The Western Union Company
The Western Union Company provides money movement and payment services worldwide. It operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent and owned locations, as well as through websites and mobile devices. The … Read more
The Western Union Company (WU) - Net Assets
Latest net assets as of September 2025: MX$925.40 Million MXN
Based on the latest financial reports, The Western Union Company (WU) has net assets worth MX$925.40 Million MXN as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (MX$7.78 Billion) and total liabilities (MX$6.86 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | MX$925.40 Million |
| % of Total Assets | 11.89% |
| Annual Growth Rate | -2.9% |
| 5-Year Change | 419.24% |
| 10-Year Change | -31.03% |
| Growth Volatility | 79.96 |
The Western Union Company - Net Assets Trend (2014–2024)
This chart illustrates how The Western Union Company's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Western Union Company (2014–2024)
The table below shows the annual net assets of The Western Union Company from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | MX$968.90 Million | +102.28% |
| 2023-12-31 | MX$479.00 Million | +0.25% |
| 2022-12-31 | MX$477.80 Million | +34.36% |
| 2021-12-31 | MX$355.60 Million | +90.57% |
| 2020-12-31 | MX$186.60 Million | +572.41% |
| 2019-12-31 | MX$-39.50 Million | +87.25% |
| 2018-12-31 | MX$-309.80 Million | +36.96% |
| 2017-12-31 | MX$-491.40 Million | -154.47% |
| 2016-12-31 | MX$902.20 Million | -35.78% |
| 2015-12-31 | MX$1.40 Billion | +8.04% |
| 2014-12-31 | MX$1.30 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Western Union Company's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 96.4% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | MX$35.20 Million | 3.63% |
| Other Components | MX$933.70 Million | 96.37% |
| Total Equity | MX$968.90 Million | 100.00% |
The Western Union Company Competitors by Market Cap
The table below lists competitors of The Western Union Company ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Triple Flag Precious Metals Corp
NYSE:TFPM
|
$2.52 Billion |
|
Mandatum Oyj
PINK:MANDF
|
$2.52 Billion |
|
Sendas Distribuidora S.A.
PINK:ASAIY
|
$2.52 Billion |
|
Incitec Pivot Limited
PINK:ICPVF
|
$2.52 Billion |
|
Gibson Energy Inc
PINK:GBNXF
|
$2.52 Billion |
|
Twist Bioscience Corp
NASDAQ:TWST
|
$2.51 Billion |
|
Lifan Industry Group Co Ltd
SHG:601777
|
$2.51 Billion |
|
Graham Holdings Co
NYSE:GHC
|
$2.51 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Western Union Company's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 479,000,000 to 968,900,000, a change of 489,900,000 (102.3%).
- Net income of 934,200,000 contributed positively to equity growth.
- Dividend payments of 321,500,000 reduced retained earnings.
- Share repurchases of 186,200,000 reduced equity.
- Other factors increased equity by 63,400,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | MX$934.20 Million | +96.42% |
| Dividends Paid | MX$321.50 Million | -33.18% |
| Share Repurchases | MX$186.20 Million | -19.22% |
| Other Changes | MX$63.40 Million | +6.54% |
| Total Change | MX$- | 102.28% |
Book Value vs Market Value Analysis
This analysis compares The Western Union Company's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 57.19x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | MX$-1.07 | MX$164.00 | x |
| 2018-12-31 | MX$-0.70 | MX$164.00 | x |
| 2019-12-31 | MX$-0.09 | MX$164.00 | x |
| 2020-12-31 | MX$0.45 | MX$164.00 | x |
| 2021-12-31 | MX$0.90 | MX$164.00 | x |
| 2022-12-31 | MX$1.28 | MX$164.00 | x |
| 2023-12-31 | MX$1.37 | MX$164.00 | x |
| 2024-12-31 | MX$2.87 | MX$164.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Western Union Company utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 96.42%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.19%
- • Asset Turnover: 0.50x
- • Equity Multiplier: 8.64x
- Recent ROE (96.42%) is below the historical average (108.76%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 65.55% | 15.20% | 0.57x | 7.61x | MX$722.36 Million |
| 2015 | 59.63% | 15.28% | 0.58x | 6.73x | MX$697.31 Million |
| 2016 | 28.06% | 4.67% | 0.58x | 10.44x | MX$162.98 Million |
| 2017 | 0.00% | -10.08% | 0.60x | 0.00x | MX$-507.96 Million |
| 2018 | 0.00% | 15.24% | 0.62x | 0.00x | MX$882.88 Million |
| 2019 | 0.00% | 20.00% | 0.60x | 0.00x | MX$1.06 Billion |
| 2020 | 398.87% | 15.39% | 0.51x | 50.89x | MX$725.64 Million |
| 2021 | 226.60% | 15.89% | 0.57x | 24.81x | MX$770.24 Million |
| 2022 | 190.58% | 20.35% | 0.53x | 17.78x | MX$862.82 Million |
| 2023 | 130.69% | 14.37% | 0.53x | 17.12x | MX$578.10 Million |
| 2024 | 96.42% | 22.19% | 0.50x | 8.64x | MX$837.31 Million |
Industry Comparison
This section compares The Western Union Company's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,769,328,667
- Average return on equity (ROE) among peers: 17.62%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Western Union Company (WU) | MX$925.40 Million | 65.55% | 7.41x | $2.52 Billion |
| Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) | $4.35 Billion | 23.06% | 2.47x | $3.79 Million |
| Financiera Independencia S.A.B. de C.V. SOFOM E.N.R (FINDEP) | $4.45 Billion | 7.79% | 1.38x | $90.07 Million |
| Unifin Financiera S. A. B. de C. V (UNIFINA) | $5.50 Billion | 22.00% | 6.56x | $2.62 Million |