Peoples Bancorp Inc
Peoples Bancorp Inc. operates as the financial holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction… Read more
Peoples Bancorp Inc (PEBO) - Net Assets
Latest net assets as of December 2025: $1.21 Billion USD
Based on the latest financial reports, Peoples Bancorp Inc (PEBO) has net assets worth $1.21 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($9.65 Billion) and total liabilities ($8.44 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.21 Billion |
| % of Total Assets | 12.5% |
| Annual Growth Rate | 11.23% |
| 5-Year Change | 42.79% |
| 10-Year Change | 177.21% |
| Growth Volatility | 15.76 |
Peoples Bancorp Inc - Net Assets Trend (1991–2025)
This chart illustrates how Peoples Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Peoples Bancorp Inc (1991–2025)
The table below shows the annual net assets of Peoples Bancorp Inc from 1991 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.21 Billion | +8.55% |
| 2024-12-31 | $1.11 Billion | +5.51% |
| 2023-12-31 | $1.05 Billion | +34.15% |
| 2022-12-31 | $785.33 Million | -7.06% |
| 2021-12-31 | $845.02 Million | +46.79% |
| 2020-12-31 | $575.67 Million | -3.15% |
| 2019-12-31 | $594.39 Million | +14.13% |
| 2018-12-31 | $520.80 Million | +13.56% |
| 2017-12-31 | $458.59 Million | +5.36% |
| 2016-12-31 | $435.26 Million | +3.69% |
| 2015-12-31 | $419.79 Million | +23.42% |
| 2014-12-31 | $340.12 Million | +53.52% |
| 2013-12-31 | $221.55 Million | -0.08% |
| 2012-12-31 | $221.73 Million | +7.29% |
| 2011-12-31 | $206.66 Million | -10.41% |
| 2010-12-31 | $230.68 Million | -5.45% |
| 2009-12-31 | $243.97 Million | +30.73% |
| 2008-12-31 | $186.63 Million | -7.99% |
| 2007-12-31 | $202.84 Million | +2.87% |
| 2006-12-31 | $197.17 Million | +7.70% |
| 2005-12-31 | $183.08 Million | +4.37% |
| 2004-12-31 | $175.42 Million | +2.66% |
| 2003-12-31 | $170.88 Million | -3.06% |
| 2002-12-31 | $176.27 Million | +43.42% |
| 2001-12-31 | $122.91 Million | +9.53% |
| 2000-12-31 | $112.22 Million | +10.12% |
| 1999-12-31 | $101.90 Million | +18.49% |
| 1998-12-31 | $86.00 Million | +9.14% |
| 1997-12-31 | $78.80 Million | +40.21% |
| 1996-12-31 | $56.20 Million | +9.13% |
| 1995-12-31 | $51.50 Million | +12.94% |
| 1994-12-31 | $45.60 Million | +6.54% |
| 1993-12-31 | $42.80 Million | +11.17% |
| 1992-12-31 | $38.50 Million | +18.83% |
| 1991-12-31 | $32.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Peoples Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2273.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $436.75 Million | 36.20% |
| Common Stock | $871.57 Million | 72.23% |
| Other Comprehensive Income | $-70.63 Million | -5.85% |
| Total Equity | $1.21 Billion | 100.00% |
Peoples Bancorp Inc Competitors by Market Cap
The table below lists competitors of Peoples Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Inner Mongolia Lantai Industrial Co Ltd
SHG:600328
|
$1.07 Billion |
|
Oculis Holding AG Ordinary shares
NASDAQ:OCS
|
$1.07 Billion |
|
Aotecar New Energy Technology Co Ltd
SHE:002239
|
$1.08 Billion |
|
DL E&C Co Ltd
KO:375500
|
$1.08 Billion |
|
TECNOGLASS INC. DL-0001
F:7FH
|
$1.07 Billion |
|
Coca-Cola Içecek Anonim Sirketi
PINK:COLZF
|
$1.07 Billion |
|
Five9 Inc
NASDAQ:FIVN
|
$1.07 Billion |
|
IONOS GROUP N
XETRA:IOS
|
$1.07 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Peoples Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,111,590,000 to 1,206,602,000, a change of 95,012,000 (8.5%).
- Net income of 106,778,000 contributed positively to equity growth.
- Dividend payments of 58,136,000 reduced retained earnings.
- Share repurchases of 3,319,000 reduced equity.
- New share issuances of 1,670,000 increased equity.
- Other comprehensive income increased equity by 39,757,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $106.78 Million | +8.85% |
| Dividends Paid | $58.14 Million | -4.82% |
| Share Repurchases | $3.32 Million | -0.28% |
| Share Issuances | $1.67 Million | +0.14% |
| Other Comprehensive Income | $39.76 Million | +3.29% |
| Other Changes | $8.26 Million | +0.68% |
| Total Change | $- | 8.55% |
Book Value vs Market Value Analysis
This analysis compares Peoples Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.93x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 5.75x to 0.93x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1991-12-31 | $5.50 | $31.63 | x |
| 1992-12-31 | $5.72 | $31.63 | x |
| 1993-12-31 | $6.09 | $31.63 | x |
| 1994-12-31 | $6.51 | $31.63 | x |
| 1995-12-31 | $7.53 | $31.63 | x |
| 1996-12-31 | $6.95 | $31.63 | x |
| 1997-12-31 | $9.54 | $31.63 | x |
| 1998-12-31 | $7.78 | $31.63 | x |
| 1999-12-31 | $7.43 | $31.63 | x |
| 2000-12-31 | $9.02 | $31.63 | x |
| 2001-12-31 | $9.67 | $31.63 | x |
| 2002-12-31 | $17.20 | $31.63 | x |
| 2003-12-31 | $16.03 | $31.63 | x |
| 2004-12-31 | $16.38 | $31.63 | x |
| 2005-12-31 | $17.30 | $31.63 | x |
| 2006-12-31 | $18.39 | $31.63 | x |
| 2007-12-31 | $19.26 | $31.63 | x |
| 2008-12-31 | $18.03 | $31.63 | x |
| 2009-12-31 | $23.52 | $31.63 | x |
| 2010-12-31 | $22.11 | $31.63 | x |
| 2011-12-31 | $19.72 | $31.63 | x |
| 2012-12-31 | $21.06 | $31.63 | x |
| 2013-12-31 | $20.75 | $31.63 | x |
| 2014-12-31 | $27.64 | $31.63 | x |
| 2015-12-31 | $23.73 | $31.63 | x |
| 2016-12-31 | $23.97 | $31.63 | x |
| 2017-12-31 | $25.18 | $31.63 | x |
| 2018-12-31 | $27.24 | $31.63 | x |
| 2019-12-31 | $29.32 | $31.63 | x |
| 2020-12-31 | $29.01 | $31.63 | x |
| 2021-12-31 | $38.48 | $31.63 | x |
| 2022-12-31 | $28.05 | $31.63 | x |
| 2023-12-31 | $32.16 | $31.63 | x |
| 2024-12-31 | $31.63 | $31.63 | x |
| 2025-12-31 | $34.13 | $31.63 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Peoples Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.85%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.27%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 8.00x
- Recent ROE (8.85%) is below the historical average (9.36%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1991 | 11.11% | 8.55% | 0.10x | 13.10x | $360.00K |
| 1992 | 11.95% | 11.17% | 0.09x | 12.17x | $750.00K |
| 1993 | 11.92% | 12.98% | 0.08x | 10.87x | $820.00K |
| 1994 | 12.50% | 14.29% | 0.08x | 10.92x | $1.14 Million |
| 1995 | 11.84% | 12.82% | 0.09x | 10.55x | $950.00K |
| 1996 | 13.70% | 14.64% | 0.09x | 10.97x | $2.08 Million |
| 1997 | 10.91% | 14.41% | 0.08x | 9.62x | $720.00K |
| 1998 | 11.63% | 14.12% | 0.08x | 10.24x | $1.40 Million |
| 1999 | 14.68% | 13.41% | 0.07x | 14.75x | $3.41 Million |
| 2000 | 13.37% | 11.83% | 0.08x | 13.65x | $2.81 Million |
| 2001 | 13.14% | 12.75% | 0.08x | 12.72x | $2.95 Million |
| 2002 | 12.74% | 19.09% | 0.07x | 9.47x | $4.03 Million |
| 2003 | 9.51% | 14.89% | 0.06x | 10.16x | $-834.00K |
| 2004 | 10.42% | 16.73% | 0.06x | 10.31x | $733.20K |
| 2005 | 11.20% | 16.41% | 0.07x | 10.13x | $2.19 Million |
| 2006 | 10.93% | 15.41% | 0.07x | 9.51x | $1.84 Million |
| 2007 | 9.03% | 13.20% | 0.07x | 9.30x | $-1.97 Million |
| 2008 | 3.99% | 5.30% | 0.07x | 10.73x | $-11.21 Million |
| 2009 | 1.72% | 3.09% | 0.07x | 8.21x | $-20.21 Million |
| 2010 | 2.42% | 4.59% | 0.07x | 7.97x | $-17.49 Million |
| 2011 | 6.08% | 12.09% | 0.06x | 8.68x | $-8.11 Million |
| 2012 | 9.19% | 19.84% | 0.05x | 8.65x | $-1.79 Million |
| 2013 | 7.93% | 17.37% | 0.05x | 9.29x | $-4.58 Million |
| 2014 | 4.91% | 14.37% | 0.05x | 7.55x | $-17.33 Million |
| 2015 | 2.61% | 7.24% | 0.05x | 7.76x | $-31.04 Million |
| 2016 | 7.16% | 19.30% | 0.05x | 7.89x | $-12.37 Million |
| 2017 | 8.39% | 21.82% | 0.05x | 7.81x | $-7.39 Million |
| 2018 | 8.88% | 22.87% | 0.05x | 7.67x | $-5.82 Million |
| 2019 | 9.03% | 23.55% | 0.05x | 7.33x | $-5.74 Million |
| 2020 | 6.04% | 16.30% | 0.04x | 8.27x | $-22.80 Million |
| 2021 | 5.63% | 19.47% | 0.03x | 8.36x | $-36.95 Million |
| 2022 | 12.90% | 29.81% | 0.05x | 9.18x | $22.76 Million |
| 2023 | 10.76% | 21.70% | 0.06x | 8.69x | $8.01 Million |
| 2024 | 10.54% | 19.03% | 0.07x | 8.33x | $6.05 Million |
| 2025 | 8.85% | 17.27% | 0.06x | 8.00x | $-13.88 Million |
Industry Comparison
This section compares Peoples Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Peoples Bancorp Inc (PEBO) | $1.21 Billion | 11.11% | 7.00x | $1.07 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |