Triumph Financial Inc
Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. The company offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, land, commercial construction and land development, residential real estate, commercial agricultur… Read more
Triumph Financial Inc (TFINP) - Net Assets
Latest net assets as of December 2025: $941.77 Million USD
Based on the latest financial reports, Triumph Financial Inc (TFINP) has net assets worth $941.77 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.38 Billion) and total liabilities ($5.44 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $941.77 Million |
| % of Total Assets | 14.76% |
| Annual Growth Rate | 23.06% |
| 5-Year Change | 9.65% |
| 10-Year Change | 225.48% |
| Growth Volatility | 40.8 |
Triumph Financial Inc - Net Assets Trend (2012–2025)
This chart illustrates how Triumph Financial Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Triumph Financial Inc (2012–2025)
The table below shows the annual net assets of Triumph Financial Inc from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $941.77 Million | +5.71% |
| 2024-12-31 | $890.92 Million | +3.07% |
| 2023-12-31 | $864.40 Million | -2.76% |
| 2022-12-31 | $888.97 Million | +3.51% |
| 2021-12-31 | $858.86 Million | +18.17% |
| 2020-12-31 | $726.78 Million | +14.17% |
| 2019-12-31 | $636.59 Million | 0.00% |
| 2018-12-31 | $636.61 Million | +62.52% |
| 2017-12-31 | $391.70 Million | +35.37% |
| 2016-12-31 | $289.35 Million | +7.95% |
| 2015-12-31 | $268.04 Million | +12.85% |
| 2014-12-31 | $237.51 Million | +47.89% |
| 2013-12-31 | $160.60 Million | +153.01% |
| 2012-12-31 | $63.47 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Triumph Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7963.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $571.37 Million | 60.67% |
| Common Stock | $295.00K | 0.03% |
| Other Comprehensive Income | $-1.74 Million | -0.18% |
| Other Components | $371.85 Million | 39.48% |
| Total Equity | $941.77 Million | 100.00% |
Triumph Financial Inc Competitors by Market Cap
The table below lists competitors of Triumph Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cummins Inc
NYSE:CMI
|
$74.50 Billion |
|
O’Reilly Automotive Inc
NASDAQ:ORLY
|
$74.56 Billion |
|
Regeneron Pharmaceuticals Inc
NASDAQ:REGN
|
$74.80 Billion |
|
Johnson Controls International PLC
NYSE:JCI
|
$75.00 Billion |
|
Emerson Electric Company
NYSE:EMR
|
$74.18 Billion |
|
The Williams Companies, Inc.
SA:W1MB34
|
$74.15 Billion |
|
Mondelez International Inc
NASDAQ:MDLZ
|
$74.06 Billion |
|
MediaTek Inc
TW:2454
|
$73.88 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Triumph Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 890,919,000 to 941,771,000, a change of 50,852,000 (5.7%).
- Net income of 22,153,000 contributed positively to equity growth.
- Dividend payments of 3,206,000 reduced retained earnings.
- Share repurchases of 2,485,000 reduced equity.
- Other comprehensive income increased equity by 1,376,000.
- Other factors increased equity by 33,014,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $22.15 Million | +2.35% |
| Dividends Paid | $3.21 Million | -0.34% |
| Share Repurchases | $2.48 Million | -0.26% |
| Other Comprehensive Income | $1.38 Million | +0.15% |
| Other Changes | $33.01 Million | +3.51% |
| Total Change | $- | 5.71% |
Book Value vs Market Value Analysis
This analysis compares Triumph Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 88.54x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 413.39x to 88.54x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $8.46 | $3496.57 | x |
| 2013-12-31 | $8.05 | $3496.57 | x |
| 2014-12-31 | $20.35 | $3496.57 | x |
| 2015-12-31 | $14.88 | $3496.57 | x |
| 2016-12-31 | $16.03 | $3496.57 | x |
| 2017-12-31 | $19.58 | $3496.57 | x |
| 2018-12-31 | $24.98 | $3496.57 | x |
| 2019-12-31 | $24.43 | $3496.57 | x |
| 2020-12-31 | $29.52 | $3496.57 | x |
| 2021-12-31 | $34.01 | $3496.57 | x |
| 2022-12-31 | $35.52 | $3496.57 | x |
| 2023-12-31 | $37.25 | $3496.57 | x |
| 2024-12-31 | $37.47 | $3496.57 | x |
| 2025-12-31 | $39.49 | $3496.57 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Triumph Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.35%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 6.78x
- Recent ROE (2.35%) is below the historical average (8.66%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 17.84% | 34.04% | 0.10x | 5.33x | $4.43 Million |
| 2013 | 9.40% | 26.94% | 0.04x | 9.64x | $-800.00K |
| 2014 | 7.46% | 17.84% | 0.07x | 6.10x | $-6.02 Million |
| 2015 | 10.87% | 24.91% | 0.07x | 6.31x | $2.33 Million |
| 2016 | 7.15% | 14.23% | 0.06x | 9.13x | $-8.23 Million |
| 2017 | 9.25% | 18.38% | 0.06x | 8.93x | $-2.95 Million |
| 2018 | 8.12% | 18.15% | 0.06x | 7.16x | $-11.95 Million |
| 2019 | 9.20% | 17.08% | 0.07x | 7.95x | $-5.12 Million |
| 2020 | 8.81% | 17.18% | 0.06x | 8.17x | $-8.65 Million |
| 2021 | 13.15% | 25.56% | 0.07x | 6.94x | $27.09 Million |
| 2022 | 11.51% | 20.34% | 0.09x | 6.00x | $13.41 Million |
| 2023 | 4.38% | 8.91% | 0.08x | 6.19x | $-48.56 Million |
| 2024 | 1.81% | 3.30% | 0.08x | 6.68x | $-73.00 Million |
| 2025 | 2.35% | 0.00% | 0.00x | 6.78x | $-72.02 Million |
Industry Comparison
This section compares Triumph Financial Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Triumph Financial Inc (TFINP) | $941.77 Million | 17.84% | 5.78x | $74.48 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |