Brookline Bancorp Inc
Brookline Bancorp, Inc. operates as a bank holding company for the Brookline Bank that offers commercial, business, and retail banking products and services to corporate, municipal, and retail customers in the United States. Its deposit products include demand checking, NOW, money market, and savings accounts. The company's loan portfolio comprises first mortgage loans secured by commercial and r… Read more
Brookline Bancorp Inc (BRKL) - Net Assets
Latest net assets as of June 2025: $1.25 Billion USD
Based on the latest financial reports, Brookline Bancorp Inc (BRKL) has net assets worth $1.25 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($11.57 Billion) and total liabilities ($10.31 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.25 Billion |
| % of Total Assets | 10.84% |
| Annual Growth Rate | 8.57% |
| 5-Year Change | -84.91% |
| 10-Year Change | 81.43% |
| Growth Volatility | 128.22 |
Brookline Bancorp Inc - Net Assets Trend (1997–2024)
This chart illustrates how Brookline Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Brookline Bancorp Inc (1997–2024)
The table below shows the annual net assets of Brookline Bancorp Inc from 1997 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $1.22 Billion | +1.94% |
| 2023-12-31 | $1.20 Billion | +20.82% |
| 2022-12-31 | $992.12 Million | -87.94% |
| 2021-12-31 | $8.22 Billion | +1.57% |
| 2020-12-31 | $8.10 Billion | +16.87% |
| 2019-12-31 | $6.93 Billion | +660.94% |
| 2018-12-31 | $910.62 Million | +12.06% |
| 2017-12-31 | $812.58 Million | +15.63% |
| 2016-12-31 | $702.75 Million | +4.35% |
| 2015-12-31 | $673.49 Million | +4.33% |
| 2014-12-31 | $645.54 Million | +4.43% |
| 2013-12-31 | $618.17 Million | +0.38% |
| 2012-12-31 | $615.81 Million | +21.46% |
| 2011-12-31 | $507.00 Million | +1.82% |
| 2010-12-31 | $497.95 Million | +1.74% |
| 2009-12-31 | $489.42 Million | -1.46% |
| 2008-12-31 | $496.67 Million | -4.50% |
| 2007-12-31 | $520.08 Million | -12.64% |
| 2006-12-31 | $595.30 Million | -1.19% |
| 2005-12-31 | $602.45 Million | +2.98% |
| 2004-12-31 | $585.01 Million | -3.57% |
| 2003-12-31 | $606.68 Million | -4.06% |
| 2002-12-31 | $632.38 Million | +121.54% |
| 2001-12-31 | $285.44 Million | +1.01% |
| 2000-12-31 | $282.58 Million | +2.82% |
| 1999-12-31 | $274.83 Million | -1.21% |
| 1998-12-31 | $278.20 Million | +109.56% |
| 1997-12-31 | $132.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Brookline Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 245.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $458.94 Million | 37.56% |
| Common Stock | $970.00K | 0.08% |
| Other Comprehensive Income | $-52.88 Million | -4.33% |
| Other Components | $814.91 Million | 66.69% |
| Total Equity | $1.22 Billion | 100.00% |
Brookline Bancorp Inc Competitors by Market Cap
The table below lists competitors of Brookline Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sunward Intelligent Equipment Co Ltd
SHE:002097
|
$970.29 Million |
|
Fidelis Insurance Holdings Limited
NYSE:FIHL
|
$970.51 Million |
|
SUFA Technology Industry Co Ltd CNNC
SHE:000777
|
$970.60 Million |
|
Braskem SA Class A
NYSE:BAK
|
$970.61 Million |
|
Guangxi Wuzhou Zhongheng Group Co Ltd
SHG:600252
|
$969.96 Million |
|
IRB Infrastructure Developers Limited
NSE:IRB
|
$969.73 Million |
|
Yunnan Botanee Bio-Technology Group Co Ltd
SHE:300957
|
$969.48 Million |
|
Shanghai Chinafortune Co Ltd
SHG:600621
|
$969.43 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Brookline Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,198,644,000 to 1,221,939,000, a change of 23,295,000 (1.9%).
- Net income of 68,715,000 contributed positively to equity growth.
- Dividend payments of 48,058,000 reduced retained earnings.
- Share repurchases of 687,000 reduced equity.
- Other comprehensive income decreased equity by 84,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $68.72 Million | +5.62% |
| Dividends Paid | $48.06 Million | -3.93% |
| Share Repurchases | $687.00K | -0.06% |
| Other Comprehensive Income | $-84.00K | -0.01% |
| Other Changes | $3.41 Million | +0.28% |
| Total Change | $- | 1.94% |
Book Value vs Market Value Analysis
This analysis compares Brookline Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.80x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.25x to 0.80x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1997-12-31 | $2.09 | $10.95 | x |
| 1998-12-31 | $4.45 | $10.95 | x |
| 1999-12-31 | $4.48 | $10.95 | x |
| 2000-12-31 | $4.80 | $10.95 | x |
| 2001-12-31 | $4.82 | $10.95 | x |
| 2002-12-31 | $10.82 | $10.95 | x |
| 2003-12-31 | $10.48 | $10.95 | x |
| 2004-12-31 | $10.06 | $10.95 | x |
| 2005-12-31 | $9.90 | $10.95 | x |
| 2006-12-31 | $9.54 | $10.95 | x |
| 2007-12-31 | $8.69 | $10.95 | x |
| 2008-12-31 | $8.54 | $10.95 | x |
| 2009-12-31 | $8.34 | $10.95 | x |
| 2010-12-31 | $8.46 | $10.95 | x |
| 2011-12-31 | $8.59 | $10.95 | x |
| 2012-12-31 | $8.78 | $10.95 | x |
| 2013-12-31 | $8.78 | $10.95 | x |
| 2014-12-31 | $9.15 | $10.95 | x |
| 2015-12-31 | $9.50 | $10.95 | x |
| 2016-12-31 | $9.87 | $10.95 | x |
| 2017-12-31 | $10.74 | $10.95 | x |
| 2018-12-31 | $11.26 | $10.95 | x |
| 2019-12-31 | $11.84 | $10.95 | x |
| 2020-12-31 | $11.91 | $10.95 | x |
| 2021-12-31 | $12.72 | $10.95 | x |
| 2022-12-31 | $12.83 | $10.95 | x |
| 2023-12-31 | $13.55 | $10.95 | x |
| 2024-12-31 | $13.68 | $10.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Brookline Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.62%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.50%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.74x
- Recent ROE (5.62%) is below the historical average (6.22%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1997 | 10.34% | 50.81% | 0.04x | 5.28x | $455.30K |
| 1998 | 6.90% | 29.22% | 0.07x | 3.16x | $-8.62 Million |
| 1999 | 7.57% | 28.15% | 0.08x | 3.30x | $-6.68 Million |
| 2000 | 7.66% | 26.56% | 0.08x | 3.67x | $-6.62 Million |
| 2001 | 6.77% | 22.68% | 0.08x | 3.85x | $-9.21 Million |
| 2002 | 3.47% | 29.29% | 0.05x | 2.25x | $-41.30 Million |
| 2003 | 2.39% | 20.23% | 0.05x | 2.51x | $-46.19 Million |
| 2004 | 3.04% | 22.98% | 0.05x | 2.90x | $-40.73 Million |
| 2005 | 3.66% | 19.60% | 0.05x | 3.68x | $-38.22 Million |
| 2006 | 3.57% | 15.25% | 0.06x | 4.07x | $-37.48 Million |
| 2007 | 3.42% | 11.84% | 0.06x | 4.66x | $-34.13 Million |
| 2008 | 2.60% | 8.71% | 0.06x | 5.29x | $-36.54 Million |
| 2009 | 3.94% | 13.47% | 0.05x | 5.37x | $-29.53 Million |
| 2010 | 5.42% | 19.93% | 0.05x | 5.49x | $-22.67 Million |
| 2011 | 5.48% | 18.96% | 0.04x | 6.55x | $-22.76 Million |
| 2012 | 6.07% | 16.03% | 0.05x | 8.41x | $-24.07 Million |
| 2013 | 5.87% | 16.22% | 0.04x | 8.67x | $-25.37 Million |
| 2014 | 6.76% | 18.25% | 0.04x | 9.05x | $-20.79 Million |
| 2015 | 7.46% | 20.15% | 0.04x | 9.05x | $-16.97 Million |
| 2016 | 7.53% | 19.96% | 0.04x | 9.26x | $-17.19 Million |
| 2017 | 6.28% | 17.11% | 0.04x | 8.43x | $-29.86 Million |
| 2018 | 9.23% | 24.49% | 0.05x | 8.21x | $-6.95 Million |
| 2019 | 9.28% | 23.24% | 0.05x | 8.31x | $-6.84 Million |
| 2020 | 5.06% | 13.55% | 0.04x | 9.50x | $-46.54 Million |
| 2021 | 11.60% | 34.10% | 0.04x | 8.64x | $15.91 Million |
| 2022 | 11.06% | 29.39% | 0.04x | 9.26x | $10.53 Million |
| 2023 | 6.26% | 12.32% | 0.05x | 9.50x | $-44.87 Million |
| 2024 | 5.62% | 10.50% | 0.05x | 9.74x | $-53.48 Million |
Industry Comparison
This section compares Brookline Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Brookline Bancorp Inc (BRKL) | $1.25 Billion | 10.34% | 8.22x | $970.23 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |