Navient Corporation SR NT 6% 121543

NASDAQ:JSM USA Other
Market Cap
$173.13K
Market Cap Rank
#39854 Global
#12965 in USA
Share Price
$18.14
Change (1 day)
-0.38%
52-Week Range
$17.00 - $20.38
All Time High
$20.62
About

Navient Corporation provides asset management and business processing services to education, health care, and government clients at the federal, state, and local levels in the United States. The company operates in three segments: Federal Family Education Loan Program (FFELP) Loans, Private Education Loans, and Business Services. It holds the portfolio of education loans insured or guaranteed und… Read more

Navient Corporation SR NT 6% 121543 (JSM) - Net Assets

Latest net assets as of March 2024: $8.18 Billion USD

Based on the latest financial reports, Navient Corporation SR NT 6% 121543 (JSM) has net assets worth $8.18 Billion USD as of March 2024.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($59.03 Billion) and total liabilities ($50.85 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $8.18 Billion
% of Total Assets 13.86%
Annual Growth Rate 4.97%
5-Year Change -39.54%
10-Year Change 89.92%
Growth Volatility 867776.93

Navient Corporation SR NT 6% 121543 - Net Assets Trend (2004–2023)

This chart illustrates how Navient Corporation SR NT 6% 121543's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Navient Corporation SR NT 6% 121543 (2004–2023)

The table below shows the annual net assets of Navient Corporation SR NT 6% 121543 from 2004 to 2023.

Year Net Assets Change
2023-12-31 $7.97 Billion -18.38%
2022-12-31 $9.77 Billion +59.70%
2021-12-31 $6.12 Billion -39.32%
2020-12-31 $10.08 Billion -23.57%
2019-12-31 $13.19 Billion +274.77%
2018-12-31 $3.52 Billion +1.88%
2017-12-31 $3.45 Billion -6.62%
2016-12-31 $3.70 Billion -6.94%
2015-12-31 $3.98 Billion -5.31%
2014-12-31 $4.20 Billion -25.53%
2013-12-31 $5.64 Billion +11.40%
2012-12-31 $5.06 Billion -97.38%
2011-12-31 $193.30 Billion -99.91%
2010-12-31 $205.14 Trillion +3886207.14%
2009-12-31 $5.28 Billion +5.44%
2008-12-31 $5.01 Billion -4.37%
2007-12-31 $5.23 Billion +19.81%
2006-12-31 $4.37 Billion +14.96%
2005-12-31 $3.80 Billion +19.74%
2004-12-31 $3.17 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Navient Corporation SR NT 6% 121543's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 219.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2023)

Component Amount Percentage
Retained Earnings $4.64 Billion 168.04%
Common Stock $4.00 Million 0.14%
Other Comprehensive Income $19.00 Million 0.69%
Total Equity $2.76 Billion 100.00%

Navient Corporation SR NT 6% 121543 Competitors by Market Cap

The table below lists competitors of Navient Corporation SR NT 6% 121543 ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Navient Corporation SR NT 6% 121543's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2022 to 2023, total equity changed from 2,977,000,000 to 2,760,000,000, a change of -217,000,000 (-7.3%).
  • Net income of 228,000,000 contributed positively to equity growth.
  • Dividend payments of 78,000,000 reduced retained earnings.
  • Share repurchases of 310,000,000 reduced equity.
  • Other comprehensive income decreased equity by 68,000,000.

Equity Change Factors (2022 to 2023)

Factor Impact Contribution
Net Income $228.00 Million +8.26%
Dividends Paid $78.00 Million -2.83%
Share Repurchases $310.00 Million -11.23%
Other Comprehensive Income $-68.00 Million -2.46%
Other Changes $11.00 Million +0.4%
Total Change $- -7.29%

Book Value vs Market Value Analysis

This analysis compares Navient Corporation SR NT 6% 121543's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.81x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.73x to 0.81x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 $10.48 $18.14 x
2013-12-31 $12.55 $18.14 x
2014-12-31 $9.87 $18.14 x
2015-12-31 $10.41 $18.14 x
2016-12-31 $11.49 $18.14 x
2017-12-31 $12.29 $18.14 x
2018-12-31 $13.33 $18.14 x
2019-12-31 $14.32 $18.14 x
2020-12-31 $12.48 $18.14 x
2021-12-31 $15.10 $18.14 x
2022-12-31 $20.67 $18.14 x
2023-12-31 $22.44 $18.14 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Navient Corporation SR NT 6% 121543 utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 8.26%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 19.72%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 22.24x
  • Recent ROE (8.26%) is below the historical average (18.82%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 18.56% 29.27% 0.02x 35.82x $433.00 Million
2013 25.16% 44.77% 0.02x 28.30x $854.30 Million
2014 26.94% 23.91% 0.03x 34.86x $711.20 Million
2015 24.73% 22.89% 0.03x 33.73x $585.50 Million
2016 18.41% 16.43% 0.03x 32.74x $311.10 Million
2017 8.45% 6.66% 0.04x 33.28x $-53.40 Million
2018 11.22% 8.05% 0.05x 29.60x $43.10 Million
2019 17.90% 12.78% 0.05x 28.45x $263.40 Million
2020 16.93% 12.49% 0.04x 35.93x $168.70 Million
2021 27.61% 27.08% 0.03x 31.04x $457.30 Million
2022 21.67% 20.01% 0.05x 23.78x $347.30 Million
2023 8.26% 19.72% 0.02x 22.24x $-48.00 Million

Industry Comparison

This section compares Navient Corporation SR NT 6% 121543's net assets metrics with peer companies in the Other industry.

Industry Context

  • Industry: Other
  • Average net assets among peers: $21,537,541,042
  • Average return on equity (ROE) among peers: 11.87%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Navient Corporation SR NT 6% 121543 (JSM) $8.18 Billion 18.56% 6.22x $165.24K
Arçelik Anonim Sirketi (ACKAF) $6.92 Billion 12.19% 1.96x $21.37K
Argo Group US Inc. 6.5% SR NTS 42 (ARGD) $1.78 Billion -0.47% 4.90x $237.80K
American Crystal Sugar Company PFD REST NON DIV (ASCS) $350.39 Million 158.73% 1.79x $54.40 Million
Autobacs Seven Co. Ltd (ATBSF) $138.55 Billion 3.33% 0.35x $167.34K
Brookfield Asset Management Inc FR PRF PERPETUAL CAD 25 Ser 2 Cls A (BKFAF) $45.44 Billion 2.81% 1.39x $78.15K
Bristol-Myers Squibb Company PFD CONV 2 (BMYMP) $14.42 Billion 11.26% 1.20x $9.29 Million
BOL Bancshares Inc. PFD (BOLBP) $11.94 Million 0.62% 6.68x $0.94
NYSE LISTED TEST STOCK FOR CTS AND CQS (CBO) $3.35 Billion 13.98% 0.95x $246.38K
Canadian Utilities Limited 2ND PFD SER Y (CNAUF) $4.37 Billion 11.86% 2.07x $137.52K
Central Parking Finance Trust PFD TR CV SECS (CRLKP) $181.00 Million -95.58% 5.28x $220.55K