PT Bank CIMB Niaga Tbk
PT Bank CIMB Niaga Tbk, together with its subsidiaries, provides various banking products and services in Indonesia and internationally. The company offers saving, current, and time and term deposit products; Sharia and payroll savings products; credit and debit cards; mortgages and loans; distributes and supplies financing services; treasury products, such as foreign exchange, strike currency, b… Read more
PT Bank CIMB Niaga Tbk (NKX) - Net Assets
Latest net assets as of June 2025: €53.79 Trillion EUR
Based on the latest financial reports, PT Bank CIMB Niaga Tbk (NKX) has net assets worth €53.79 Trillion EUR as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€357.87 Trillion) and total liabilities (€304.08 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €53.79 Trillion |
| % of Total Assets | 15.03% |
| Annual Growth Rate | 7.1% |
| 5-Year Change | 29.58% |
| 10-Year Change | N/A |
| Growth Volatility | 5.95 |
PT Bank CIMB Niaga Tbk - Net Assets Trend (2015–2024)
This chart illustrates how PT Bank CIMB Niaga Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for PT Bank CIMB Niaga Tbk (2015–2024)
The table below shows the annual net assets of PT Bank CIMB Niaga Tbk from 2015 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €53.20 Trillion | +7.82% |
| 2023-12-31 | €49.34 Trillion | +8.97% |
| 2022-12-31 | €45.28 Trillion | +4.35% |
| 2021-12-31 | €43.39 Trillion | +5.69% |
| 2020-12-31 | €41.05 Trillion | -5.18% |
| 2019-12-31 | €43.29 Trillion | +9.38% |
| 2018-12-31 | €39.58 Trillion | +7.12% |
| 2017-12-31 | €36.95 Trillion | +8.02% |
| 2016-12-31 | €34.21 Trillion | +19.28% |
| 2015-12-31 | €28.68 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to PT Bank CIMB Niaga Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 97.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €40.62 Trillion | 76.64% |
| Other Components | €12.38 Trillion | 23.36% |
| Total Equity | €53.00 Trillion | 100.00% |
PT Bank CIMB Niaga Tbk Competitors by Market Cap
The table below lists competitors of PT Bank CIMB Niaga Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KSG Agro SA
WAR:KSG
|
$6.64 Million |
|
Talon Metals Corp
PINK:TLOFF
|
$6.64 Million |
|
Otto Energy Ltd
AU:OEL
|
$6.65 Million |
|
Caturkarda Depo Bangunan PT Tbk
JK:DEPO
|
$6.65 Million |
|
Resonance Health Ltd
AU:RHT
|
$6.64 Million |
|
Humbl Inc
OTCQB:HMBL
|
$6.64 Million |
|
Xylo Technologies Ltd.
NASDAQ:XYLO
|
$6.64 Million |
|
Nable Communications Inc
KQ:153460
|
$6.64 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PT Bank CIMB Niaga Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 49,192,544,000,000 to 52,999,187,000,000, a change of 3,806,643,000,000 (7.7%).
- Net income of 6,825,773,000,000 contributed positively to equity growth.
- Dividend payments of 3,106,040,000,000 reduced retained earnings.
- New share issuances of 129,985,000,000 increased equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €6.83 Trillion | +12.88% |
| Dividends Paid | €3.11 Trillion | -5.86% |
| Share Issuances | €129.99 Billion | +0.25% |
| Other Changes | €-43.08 Billion | -0.08% |
| Total Change | €- | 7.74% |
Book Value vs Market Value Analysis
This analysis compares PT Bank CIMB Niaga Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €1481.73 | €0.09 | x |
| 2018-12-31 | €1587.41 | €0.09 | x |
| 2019-12-31 | €1736.02 | €0.09 | x |
| 2020-12-31 | €1646.32 | €0.09 | x |
| 2021-12-31 | €1739.98 | €0.09 | x |
| 2022-12-31 | €1812.52 | €0.09 | x |
| 2023-12-31 | €1965.78 | €0.09 | x |
| 2024-12-31 | €2108.33 | €0.09 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PT Bank CIMB Niaga Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.88%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.03%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 6.80x
- Recent ROE (12.88%) is above the historical average (8.44%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 1.49% | 5.11% | 0.04x | 8.33x | €-2.44 Trillion |
| 2016 | 6.09% | 13.73% | 0.06x | 7.06x | €-1.34 Trillion |
| 2017 | 8.06% | 18.89% | 0.06x | 7.21x | €-717.34 Billion |
| 2018 | 8.80% | 21.99% | 0.06x | 6.74x | €-475.65 Billion |
| 2019 | 8.42% | 21.66% | 0.06x | 6.34x | €-682.74 Billion |
| 2020 | 4.90% | 12.41% | 0.06x | 6.85x | €-2.09 Trillion |
| 2021 | 9.45% | 23.13% | 0.06x | 7.16x | €-237.37 Billion |
| 2022 | 11.16% | 26.72% | 0.06x | 6.79x | €522.59 Billion |
| 2023 | 13.16% | 34.51% | 0.06x | 6.80x | €1.55 Trillion |
| 2024 | 12.88% | 36.03% | 0.05x | 6.80x | €1.53 Trillion |
Industry Comparison
This section compares PT Bank CIMB Niaga Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,591,160,037,000
- Average return on equity (ROE) among peers: 8.31%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PT Bank CIMB Niaga Tbk (NKX) | €53.79 Trillion | 1.49% | 5.65x | $6.64 Million |
| PT Bank Sinarmas Tbk (08S) | $7.83 Trillion | 0.97% | 5.72x | $340.12 Million |
| Seven Bank Ltd (0S7) | $153.41 Billion | 13.84% | 4.15x | $643.65 Million |
| Aktia Pankki Oyj (2A41) | $741.85 Million | 10.23% | 15.05x | $486.03 Million |
| Bank of Zhengzhou Co. Ltd (3BZ) | $37.86 Billion | 8.08% | 11.31x | $728.69 Million |
| TowneBank (3T8) | $2.06 Billion | 7.48% | 7.19x | $2.11 Billion |
| TISCO Financial Group PCL (47T) | $42.79 Billion | 16.88% | 5.20x | $2.07 Billion |
| Fukuoka Financial Group Inc (4FK) | $929.59 Billion | 7.76% | 33.71x | $6.27 Billion |
| PT Bank KB Bukopin Tbk (5BB) | $6.76 Trillion | 2.00% | 14.75x | $15.54 Million |
| FIDEA Holdings Co. Ltd (5F9) | $111.94 Billion | 4.13% | 24.43x | $179.31 Million |
| Harbin Bank Co. Ltd (5H6) | $47.49 Billion | 11.68% | 11.96x | $87.27 Million |