Great Southern Bancorp Inc
Great Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that provides a range of financial services in the United States. The company's deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accoun… Read more
Great Southern Bancorp Inc (GSBC) - Net Assets
Latest net assets as of September 2025: $632.93 Million USD
Based on the latest financial reports, Great Southern Bancorp Inc (GSBC) has net assets worth $632.93 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($5.74 Billion) and total liabilities ($5.10 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $632.93 Million |
| % of Total Assets | 11.03% |
| Annual Growth Rate | 7.4% |
| 5-Year Change | -4.79% |
| 10-Year Change | 50.56% |
| Growth Volatility | 9.07 |
Great Southern Bancorp Inc - Net Assets Trend (1989–2024)
This chart illustrates how Great Southern Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Great Southern Bancorp Inc (1989–2024)
The table below shows the annual net assets of Great Southern Bancorp Inc from 1989 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $599.57 Million | +4.85% |
| 2023-12-31 | $571.83 Million | +7.27% |
| 2022-12-31 | $533.09 Million | -13.57% |
| 2021-12-31 | $616.75 Million | -2.06% |
| 2020-12-31 | $629.74 Million | +4.42% |
| 2019-12-31 | $603.07 Million | +13.36% |
| 2018-12-31 | $531.98 Million | +12.79% |
| 2017-12-31 | $471.66 Million | +9.74% |
| 2016-12-31 | $429.81 Million | +7.93% |
| 2015-12-31 | $398.23 Million | -5.13% |
| 2014-12-31 | $419.75 Million | +10.26% |
| 2013-12-31 | $380.70 Million | +2.93% |
| 2012-12-31 | $369.87 Million | +13.95% |
| 2011-12-31 | $324.59 Million | +6.77% |
| 2010-12-31 | $304.01 Million | +1.71% |
| 2009-12-31 | $298.91 Million | +27.69% |
| 2008-12-31 | $234.09 Million | +23.29% |
| 2007-12-31 | $189.87 Million | +8.14% |
| 2006-12-31 | $175.58 Million | +14.91% |
| 2005-12-31 | $152.80 Million | +9.78% |
| 2004-12-31 | $139.19 Million | +16.43% |
| 2003-12-31 | $119.55 Million | +14.17% |
| 2002-12-31 | $104.71 Million | +22.82% |
| 2001-12-31 | $85.25 Million | +19.99% |
| 2000-12-31 | $71.05 Million | +3.12% |
| 1999-12-31 | $68.90 Million | +0.73% |
| 1998-12-31 | $68.40 Million | +13.43% |
| 1997-12-31 | $60.30 Million | 0.00% |
| 1996-12-31 | $60.30 Million | -11.06% |
| 1995-12-31 | $67.80 Million | 0.00% |
| 1994-12-31 | $67.80 Million | +7.62% |
| 1993-12-31 | $63.00 Million | +2.44% |
| 1992-12-31 | $61.50 Million | +18.96% |
| 1991-12-31 | $51.70 Million | +3.61% |
| 1990-12-31 | $49.90 Million | +1.42% |
| 1989-12-31 | $49.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Great Southern Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1599.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $603.48 Million | 100.65% |
| Common Stock | $117.00K | 0.02% |
| Other Comprehensive Income | $-54.36 Million | -9.07% |
| Other Components | $50.34 Million | 8.40% |
| Total Equity | $599.57 Million | 100.00% |
Great Southern Bancorp Inc Competitors by Market Cap
The table below lists competitors of Great Southern Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Instructure Holdings Inc
NYSE:INST
|
$499.00 Million |
|
Suzhou Douson Drilling & Production Equipment Co Ltd
SHG:603800
|
$499.01 Million |
|
Catapult Group International Limited
PINK:CAZGF
|
$499.11 Million |
|
Nextdoor Holdings Inc
NYSE:KIND
|
$499.23 Million |
|
Wacom Co. Ltd
PINK:WACMF
|
$498.80 Million |
|
Spin Master Corp
PINK:SNMSF
|
$498.75 Million |
|
Acrel Co LTD
SHE:300286
|
$498.70 Million |
|
Shanghai Datun Energy Resources Co Ltd
SHG:600508
|
$498.68 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Great Southern Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 571,829,000 to 599,568,000, a change of 27,739,000 (4.9%).
- Net income of 61,807,000 contributed positively to equity growth.
- Dividend payments of 18,708,000 reduced retained earnings.
- Share repurchases of 15,152,000 reduced equity.
- Other comprehensive income decreased equity by 11,881,000.
- Other factors increased equity by 11,673,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $61.81 Million | +10.31% |
| Dividends Paid | $18.71 Million | -3.12% |
| Share Repurchases | $15.15 Million | -2.53% |
| Other Comprehensive Income | $-11.88 Million | -1.98% |
| Other Changes | $11.67 Million | +1.95% |
| Total Change | $- | 4.85% |
Book Value vs Market Value Analysis
This analysis compares Great Southern Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.19x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 27.67x to 1.19x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $2.20 | $60.90 | x |
| 1990-12-31 | $2.47 | $60.90 | x |
| 1991-12-31 | $2.70 | $60.90 | x |
| 1992-12-31 | $3.21 | $60.90 | x |
| 1993-12-31 | $3.50 | $60.90 | x |
| 1994-12-31 | $3.69 | $60.90 | x |
| 1996-12-31 | $3.64 | $60.90 | x |
| 1997-12-31 | $3.79 | $60.90 | x |
| 1998-12-31 | $4.25 | $60.90 | x |
| 1999-12-31 | $4.42 | $60.90 | x |
| 2000-12-31 | $4.87 | $60.90 | x |
| 2001-12-31 | $6.13 | $60.90 | x |
| 2002-12-31 | $7.54 | $60.90 | x |
| 2003-12-31 | $8.63 | $60.90 | x |
| 2004-12-31 | $9.96 | $60.90 | x |
| 2005-12-31 | $10.99 | $60.90 | x |
| 2006-12-31 | $12.68 | $60.90 | x |
| 2007-12-31 | $13.93 | $60.90 | x |
| 2008-12-31 | $17.49 | $60.90 | x |
| 2009-12-31 | $21.51 | $60.90 | x |
| 2010-12-31 | $21.69 | $60.90 | x |
| 2011-12-31 | $23.86 | $60.90 | x |
| 2012-12-31 | $27.22 | $60.90 | x |
| 2013-12-31 | $27.79 | $60.90 | x |
| 2014-12-31 | $30.30 | $60.90 | x |
| 2015-12-31 | $28.43 | $60.90 | x |
| 2016-12-31 | $30.43 | $60.90 | x |
| 2017-12-31 | $33.26 | $60.90 | x |
| 2018-12-31 | $37.34 | $60.90 | x |
| 2019-12-31 | $42.08 | $60.90 | x |
| 2020-12-31 | $44.65 | $60.90 | x |
| 2021-12-31 | $45.10 | $60.90 | x |
| 2022-12-31 | $42.29 | $60.90 | x |
| 2023-12-31 | $47.34 | $60.90 | x |
| 2024-12-31 | $51.01 | $60.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Great Southern Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.31%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.40%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.98x
- Recent ROE (10.31%) is below the historical average (14.05%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 6.71% | 6.79% | 0.10x | 9.51x | $-1.62 Million |
| 1990 | 7.62% | 8.41% | 0.10x | 9.44x | $-1.19 Million |
| 1991 | 9.09% | 10.68% | 0.09x | 9.97x | $-470.00K |
| 1992 | 19.02% | 24.48% | 0.09x | 8.69x | $5.55 Million |
| 1993 | 15.08% | 17.27% | 0.09x | 9.88x | $3.20 Million |
| 1994 | 16.67% | 17.60% | 0.10x | 9.85x | $4.52 Million |
| 1996 | 15.42% | 14.09% | 0.09x | 11.74x | $3.27 Million |
| 1997 | 23.88% | 19.02% | 0.11x | 11.74x | $8.37 Million |
| 1998 | 21.05% | 19.02% | 0.09x | 12.23x | $7.56 Million |
| 1999 | 19.85% | 16.40% | 0.09x | 14.00x | $6.79 Million |
| 2000 | 21.78% | 15.30% | 0.09x | 15.91x | $8.37 Million |
| 2001 | 22.00% | 17.61% | 0.08x | 15.52x | $10.23 Million |
| 2002 | 22.17% | 23.06% | 0.07x | 13.40x | $12.74 Million |
| 2003 | 19.32% | 23.52% | 0.06x | 12.89x | $11.14 Million |
| 2004 | 18.97% | 21.93% | 0.07x | 13.26x | $12.48 Million |
| 2005 | 14.84% | 16.66% | 0.07x | 13.62x | $7.39 Million |
| 2006 | 17.51% | 17.11% | 0.08x | 12.76x | $13.19 Million |
| 2007 | 15.43% | 15.16% | 0.08x | 12.81x | $10.31 Million |
| 2008 | -1.89% | -2.46% | 0.07x | 11.36x | $-27.84 Million |
| 2009 | 21.76% | 34.44% | 0.05x | 12.18x | $35.16 Million |
| 2010 | 7.85% | 11.48% | 0.06x | 11.22x | $-6.54 Million |
| 2011 | 9.33% | 13.51% | 0.06x | 11.68x | $-2.19 Million |
| 2012 | 13.17% | 21.47% | 0.06x | 10.69x | $11.72 Million |
| 2013 | 8.86% | 16.11% | 0.06x | 9.35x | $-4.34 Million |
| 2014 | 10.37% | 20.23% | 0.05x | 9.41x | $1.55 Million |
| 2015 | 11.68% | 21.50% | 0.05x | 10.31x | $6.68 Million |
| 2016 | 10.55% | 20.55% | 0.05x | 10.59x | $2.36 Million |
| 2017 | 10.93% | 24.05% | 0.05x | 9.36x | $4.40 Million |
| 2018 | 12.62% | 28.59% | 0.05x | 8.79x | $13.91 Million |
| 2019 | 12.21% | 27.68% | 0.05x | 8.32x | $13.31 Million |
| 2020 | 9.42% | 23.47% | 0.05x | 8.78x | $-3.66 Million |
| 2021 | 12.10% | 31.49% | 0.04x | 8.84x | $12.95 Million |
| 2022 | 14.25% | 29.09% | 0.05x | 10.66x | $22.64 Million |
| 2023 | 11.86% | 146.47% | 0.01x | 10.16x | $10.62 Million |
| 2024 | 10.31% | 17.40% | 0.06x | 9.98x | $1.85 Million |
Industry Comparison
This section compares Great Southern Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Great Southern Bancorp Inc (GSBC) | $632.93 Million | 6.71% | 8.07x | $498.95 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |