First Busey Corporation
First Busey Corporation operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates through three segments: Banking, Wealth Management, and FirsTech. It offers demand and savings deposits, money transfers, safe … Read more
First Busey Corporation (BUSEP) - Net Assets
Latest net assets as of December 2025: $2.47 Billion USD
Based on the latest financial reports, First Busey Corporation (BUSEP) has net assets worth $2.47 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($18.10 Billion) and total liabilities ($15.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.47 Billion |
| % of Total Assets | 13.64% |
| Annual Growth Rate | 16.97% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 34.35 |
First Busey Corporation - Net Assets Trend (2021–2025)
This chart illustrates how First Busey Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for First Busey Corporation (2021–2025)
The table below shows the annual net assets of First Busey Corporation from 2021 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.47 Billion | +78.49% |
| 2024-12-31 | $1.38 Billion | +8.75% |
| 2023-12-31 | $1.27 Billion | +11.00% |
| 2022-12-31 | $1.15 Billion | -13.13% |
| 2021-12-31 | $1.32 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to First Busey Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 264.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $336.71 Million | 13.64% |
| Other Components | $2.13 Billion | 86.36% |
| Total Equity | $2.47 Billion | 100.00% |
First Busey Corporation Competitors by Market Cap
The table below lists competitors of First Busey Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CRANE HOLDINGS CO. DL 1
F:P8Q
|
$2.15 Billion |
|
Genscript Biotech Corporation
PINK:GNNSF
|
$2.15 Billion |
|
Serco Group plc
PINK:SECCF
|
$2.16 Billion |
|
Kaori Heat Treatment Co Ltd
TW:8996
|
$2.16 Billion |
|
Genesis Energy LP
NYSE:GEL
|
$2.15 Billion |
|
SWECO AB B SK 1-
F:7W71
|
$2.15 Billion |
|
Centamin plc
PINK:CELTF
|
$2.15 Billion |
|
OliX PharmaceuticalsInc
KQ:226950
|
$2.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in First Busey Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,383,269,000 to 2,468,982,000, a change of 1,085,713,000 (78.5%).
- Net income of 135,262,000 contributed positively to equity growth.
- Dividend payments of 90,989,000 reduced retained earnings.
- Share repurchases of 69,859,000 reduced equity.
- New share issuances of 207,447,000 increased equity.
- Other factors increased equity by 903,852,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $135.26 Million | +5.48% |
| Dividends Paid | $90.99 Million | -3.69% |
| Share Repurchases | $69.86 Million | -2.83% |
| Share Issuances | $207.45 Million | +8.4% |
| Other Changes | $903.85 Million | +36.61% |
| Total Change | $- | 78.49% |
Book Value vs Market Value Analysis
This analysis compares First Busey Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.91x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.08x to 0.91x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2021-12-31 | $23.80 | $25.72 | x |
| 2022-12-31 | $20.73 | $25.72 | x |
| 2023-12-31 | $23.02 | $25.72 | x |
| 2024-12-31 | $24.31 | $25.72 | x |
| 2025-12-31 | $28.18 | $25.72 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently First Busey Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.48%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.80%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.33x
- Recent ROE (5.48%) is below the historical average (8.78%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2021 | 9.36% | 30.59% | 0.03x | 9.75x | $-8.46 Million |
| 2022 | 11.20% | 28.51% | 0.04x | 10.77x | $13.71 Million |
| 2023 | 9.64% | 27.81% | 0.04x | 9.66x | $-4.63 Million |
| 2024 | 8.22% | 24.64% | 0.04x | 8.71x | $-24.64 Million |
| 2025 | 5.48% | 18.80% | 0.04x | 7.33x | $-111.64 Million |
Industry Comparison
This section compares First Busey Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| First Busey Corporation (BUSEP) | $2.47 Billion | 9.36% | 6.33x | $2.15 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |