Ethos Technologies Inc. Class A Common Stock
Ethos Technologies Inc. provides third-party administrator services for insurance policies in United States, India, and Singapore. The company offers Ethos, a three-sided technology platform that transforms the buying, selling, and risk management experience of life insurance for consumers, agents, and carriers. Its products include term life insurance, whole life insurance policies, and indexed … Read more
Ethos Technologies Inc. Class A Common Stock (LIFE) - Net Assets
Latest net assets as of September 2025: $-48.92 Million USD
Based on the latest financial reports, Ethos Technologies Inc. Class A Common Stock (LIFE) has net assets worth $-48.92 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($488.30 Million) and total liabilities ($537.22 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-48.92 Million |
| % of Total Assets | -10.02% |
| Annual Growth Rate | N/A |
| 5-Year Change | -440.33% |
| 10-Year Change | -193.13% |
| Growth Volatility | 636.55 |
Ethos Technologies Inc. Class A Common Stock - Net Assets Trend (2010–2024)
This chart illustrates how Ethos Technologies Inc. Class A Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Ethos Technologies Inc. Class A Common Stock (2010–2024)
The table below shows the annual net assets of Ethos Technologies Inc. Class A Common Stock from 2010 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $-107.15 Million | +32.69% |
| 2023-12-31 | $-159.18 Million | -323.30% |
| 2022-12-31 | $71.28 Million | -34.68% |
| 2021-12-31 | $109.13 Million | +246.61% |
| 2020-12-31 | $31.48 Million | +49.74% |
| 2019-12-31 | $21.03 Million | -37.52% |
| 2018-12-31 | $33.65 Million | -47.62% |
| 2017-12-31 | $64.25 Million | +2.30% |
| 2016-12-31 | $62.80 Million | -45.41% |
| 2015-12-31 | $115.05 Million | +2234.62% |
| 2014-12-31 | $4.93 Million | +107.46% |
| 2013-12-31 | $-66.08 Million | -101.42% |
| 2012-12-31 | $4.65 Billion | +1.18% |
| 2011-12-31 | $4.60 Billion | +3.63% |
| 2010-12-31 | $4.44 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Ethos Technologies Inc. Class A Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 132.6% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $66.52 Million | % |
| Total Equity | $-107.15 Million | 100.00% |
Ethos Technologies Inc. Class A Common Stock Competitors by Market Cap
The table below lists competitors of Ethos Technologies Inc. Class A Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Coda Octopus Group Inc
NASDAQ:CODA
|
$80.92 Million |
|
Korea Petroleum Industries Co
KO:004090
|
$80.96 Million |
|
Cnb Community Bancorp Inc
OTCQX:CNBB
|
$80.98 Million |
|
Radisson Mining Resources Inc
OTCQB:RMRDF
|
$81.00 Million |
|
Megaforce Co Ltd
TWO:3294
|
$80.87 Million |
|
Petrolimex Insurance Corp
VN:PGI
|
$80.86 Million |
|
Sea Sonic Electronics Co Ltd
TWO:6203
|
$80.83 Million |
|
Campine N.V.
LSE:0J0V
|
$80.81 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Ethos Technologies Inc. Class A Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -159,180,000 to -107,150,000, a change of 52,030,000.
- Net income of 48,832,000 contributed positively to equity growth.
- Other factors increased equity by 3,198,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $48.83 Million | +45.57% |
| Other Changes | $3.20 Million | +2.98% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Ethos Technologies Inc. Class A Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $-95.20 | $11.91 | x |
| 2014-12-31 | $6.85 | $11.91 | x |
| 2015-12-31 | $101.70 | $11.91 | x |
| 2016-12-31 | $37.13 | $11.91 | x |
| 2017-12-31 | $34.82 | $11.91 | x |
| 2018-12-31 | $15.71 | $11.91 | x |
| 2019-12-31 | $6.27 | $11.91 | x |
| 2020-12-31 | $3.44 | $11.91 | x |
| 2021-12-31 | $5.72 | $11.91 | x |
| 2022-12-31 | $2.51 | $11.91 | x |
| 2023-12-31 | $-2.54 | $11.91 | x |
| 2024-12-31 | $-1.71 | $11.91 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Ethos Technologies Inc. Class A Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 19.16%
- • Asset Turnover: 0.64x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-68.31%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | 8.53% | 10.54% | 0.38x | 2.14x | $-65.11 Million |
| 2011 | 8.23% | 10.02% | 0.41x | 2.00x | $-81.43 Million |
| 2012 | 9.26% | 11.34% | 0.44x | 1.86x | $-34.41 Million |
| 2013 | 0.00% | 0.00% | 0.00x | 0.00x | $-13.16 Million |
| 2014 | -494.12% | 0.00% | 0.00x | 4.19x | $-24.84 Million |
| 2015 | -41.70% | 0.00% | 0.00x | 1.13x | $-59.48 Million |
| 2016 | -92.12% | 0.00% | 0.00x | 1.28x | $-64.14 Million |
| 2017 | -75.04% | 0.00% | 0.00x | 1.39x | $-54.63 Million |
| 2018 | -102.57% | 0.00% | 0.00x | 1.57x | $-37.88 Million |
| 2019 | -105.76% | -5269.43% | 0.01x | 1.72x | $-24.34 Million |
| 2020 | -47.51% | -143.07% | 0.27x | 1.23x | $-18.11 Million |
| 2021 | -29.75% | -301962.61% | 0.00x | 1.06x | $-43.38 Million |
| 2022 | -62.11% | -426.31% | 0.11x | 1.34x | $-51.41 Million |
| 2023 | 0.00% | 1.06% | 0.57x | 0.00x | $17.61 Million |
| 2024 | 0.00% | 19.16% | 0.64x | 0.00x | $59.55 Million |
Industry Comparison
This section compares Ethos Technologies Inc. Class A Common Stock's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $52,810,304,913
- Average return on equity (ROE) among peers: 25.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Ethos Technologies Inc. Class A Common Stock (LIFE) | $-48.92 Million | 8.53% | N/A | $80.91 Million |
| AIA Group Ltd (AAIGF) | $181.58 Billion | 2.29% | 0.02x | $75.83 Billion |
| Atlantic American Corporation (AAME) | $31.80 Million | 29.56% | 5.46x | $10.89 Million |
| Abacus Life Inc. (ABL) | $766.89K | 130.06% | 1.40x | $276.35 Million |
| Abacus Global Management, Inc. (ABX) | $1.30 Million | 50.90% | 0.12x | $92.43K |
| Aflac Incorporated (AFL) | $1.75 Billion | 16.71% | 10.58x | $56.35 Billion |
| Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) | $1.88 Billion | 37.14% | 26.33x | $90.55 Million |
| Brighthouse Financial Inc (BHF) | $14.86 Billion | -19.78% | 13.93x | $3.36 Billion |
| Challenger Limited (CFIGF) | $3.25 Billion | -12.80% | 7.79x | $1.66 Billion |
| Citizens Inc (CIA) | $28.30 Million | 19.53% | 3.74x | $217.00 Million |
| China Life Insurance Co Ltd (CILJF) | $324.71 Billion | 0.30% | 0.01x | $16.34 Billion |