K |
|
Westag & Getalit AG vz. (Pref Shares)
MU:WUG3
|
$310.36K |
|
THOR Financial Technologies Trust
NYSE:THIR
|
$310.42K |
|
Österreichische Post AG
DU:O3P
|
$310.44K |
|
Cross River Ventures Corp
PINK:CSRVF
|
$310.00K |
|
Schibsted ASA Class A
OL:VENDA
|
$309.99K |
|
Maj Invest Opsp høj aktieandel
CO:MAJOHA
|
$309.62K |
|
General European Strategic Investments Inc
PINK:GESI
|
$309.55K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Shawbrook Group PLC's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,215,600,000 to 1,459,200,000, a change of 243,600,000 (20.0%).
- Net income of 219,900,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 38,100,001.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX219.90 Million | +15.07% |
| Other Comprehensive Income | GBX38.10 Million | +2.61% |
| Other Changes | GBX-14.40 Million | -0.99% |
| Total Change | GBX- | 20.04% |
Book Value vs Market Value Analysis
This analysis compares Shawbrook Group PLC's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 214.70x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 881.79x to 214.70x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | GBX0.42 | GBX370.00 | x |
| 2013-12-31 | GBX0.54 | GBX370.00 | x |
| 2014-12-31 | GBX0.87 | GBX370.00 | x |
| 2015-12-31 | GBX1.52 | GBX370.00 | x |
| 2016-12-31 | GBX1.72 | GBX370.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Shawbrook Group PLC utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.07%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.40%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 13.52x
- Recent ROE (15.07%) is above the historical average (12.88%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | -6.48% | -10.58% | 0.06x | 10.01x | GBX-17.29 Million |
| 2013 | 9.45% | 11.40% | 0.07x | 12.31x | GBX-750.00K |
| 2014 | 15.78% | 19.05% | 0.07x | 12.59x | GBX12.63 Million |
| 2015 | 15.91% | 23.78% | 0.06x | 10.88x | GBX21.74 Million |
| 2016 | 14.82% | 20.96% | 0.07x | 10.63x | GBX21.08 Million |
| 2017 | 12.26% | 18.11% | 0.06x | 11.54x | GBX11.29 Million |
| 2018 | 15.10% | 22.28% | 0.06x | 12.25x | GBX28.39 Million |
| 2019 | 14.59% | 21.98% | 0.05x | 12.81x | GBX29.43 Million |
| 2020 | 8.41% | 14.14% | 0.05x | 12.94x | GBX-10.95 Million |
| 2021 | 17.85% | 32.05% | 0.04x | 13.19x | GBX65.68 Million |
| 2022 | 17.18% | 26.51% | 0.05x | 13.71x | GBX73.01 Million |
| 2023 | 17.45% | 18.12% | 0.07x | 14.18x | GBX90.54 Million |
| 2024 | 15.07% | 15.40% | 0.07x | 13.52x | GBX73.98 Million |
Industry Comparison
This section compares Shawbrook Group PLC's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $392,703,924,222
- Average return on equity (ROE) among peers: 13.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Shawbrook Group PLC (SHAW) | GBX1.56 Billion | -6.48% | 11.99x | $310.15K |
| Bper Banca SpA (0MU6) | $11.56 Billion | 12.13% | 11.16x | $12.96 Billion |
| Arbuthnot Banking Group Plc (ARBB) | $208.34 Million | 2.96% | 11.46x | $17.28K |
| Axis Bank Ltd GDR (AXB) | $1.30 Trillion | 8.31% | 9.33x | $354.81 Million |
| Halyk Bank of Kazakhstan Joint Stock Company (HSBK) | $529.93 Billion | 22.70% | 7.41x | $2.64 Billion |
| Nationwide Building Society (NBS) | $4.19 Billion | 6.28% | 19.41x | $1.30 Billion |
| Permanent TSB Group Holdings PLC (PTSB) | $1.71 Billion | -9.50% | 11.30x | $1.72 Billion |
| SANTANDER UK 8 5/8% NON-CUM STLG PRF (SANB) | $15.91 Billion | 7.07% | 16.81x | $157.33 |
| State Bank of India GDR (SBID) | $1.67 Trillion | 10.18% | 15.18x | $471.55 Billion |
| Secure Trust Bank PLC (STB) | $236.00 Million | 58.26% | 5.40x | $32.03K |