Columbia Banking System Inc
Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificate… Read more
Columbia Banking System Inc (COLB) - Net Assets
Latest net assets as of December 2025: $7.84 Billion USD
Based on the latest financial reports, Columbia Banking System Inc (COLB) has net assets worth $7.84 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($67.22 Billion) and total liabilities ($59.38 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $7.84 Billion |
| % of Total Assets | 11.66% |
| Annual Growth Rate | 22.27% |
| 5-Year Change | 185.17% |
| 10-Year Change | 100.16% |
| Growth Volatility | 55.26 |
Columbia Banking System Inc - Net Assets Trend (1992–2025)
This chart illustrates how Columbia Banking System Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Columbia Banking System Inc (1992–2025)
The table below shows the annual net assets of Columbia Banking System Inc from 1992 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $7.84 Billion | +53.18% |
| 2024-12-31 | $5.12 Billion | +2.47% |
| 2023-12-31 | $5.00 Billion | +101.43% |
| 2022-12-31 | $2.48 Billion | -9.80% |
| 2021-12-31 | $2.75 Billion | +1.65% |
| 2020-12-31 | $2.70 Billion | -37.31% |
| 2019-12-31 | $4.31 Billion | +6.35% |
| 2018-12-31 | $4.06 Billion | +1.01% |
| 2017-12-31 | $4.02 Billion | +2.53% |
| 2016-12-31 | $3.92 Billion | +1.74% |
| 2015-12-31 | $3.85 Billion | +1.82% |
| 2014-12-31 | $3.78 Billion | +118.88% |
| 2013-12-31 | $1.73 Billion | +0.20% |
| 2012-12-31 | $1.72 Billion | +3.09% |
| 2011-12-31 | $1.67 Billion | +1.82% |
| 2010-12-31 | $1.64 Billion | +4.86% |
| 2009-12-31 | $1.57 Billion | +5.35% |
| 2008-12-31 | $1.49 Billion | +19.93% |
| 2007-12-31 | $1.24 Billion | +7.24% |
| 2006-12-31 | $1.16 Billion | +56.61% |
| 2005-12-31 | $738.26 Million | +7.37% |
| 2004-12-31 | $687.61 Million | +115.57% |
| 2003-12-31 | $318.97 Million | -12.17% |
| 2002-12-31 | $363.16 Million | +168.41% |
| 2001-12-31 | $135.30 Million | +18.62% |
| 2000-12-31 | $114.06 Million | +62.19% |
| 1999-12-31 | $70.33 Million | +94.81% |
| 1998-12-31 | $36.10 Million | -53.95% |
| 1997-12-31 | $78.40 Million | +33.11% |
| 1996-12-31 | $58.90 Million | +84.06% |
| 1995-12-31 | $32.00 Million | +10.73% |
| 1994-12-31 | $28.90 Million | -3.02% |
| 1993-12-31 | $29.80 Million | +189.32% |
| 1992-12-31 | $10.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Columbia Banking System Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 996.6% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $8.10 Billion | 103.30% |
| Other Comprehensive Income | $-233.00 Million | -2.97% |
| Total Equity | $7.84 Billion | 100.00% |
Columbia Banking System Inc Competitors by Market Cap
The table below lists competitors of Columbia Banking System Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CONCORDIA FINL GROUP
F:YC3
|
$7.73 Billion |
|
Shenzhen Envicool Technology Co Ltd
SHE:002837
|
$7.73 Billion |
|
JSC Halyk bank
F:H4L1
|
$7.73 Billion |
|
Yantai Jereh Oilfield Services Group Co Ltd
SHE:002353
|
$7.73 Billion |
|
Procore Technologies Inc
NYSE:PCOR
|
$7.72 Billion |
|
Autoliv Inc
NYSE:ALV
|
$7.72 Billion |
|
Yamaha Motor Co. Ltd
PINK:YMHAY
|
$7.72 Billion |
|
Samsung Sdi Co Pref
KO:006405
|
$7.71 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Columbia Banking System Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 5,118,224,000 to 7,840,000,000, a change of 2,721,776,000 (53.2%).
- Net income of 550,032,000 contributed positively to equity growth.
- Dividend payments of 335,000,000 reduced retained earnings.
- Share repurchases of 109,000,000 reduced equity.
- New share issuances of 3,000,000 increased equity.
- Other comprehensive income increased equity by 228,980,000.
- Other factors increased equity by 2,383,764,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $550.03 Million | +7.02% |
| Dividends Paid | $335.00 Million | -4.27% |
| Share Repurchases | $109.00 Million | -1.39% |
| Share Issuances | $3.00 Million | +0.04% |
| Other Comprehensive Income | $228.98 Million | +2.92% |
| Other Changes | $2.38 Billion | +30.41% |
| Total Change | $- | 53.18% |
Book Value vs Market Value Analysis
This analysis compares Columbia Banking System Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.90x to 1.00x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1992-12-31 | $3.82 | $26.35 | x |
| 1993-12-31 | $4.09 | $26.35 | x |
| 1994-12-31 | $3.57 | $26.35 | x |
| 1995-12-31 | $4.52 | $26.35 | x |
| 1996-12-31 | $6.94 | $26.35 | x |
| 1997-12-31 | $5.51 | $26.35 | x |
| 1998-12-31 | $4.71 | $26.35 | x |
| 1999-12-31 | $8.99 | $26.35 | x |
| 2000-12-31 | $7.74 | $26.35 | x |
| 2001-12-31 | $6.78 | $26.35 | x |
| 2002-12-31 | $13.51 | $26.35 | x |
| 2003-12-31 | $11.13 | $26.35 | x |
| 2004-12-31 | $18.95 | $26.35 | x |
| 2005-12-31 | $16.41 | $26.35 | x |
| 2006-12-31 | $21.77 | $26.35 | x |
| 2007-12-31 | $20.58 | $26.35 | x |
| 2008-12-31 | $24.61 | $26.35 | x |
| 2009-12-31 | $22.25 | $26.35 | x |
| 2010-12-31 | $15.19 | $26.35 | x |
| 2011-12-31 | $14.62 | $26.35 | x |
| 2012-12-31 | $15.37 | $26.35 | x |
| 2013-12-31 | $15.40 | $26.35 | x |
| 2014-12-31 | $20.16 | $26.35 | x |
| 2015-12-31 | $17.42 | $26.35 | x |
| 2016-12-31 | $17.73 | $26.35 | x |
| 2017-12-31 | $17.97 | $26.35 | x |
| 2018-12-31 | $18.38 | $26.35 | x |
| 2019-12-31 | $19.55 | $26.35 | x |
| 2020-12-31 | $12.28 | $26.35 | x |
| 2021-12-31 | $12.52 | $26.35 | x |
| 2022-12-31 | $11.41 | $26.35 | x |
| 2023-12-31 | $25.50 | $26.35 | x |
| 2024-12-31 | $24.45 | $26.35 | x |
| 2025-12-31 | $26.42 | $26.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Columbia Banking System Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.02%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.11%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.57x
- Recent ROE (7.02%) is above the historical average (5.20%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 9.71% | 20.83% | 0.03x | 13.54x | $-30.00K |
| 1993 | -8.05% | -28.57% | 0.04x | 7.92x | $-5.38 Million |
| 1994 | -2.77% | -5.48% | 0.05x | 11.04x | $-3.69 Million |
| 1995 | 8.75% | 13.59% | 0.05x | 13.29x | $-400.00K |
| 1996 | 6.10% | 13.95% | 0.04x | 9.98x | $-2.30 Million |
| 1997 | 11.86% | 19.38% | 0.06x | 11.03x | $1.46 Million |
| 1998 | 25.03% | 17.99% | 0.16x | 8.83x | $5.43 Million |
| 1999 | 16.74% | 14.75% | 0.11x | 9.92x | $4.74 Million |
| 2000 | 9.96% | 11.16% | 0.09x | 10.40x | $-39.60K |
| 2001 | 6.32% | 7.67% | 0.08x | 10.56x | $-4.98 Million |
| 2002 | 7.62% | 17.16% | 0.05x | 8.87x | $-6.85 Million |
| 2003 | 10.70% | 18.94% | 0.06x | 9.29x | $2.22 Million |
| 2004 | 6.86% | 19.70% | 0.05x | 7.09x | $-21.60 Million |
| 2005 | 9.45% | 21.13% | 0.06x | 7.26x | $-4.09 Million |
| 2006 | 7.30% | 18.38% | 0.06x | 6.35x | $-31.17 Million |
| 2007 | 5.10% | 11.44% | 0.07x | 6.73x | $-60.73 Million |
| 2008 | 3.43% | 9.29% | 0.06x | 5.78x | $-97.66 Million |
| 2009 | -9.79% | -30.84% | 0.05x | 5.99x | $-310.02 Million |
| 2010 | 1.72% | 5.13% | 0.05x | 7.10x | $-135.93 Million |
| 2011 | 4.45% | 13.12% | 0.05x | 6.91x | $-92.75 Million |
| 2012 | 5.91% | 17.56% | 0.05x | 6.84x | $-70.51 Million |
| 2013 | 5.69% | 17.42% | 0.05x | 6.74x | $-74.38 Million |
| 2014 | 3.90% | 14.76% | 0.04x | 5.98x | $-230.58 Million |
| 2015 | 5.79% | 18.53% | 0.05x | 6.07x | $-161.93 Million |
| 2016 | 5.87% | 19.07% | 0.05x | 6.34x | $-161.61 Million |
| 2017 | 6.10% | 19.81% | 0.05x | 6.49x | $-154.62 Million |
| 2018 | 7.80% | 23.49% | 0.05x | 6.64x | $-89.38 Million |
| 2019 | 8.21% | 24.07% | 0.05x | 6.69x | $-77.30 Million |
| 2020 | -56.33% | -106.93% | 0.05x | 10.81x | $-1.79 Billion |
| 2021 | 15.29% | 31.88% | 0.04x | 11.15x | $145.37 Million |
| 2022 | 13.58% | 24.99% | 0.04x | 12.84x | $88.77 Million |
| 2023 | 6.98% | 13.73% | 0.05x | 10.45x | $-150.79 Million |
| 2024 | 10.43% | 17.99% | 0.06x | 10.08x | $21.85 Million |
| 2025 | 7.02% | 17.11% | 0.05x | 8.57x | $-233.97 Million |
Industry Comparison
This section compares Columbia Banking System Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Columbia Banking System Inc (COLB) | $7.84 Billion | 9.71% | 7.57x | $7.73 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |