Brighthouse Financial Inc
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term… Read more
Brighthouse Financial Inc (BHF) - Net Assets
Latest net assets as of September 2025: $6.43 Billion USD
Based on the latest financial reports, Brighthouse Financial Inc (BHF) has net assets worth $6.43 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($244.68 Billion) and total liabilities ($238.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $6.43 Billion |
| % of Total Assets | 2.63% |
| Annual Growth Rate | -11.74% |
| 5-Year Change | -97.93% |
| 10-Year Change | -70.16% |
| Growth Volatility | 433.56 |
Brighthouse Financial Inc - Net Assets Trend (2014–2024)
This chart illustrates how Brighthouse Financial Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Brighthouse Financial Inc (2014–2024)
The table below shows the annual net assets of Brighthouse Financial Inc from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $5.02 Billion | +0.32% |
| 2023-12-31 | $5.01 Billion | -9.39% |
| 2022-12-31 | $5.53 Billion | -97.84% |
| 2021-12-31 | $255.62 Billion | +5.27% |
| 2020-12-31 | $242.81 Billion | +9.60% |
| 2019-12-31 | $221.54 Billion | +1429.65% |
| 2018-12-31 | $14.48 Billion | -0.67% |
| 2017-12-31 | $14.58 Billion | -1.90% |
| 2016-12-31 | $14.86 Billion | -11.74% |
| 2015-12-31 | $16.84 Billion | -3.91% |
| 2014-12-31 | $17.52 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Brighthouse Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 111900000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $1.00 Million | 0.02% |
| Other Comprehensive Income | $-5.28 Billion | -106.43% |
| Other Components | $11.36 Billion | 228.98% |
| Total Equity | $4.96 Billion | 100.00% |
Brighthouse Financial Inc Competitors by Market Cap
The table below lists competitors of Brighthouse Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
QuantumScape Corporation Class A Common Stock
NYSE:QS
|
$3.36 Billion |
|
Oscar Health Inc
NYSE:OSCR
|
$3.37 Billion |
|
Choice Hotels International Inc
NYSE:CHH
|
$3.37 Billion |
|
Zhejiang Shuanghuan Driveline Co Ltd
SHE:002472
|
$3.37 Billion |
|
Jiangxi Copper Company Limited
PINK:JIAXF
|
$3.36 Billion |
|
Axfood AB (publ)
F:AXL1
|
$3.36 Billion |
|
Herc Holdings Inc
NYSE:HRI
|
$3.36 Billion |
|
Adani Green Energy Limited
NSE:ADANIGREEN
|
$3.36 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Brighthouse Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,943,000,000 to 4,959,000,000, a change of 16,000,000 (0.3%).
- Net income of 388,000,000 contributed positively to equity growth.
- Dividend payments of 102,000,000 reduced retained earnings.
- Share repurchases of 250,000,000 reduced equity.
- Other comprehensive income decreased equity by 32,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $388.00 Million | +7.82% |
| Dividends Paid | $102.00 Million | -2.06% |
| Share Repurchases | $250.00 Million | -5.04% |
| Other Comprehensive Income | $-32.00 Million | -0.65% |
| Other Changes | $12.00 Million | +0.24% |
| Total Change | $- | 0.32% |
Book Value vs Market Value Analysis
This analysis compares Brighthouse Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.74x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.42x to 0.74x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | $142.80 | $59.59 | x |
| 2015-12-31 | $137.21 | $59.59 | x |
| 2016-12-31 | $121.10 | $59.59 | x |
| 2017-12-31 | $121.19 | $59.59 | x |
| 2018-12-31 | $122.67 | $59.59 | x |
| 2019-12-31 | $143.74 | $59.59 | x |
| 2020-12-31 | $189.02 | $59.59 | x |
| 2021-12-31 | $192.66 | $59.59 | x |
| 2022-12-31 | $74.23 | $59.59 | x |
| 2023-12-31 | $74.88 | $59.59 | x |
| 2024-12-31 | $80.50 | $59.59 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Brighthouse Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.82%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.88%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 48.10x
- Recent ROE (7.82%) is above the historical average (3.83%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 6.61% | 12.27% | 0.04x | 13.22x | $-593.50 Million |
| 2015 | 6.65% | 12.59% | 0.04x | 13.46x | $-564.90 Million |
| 2016 | -19.78% | -96.08% | 0.01x | 14.93x | $-4.43 Billion |
| 2017 | -2.60% | -5.52% | 0.03x | 15.45x | $-1.83 Billion |
| 2018 | 6.00% | 9.98% | 0.04x | 14.31x | $-576.80 Million |
| 2019 | -4.54% | -11.21% | 0.03x | 14.05x | $-2.35 Billion |
| 2020 | -5.86% | -12.42% | 0.03x | 13.75x | $-2.86 Billion |
| 2021 | -0.64% | -1.44% | 0.03x | 16.10x | $-1.72 Billion |
| 2022 | 71.02% | 58.51% | 0.03x | 41.32x | $3.33 Billion |
| 2023 | -22.50% | -28.15% | 0.02x | 47.81x | $-1.61 Billion |
| 2024 | 7.82% | 8.88% | 0.02x | 48.10x | $-107.90 Million |
Industry Comparison
This section compares Brighthouse Financial Inc's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $57,026,783,236
- Average return on equity (ROE) among peers: 30.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Brighthouse Financial Inc (BHF) | $6.43 Billion | 6.61% | 37.06x | $3.36 Billion |
| AIA Group Ltd (AAIGF) | $181.58 Billion | 2.29% | 0.02x | $75.83 Billion |
| Atlantic American Corporation (AAME) | $31.80 Million | 29.56% | 5.46x | $10.89 Million |
| Abacus Life Inc. (ABL) | $766.89K | 130.06% | 1.40x | $276.35 Million |
| Abacus Global Management, Inc. (ABX) | $1.30 Million | 50.90% | 0.12x | $92.43K |
| Aflac Incorporated (AFL) | $1.75 Billion | 16.71% | 10.58x | $56.35 Billion |
| Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) | $1.88 Billion | 37.14% | 26.33x | $90.55 Million |
| Challenger Limited (CFIGF) | $3.25 Billion | -12.80% | 7.79x | $1.66 Billion |
| Citizens Inc (CIA) | $28.30 Million | 19.53% | 3.74x | $217.00 Million |
| China Life Insurance Co Ltd (CILJF) | $324.71 Billion | 0.30% | 0.01x | $16.34 Billion |