First Western Financial Inc
First Western Financial, Inc., a financial holding company, provides wealth advisory, private banking, personal trust, investment management, mortgage lending, and institutional asset management services to individual and corporate clients. The company operates in two segments, Wealth Management and Mortgage. The Wealth Management segment provides deposit products, including money market, demand … Read more
First Western Financial Inc (MYFW) - Net Assets
Latest net assets as of December 2025: $265.56 Million USD
Based on the latest financial reports, First Western Financial Inc (MYFW) has net assets worth $265.56 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.15 Billion) and total liabilities ($2.89 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $265.56 Million |
| % of Total Assets | 8.42% |
| Annual Growth Rate | 11.98% |
| 5-Year Change | 21.24% |
| 10-Year Change | N/A |
| Growth Volatility | 11.72 |
First Western Financial Inc - Net Assets Trend (2016–2025)
This chart illustrates how First Western Financial Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for First Western Financial Inc (2016–2025)
The table below shows the annual net assets of First Western Financial Inc from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $265.56 Million | +5.25% |
| 2024-12-31 | $252.32 Million | +3.95% |
| 2023-12-31 | $242.74 Million | +0.78% |
| 2022-12-31 | $240.86 Million | +9.96% |
| 2021-12-31 | $219.04 Million | +41.35% |
| 2020-12-31 | $154.96 Million | +21.37% |
| 2019-12-31 | $127.68 Million | +9.24% |
| 2018-12-31 | $116.88 Million | +14.76% |
| 2017-12-31 | $101.85 Million | +6.17% |
| 2016-12-31 | $95.93 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to First Western Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 9973100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $72.70 Million | 27.38% |
| Other Comprehensive Income | $-1.31 Million | -0.49% |
| Other Components | $194.17 Million | 73.12% |
| Total Equity | $265.56 Million | 100.00% |
First Western Financial Inc Competitors by Market Cap
The table below lists competitors of First Western Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Siam City Cement Public Company Limited
PINK:SICUF
|
$190.83 Million |
|
Global PMX Co Ltd
TW:4551
|
$190.84 Million |
|
CIPUTRA SURYA
F:P2C
|
$190.88 Million |
|
US Gold Corp
NASDAQ:USAU
|
$190.98 Million |
|
CoinShares
PINK:CSNRF
|
$190.68 Million |
|
ASCOM HLDG NA SF 0,50
F:AH2N
|
$190.62 Million |
|
Forus S.A
SN:FORUS
|
$190.62 Million |
|
Shanghai Kaichuang Marine International Co Ltd
SHG:600097
|
$190.55 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in First Western Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 252,322,000 to 265,560,000, a change of 13,238,000 (5.2%).
- Net income of 13,188,000 contributed positively to equity growth.
- Dividend payments of 576,000 reduced retained earnings.
- Share repurchases of 784,000 reduced equity.
- Other comprehensive income decreased equity by 531,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $13.19 Million | +4.97% |
| Dividends Paid | $576.00K | -0.22% |
| Share Repurchases | $784.00K | -0.3% |
| Other Comprehensive Income | $-531.00K | -0.2% |
| Other Changes | $1.94 Million | +0.73% |
| Total Change | $- | 5.25% |
Book Value vs Market Value Analysis
This analysis compares First Western Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.92x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.92x to 0.92x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $12.72 | $24.41 | x |
| 2017-12-31 | $13.50 | $24.41 | x |
| 2018-12-31 | $17.30 | $24.41 | x |
| 2019-12-31 | $16.13 | $24.41 | x |
| 2020-12-31 | $19.46 | $24.41 | x |
| 2021-12-31 | $26.60 | $24.41 | x |
| 2022-12-31 | $24.80 | $24.41 | x |
| 2023-12-31 | $24.96 | $24.41 | x |
| 2024-12-31 | $25.83 | $24.41 | x |
| 2025-12-31 | $26.67 | $24.41 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently First Western Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.97%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.08%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.88x
- Recent ROE (4.97%) is below the historical average (6.02%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 2.40% | 3.87% | 0.06x | 9.55x | $-7.29 Million |
| 2017 | 1.99% | 3.35% | 0.06x | 9.52x | $-8.16 Million |
| 2018 | 4.83% | 8.65% | 0.06x | 9.28x | $-6.04 Million |
| 2019 | 6.27% | 10.41% | 0.06x | 9.80x | $-4.76 Million |
| 2020 | 15.83% | 23.81% | 0.05x | 12.74x | $9.04 Million |
| 2021 | 9.41% | 20.40% | 0.04x | 11.54x | $-1.29 Million |
| 2022 | 9.01% | 17.02% | 0.04x | 11.90x | $-2.39 Million |
| 2023 | 2.15% | 3.16% | 0.06x | 12.26x | $-19.05 Million |
| 2024 | 3.36% | 4.77% | 0.06x | 11.57x | $-16.76 Million |
| 2025 | 4.97% | 7.08% | 0.06x | 11.88x | $-13.37 Million |
Industry Comparison
This section compares First Western Financial Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| First Western Financial Inc (MYFW) | $265.56 Million | 2.40% | 10.88x | $190.74 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |