International Money Express Inc

NASDAQ:IMXI USA Software - Infrastructure
Market Cap
$467.48 Million
Market Cap Rank
#11220 Global
#5032 in USA
Share Price
$15.73
Change (1 day)
-0.32%
52-Week Range
$8.71 - $15.80
All Time High
$27.03
About

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid d… Read more

International Money Express Inc (IMXI) - Net Assets

Latest net assets as of September 2025: $149.69 Million USD

Based on the latest financial reports, International Money Express Inc (IMXI) has net assets worth $149.69 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($478.73 Million) and total liabilities ($329.04 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $149.69 Million
% of Total Assets 31.27%
Annual Growth Rate 162.42%
5-Year Change 43.14%
10-Year Change N/A
Growth Volatility 4422.28

International Money Express Inc - Net Assets Trend (2015–2024)

This chart illustrates how International Money Express Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for International Money Express Inc (2015–2024)

The table below shows the annual net assets of International Money Express Inc from 2015 to 2024.

Year Net Assets Change
2024-12-31 $134.92 Million -9.47%
2023-12-31 $149.04 Million -0.58%
2022-12-31 $149.91 Million +4.80%
2021-12-31 $143.04 Million +51.75%
2020-12-31 $94.26 Million +68.42%
2019-12-31 $55.97 Million +25.84%
2018-12-31 $44.47 Million +23.87%
2017-12-31 $35.90 Million +1001.78%
2016-12-31 $3.26 Million +14183.71%
2015-12-31 $22.81K --

Equity Component Analysis

This analysis shows how different components contribute to International Money Express Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 25747218700.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $257.47 Million 190.83%
Common Stock $4.00K 0.00%
Other Comprehensive Income $-1.45 Million -1.07%
Total Equity $134.92 Million 100.00%

International Money Express Inc Competitors by Market Cap

The table below lists competitors of International Money Express Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in International Money Express Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 149,037,000 to 134,924,000, a change of -14,113,000 (-9.5%).
  • Net income of 58,821,000 contributed positively to equity growth.
  • Share repurchases of 75,132,000 reduced equity.
  • Other comprehensive income decreased equity by 1,708,000.
  • Other factors increased equity by 3,906,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $58.82 Million +43.6%
Share Repurchases $75.13 Million -55.68%
Other Comprehensive Income $-1.71 Million -1.27%
Other Changes $3.91 Million +2.89%
Total Change $- -9.47%

Book Value vs Market Value Analysis

This analysis compares International Money Express Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 3.83x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 24948.72x to 3.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2015-12-31 $0.00 $15.73 x
2016-12-31 $0.09 $15.73 x
2017-12-31 $0.99 $15.73 x
2018-12-31 $1.75 $15.73 x
2019-12-31 $1.49 $15.73 x
2020-12-31 $2.46 $15.73 x
2021-12-31 $3.66 $15.73 x
2022-12-31 $3.88 $15.73 x
2023-12-31 $4.09 $15.73 x
2024-12-31 $4.11 $15.73 x

Capital Efficiency Dashboard

This dashboard shows how efficiently International Money Express Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 43.60%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 8.93%
  • • Asset Turnover: 1.42x
  • • Equity Multiplier: 3.43x
  • Recent ROE (43.60%) is below the historical average (2570.85%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2015 25239.22% 4.64% 4967.97x 1.10x $5.76 Million
2016 288.47% 5.68% 1.39x 36.45x $9.07 Million
2017 -28.34% -5.06% 0.93x 6.02x $-13.76 Million
2018 -16.29% -2.64% 1.21x 5.08x $-11.69 Million
2019 35.04% 6.14% 1.41x 4.06x $14.01 Million
2020 35.84% 9.46% 1.38x 2.75x $24.36 Million
2021 32.75% 10.20% 1.35x 2.38x $32.54 Million
2022 38.24% 10.48% 1.07x 3.42x $42.34 Million
2023 39.93% 9.03% 1.14x 3.87x $44.61 Million
2024 43.60% 8.93% 1.42x 3.43x $45.33 Million

Industry Comparison

This section compares International Money Express Inc's net assets metrics with peer companies in the Software - Infrastructure industry.

Industry Context

  • Industry: Software - Infrastructure
  • Average net assets among peers: $57,400,889
  • Average return on equity (ROE) among peers: -399.70%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
International Money Express Inc (IMXI) $149.69 Million 25239.22% 2.20x $413.94 Million
Automatic Bank Services Limited (ABANF) $131.86 Million 11.02% 0.13x $269.02 Million
ACI Worldwide Inc (ACIW) $1.20 Million -2791.67% 47.83x $3.94 Billion
Adyen N.V (ADYYF) $245.83 Million 13.67% 2.34x $34.24 Billion
Aeva Technologies, Inc. Common Stock (AEVA) $228.44 Million -65.37% 0.13x $390.34 Million
Aeva Technologies, Inc. Warrants (AEVAW) $99.35 Million -153.25% 0.48x $3.74 Million
Affluence Corporation (AFFU) $-3.56 Million 0.00% 0.00x $3.98K
Axe Compute Inc. (AGPU) $2.64 Million -979.47% 3.94x $2.57 Million
C3 Ai Inc (AI) $-165.43 Million 0.00% 0.00x $1.13 Billion
iLearningEngines, Inc. (AILE) $22.26 Million -19.80% 1.11x $17.39 Million
PowerFleet, Inc. (AIOT) $11.41 Million -12.13% 0.13x $364.77 Million