CREDIT SAISON

MU:QC9 Germany Other
Market Cap
$239.71K
€233.53K EUR
Market Cap Rank
#39042 Global
#5436 in Germany
Share Price
€23.40
Change (1 day)
-2.50%
52-Week Range
€18.30 - €26.40
All Time High
€26.40
About

CREDIT SAISON operates in Diversified Metals & Mining.

CREDIT SAISON (QC9) - Net Assets

Latest net assets as of March 2024: €717.61 Billion EUR

Based on the latest financial reports, CREDIT SAISON (QC9) has net assets worth €717.61 Billion EUR as of March 2024.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€4.34 Trillion) and total liabilities (€3.62 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €717.61 Billion
% of Total Assets 16.55%
Annual Growth Rate 7.0%
5-Year Change 47.82%
10-Year Change N/A
Growth Volatility 6.06

CREDIT SAISON - Net Assets Trend (2017–2024)

This chart illustrates how CREDIT SAISON's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for CREDIT SAISON (2017–2024)

The table below shows the annual net assets of CREDIT SAISON from 2017 to 2024.

Year Net Assets Change
2024-03-31 €717.61 Billion +19.59%
2023-03-31 €600.04 Billion +6.44%
2022-03-31 €563.74 Billion +5.95%
2021-03-31 €532.06 Billion +9.60%
2020-03-31 €485.48 Billion -1.27%
2019-03-31 €491.74 Billion +2.30%
2018-03-31 €480.67 Billion +7.56%
2017-03-31 €446.88 Billion --

Equity Component Analysis

This analysis shows how different components contribute to CREDIT SAISON's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 79.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2024)

Component Amount Percentage
Retained Earnings €542.60 Billion 76.96%
Other Components €162.45 Billion 23.04%
Total Equity €705.05 Billion 100.00%

CREDIT SAISON Competitors by Market Cap

The table below lists competitors of CREDIT SAISON ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in CREDIT SAISON's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 598,301,000,000 to 705,053,000,000, a change of 106,752,000,000 (17.8%).
  • Net income of 72,987,000,000 contributed positively to equity growth.
  • Dividend payments of 10,948,000,000 reduced retained earnings.
  • Share repurchases of 1,000,000 reduced equity.
  • New share issuances of 15,495,000,000 increased equity.
  • Other factors increased equity by 29,219,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income €72.99 Billion +10.35%
Dividends Paid €10.95 Billion -1.55%
Share Repurchases €1.00 Million -0.0%
Share Issuances €15.49 Billion +2.2%
Other Changes €29.22 Billion +4.14%
Total Change €- 17.84%

Book Value vs Market Value Analysis

This analysis compares CREDIT SAISON's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.01x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-03-31 €2724.86 €23.40 x
2018-03-31 €2933.44 €23.40 x
2019-03-31 €3006.13 €23.40 x
2020-03-31 €3102.26 €23.40 x
2021-03-31 €3397.92 €23.40 x
2022-03-31 €3598.22 €23.40 x
2023-03-31 €3827.22 €23.40 x
2024-03-31 €4323.35 €23.40 x

Capital Efficiency Dashboard

This dashboard shows how efficiently CREDIT SAISON utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.35%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 17.36%
  • • Asset Turnover: 0.10x
  • • Equity Multiplier: 6.15x
  • Recent ROE (10.35%) is above the historical average (7.40%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2017 9.49% 15.15% 0.10x 6.11x €-2.25 Billion
2018 8.00% 13.12% 0.10x 6.14x €-9.58 Billion
2019 6.22% 8.21% 0.12x 6.54x €-18.58 Billion
2020 4.72% 5.76% 0.12x 6.93x €-25.60 Billion
2021 6.80% 11.10% 0.10x 6.42x €-16.97 Billion
2022 6.29% 9.75% 0.10x 6.42x €-20.86 Billion
2023 7.29% 11.40% 0.10x 6.51x €-16.23 Billion
2024 10.35% 17.36% 0.10x 6.15x €2.48 Billion

Industry Comparison

This section compares CREDIT SAISON's net assets metrics with peer companies in the Other industry.

Industry Context

  • Industry: Other
  • Average net assets among peers: $114,212,818,724
  • Average return on equity (ROE) among peers: -9.08%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
CREDIT SAISON (QC9) €717.61 Billion 9.49% 5.04x $238.37K
HORIBA (01H) $204.49 Billion 10.42% 0.82x $989.01K
Tokyu Corporation (01T) $779.37 Billion 3.34% 2.35x $99.73K
GUANGZHOU AUTO -H- (02G) $122.28 Billion 6.59% 0.55x $4.05K
MOSAIC (02M) $10.60 Billion 4.43% 0.90x $280.83K
MOSAIC (02M.SG) (02M) $9.56 Billion 10.46% 0.82x $247.21K
CHINA JO-JO DRGSTRS (04CN.SG) (04CN) $16.67 Million -126.83% 4.46x $1.55 Million
KRAKATAU STEEL -B- (07K) $552.59 Million 3.52% 4.72x $166.99
CN MODERN DAIRY (07M) $7.12 Billion -10.42% 1.50x $1.68K
TOURMALINE OIL (08T) $7.22 Billion 4.81% 0.41x $381.02K
ASIA CASSAVA RESOUR (0ACS) $913.15 Million 2.86% 1.55x $325.03