Hoyne Bancorp, Inc. Common Stock
Hoyne Bancorp, Inc. operates as the bank holding company for Hoyne Savings Bank that provides various financial products and services. It offers NOW, money market, savings, and certificates of deposit accounts. The company also provides commercial real estate loans, including commercial construction; commercial and industrial loans; one to four residential properties; and home equity loans and li… Read more
Hoyne Bancorp, Inc. Common Stock (HYNE) - Net Assets
Latest net assets as of September 2025: $90.15 Million USD
Based on the latest financial reports, Hoyne Bancorp, Inc. Common Stock (HYNE) has net assets worth $90.15 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($454.75 Million) and total liabilities ($364.61 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $90.15 Million |
| % of Total Assets | 19.82% |
| Annual Growth Rate | -1.72% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
Hoyne Bancorp, Inc. Common Stock - Net Assets Trend (2023–2024)
This chart illustrates how Hoyne Bancorp, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Hoyne Bancorp, Inc. Common Stock (2023–2024)
The table below shows the annual net assets of Hoyne Bancorp, Inc. Common Stock from 2023 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $86.25 Million | -1.73% |
| 2023-12-31 | $87.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Hoyne Bancorp, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1.5% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $102.14 Million | 118.42% |
| Other Comprehensive Income | $-15.89 Million | -18.42% |
| Total Equity | $86.25 Million | 100.00% |
Hoyne Bancorp, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Hoyne Bancorp, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BOEF39
SA:BOEF39
|
$137.71K |
|
Economic Investment Trust Ltd
TO:EVT
|
$137.78K |
|
Maj Invest - Globale Obligationer
CO:MAJGO
|
$137.86K |
|
Sprott Physical Uranium Trust
OTCQX:SRUUF
|
$137.87K |
|
MODUS THERAPEUTICS HLDG
F:99Z
|
$137.63K |
|
IHI Corp
BE:IWJ
|
$137.43K |
|
CF Acquisition Corp. VII Warrant
NASDAQ:CFFSW
|
$137.42K |
|
TME Pharma N.V.
PA:ALTME
|
$137.38K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hoyne Bancorp, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 87,759,607 to 86,245,104, a change of -1,514,503 (-1.7%).
- Net loss of 1,543,075 reduced equity.
- Other comprehensive income increased equity by 28,572.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-1.54 Million | -1.79% |
| Other Comprehensive Income | $28.57K | +0.03% |
| Total Change | $- | -1.73% |
Book Value vs Market Value Analysis
This analysis compares Hoyne Bancorp, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.14x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-12-31 | $12.72 | $14.23 | x |
| 2024-12-31 | $12.50 | $14.23 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hoyne Bancorp, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -1.79%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -8.36%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 5.22x
- Recent ROE (-1.79%) is below the historical average (-0.04%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 1.70% | 9.29% | 0.04x | 5.08x | $-7.28 Million |
| 2024 | -1.79% | -8.36% | 0.04x | 5.22x | $-10.17 Million |
Industry Comparison
This section compares Hoyne Bancorp, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hoyne Bancorp, Inc. Common Stock (HYNE) | $90.15 Million | 1.70% | 4.04x | $137.70K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |