Lendingtree Inc
LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, and home equity loans and lines of credit. The Consumer segment provides credit cards; personal, small business, and auto loans; deposit accounts; and other credit produc… Read more
Lendingtree Inc (TREE) - Net Assets
Latest net assets as of September 2025: $132.40 Million USD
Based on the latest financial reports, Lendingtree Inc (TREE) has net assets worth $132.40 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($759.92 Million) and total liabilities ($627.52 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $132.40 Million |
| % of Total Assets | 17.42% |
| Annual Growth Rate | -8.53% |
| 5-Year Change | -70.17% |
| 10-Year Change | -54.87% |
| Growth Volatility | 45.7 |
Lendingtree Inc - Net Assets Trend (2003–2024)
This chart illustrates how Lendingtree Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Lendingtree Inc (2003–2024)
The table below shows the annual net assets of Lendingtree Inc from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $108.82 Million | -12.33% |
| 2023-12-31 | $124.13 Million | -40.30% |
| 2022-12-31 | $207.94 Million | -53.58% |
| 2021-12-31 | $447.99 Million | +22.82% |
| 2020-12-31 | $364.76 Million | -9.34% |
| 2019-12-31 | $402.33 Million | +16.21% |
| 2018-12-31 | $346.21 Million | +17.41% |
| 2017-12-31 | $294.87 Million | +27.41% |
| 2016-12-31 | $231.44 Million | -4.03% |
| 2015-12-31 | $241.14 Million | +150.24% |
| 2014-12-31 | $96.37 Million | +10.50% |
| 2013-12-31 | $87.21 Million | +4.95% |
| 2012-12-31 | $83.10 Million | +40.52% |
| 2011-12-31 | $59.14 Million | -41.92% |
| 2010-12-31 | $101.82 Million | -15.79% |
| 2009-12-31 | $120.91 Million | -12.47% |
| 2008-12-31 | $138.13 Million | -35.64% |
| 2007-12-31 | $214.62 Million | -72.25% |
| 2006-12-31 | $773.45 Million | +9.25% |
| 2003-12-31 | $707.95 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Lendingtree Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 87940700000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $167.00K | 0.15% |
| Other Components | $988.06 Million | 907.97% |
| Total Equity | $108.82 Million | 100.00% |
Lendingtree Inc Competitors by Market Cap
The table below lists competitors of Lendingtree Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sweetgreen Inc
NYSE:SG
|
$550.36 Million |
|
Sunac Services Holdings Limited
PINK:SSHLY
|
$550.43 Million |
|
China Animal Husbandry Industry Co Ltd
SHG:600195
|
$550.49 Million |
|
Teekay Corporation
NYSE:TK
|
$550.57 Million |
|
Qingdao Hiron Commercial Cold Chain Co Ltd
SHG:603187
|
$550.23 Million |
|
Sarkuysan Elektrolitik Bakir Sanayi ve Ticaret AS
IS:SARKY
|
$550.13 Million |
|
Barco NV
BR:BAR
|
$550.00 Million |
|
Farmers And Merchants Bank of Long Beach
OTCQX:FMBL
|
$549.76 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lendingtree Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 124,132,000 to 108,821,000, a change of -15,311,000 (-12.3%).
- Net loss of 41,704,000 reduced equity.
- Share repurchases of 2,186,000 reduced equity.
- Other factors increased equity by 28,579,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-41.70 Million | -38.32% |
| Share Repurchases | $2.19 Million | -2.01% |
| Other Changes | $28.58 Million | +26.26% |
| Total Change | $- | -12.33% |
Book Value vs Market Value Analysis
This analysis compares Lendingtree Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 5.04x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has increased from 0.54x to 5.04x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | $75.89 | $41.33 | x |
| 2006-12-31 | $81.22 | $41.33 | x |
| 2007-12-31 | $23.01 | $41.33 | x |
| 2008-12-31 | $14.74 | $41.33 | x |
| 2009-12-31 | $11.48 | $41.33 | x |
| 2010-12-31 | $9.24 | $41.33 | x |
| 2011-12-31 | $5.38 | $41.33 | x |
| 2012-12-31 | $7.35 | $41.33 | x |
| 2013-12-31 | $7.90 | $41.33 | x |
| 2014-12-31 | $8.61 | $41.33 | x |
| 2015-12-31 | $19.22 | $41.33 | x |
| 2016-12-31 | $18.09 | $41.33 | x |
| 2017-12-31 | $21.51 | $41.33 | x |
| 2018-12-31 | $24.56 | $41.33 | x |
| 2019-12-31 | $27.52 | $41.33 | x |
| 2020-12-31 | $28.04 | $41.33 | x |
| 2021-12-31 | $32.71 | $41.33 | x |
| 2022-12-31 | $16.25 | $41.33 | x |
| 2023-12-31 | $9.59 | $41.33 | x |
| 2024-12-31 | $8.20 | $41.33 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lendingtree Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -38.32%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -4.63%
- • Asset Turnover: 1.17x
- • Equity Multiplier: 7.05x
- Recent ROE (-38.32%) is below the historical average (-31.37%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | -1.60% | -20.36% | 0.07x | 1.05x | $-82.15 Million |
| 2006 | 1.12% | 1.82% | 0.38x | 1.63x | $-68.65 Million |
| 2007 | -256.45% | -158.90% | 0.78x | 2.07x | $-571.86 Million |
| 2008 | -146.44% | -88.50% | 0.80x | 2.06x | $-216.09 Million |
| 2009 | -20.24% | -11.29% | 0.74x | 2.41x | $-36.56 Million |
| 2010 | -17.85% | -30.34% | 0.21x | 2.78x | $-28.36 Million |
| 2011 | -100.62% | -108.95% | 0.15x | 5.98x | $-65.42 Million |
| 2012 | 56.11% | 60.21% | 0.54x | 1.72x | $38.32 Million |
| 2013 | 4.53% | 2.83% | 0.92x | 1.74x | $-4.77 Million |
| 2014 | 9.72% | 5.59% | 1.20x | 1.45x | $-274.60K |
| 2015 | 19.92% | 18.90% | 0.86x | 1.23x | $23.93 Million |
| 2016 | 11.88% | 7.15% | 1.18x | 1.41x | $4.35 Million |
| 2017 | 5.29% | 2.52% | 0.89x | 2.36x | $-13.85 Million |
| 2018 | 27.87% | 12.62% | 0.85x | 2.59x | $61.88 Million |
| 2019 | 4.43% | 1.61% | 1.17x | 2.36x | $-22.40 Million |
| 2020 | -13.23% | -5.30% | 0.77x | 3.26x | $-84.73 Million |
| 2021 | 15.43% | 6.29% | 0.85x | 2.90x | $24.32 Million |
| 2022 | -90.39% | -19.08% | 0.82x | 5.77x | $-208.75 Million |
| 2023 | -98.61% | -18.20% | 0.84x | 6.47x | $-134.82 Million |
| 2024 | -38.32% | -4.63% | 1.17x | 7.05x | $-52.59 Million |
Industry Comparison
This section compares Lendingtree Inc's net assets metrics with peer companies in the Financial Conglomerates industry.
Industry Context
- Industry: Financial Conglomerates
- Average net assets among peers: $515,892,855,509
- Average return on equity (ROE) among peers: 5.66%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lendingtree Inc (TREE) | $132.40 Million | -1.60% | 4.74x | $550.29 Million |
| Pacific Oil Co (FGCO) | $3.20 Million | 4.04% | 0.31x | $5.07 Million |
| Freedom Holding Corp (FRHC) | $192.12 Million | 8.93% | 0.50x | $2.47 Billion |
| Georgia Capital PLC (GRGCF) | $1.75 Billion | 32.49% | 0.00x | $475.57 Million |
| Get Real Inc (GTRL) | $-57.19K | 0.00% | 0.00x | $28.10 |
| Hilltop Holdings Inc (HTH) | $791.46 Million | -2.85% | 0.33x | $1.47 Billion |
| Orix Corp Ads (IX) | $1.42 Trillion | 5.88% | 4.87x | $33.82 Billion |
| Mandatum Oyj (MANDF) | $1.78 Billion | 0.00% | 8.28x | $2.52 Billion |
| NextPoint Financial Inc. (NACQQ) | $-316.64K | 0.00% | 0.00x | $2.95K |
| Old Mutual Limited (ODMUF) | $306.63 Billion | -0.32% | 0.00x | $2.77 Billion |
| ORIX Corporation (ORXCF) | $3.43 Trillion | 8.47% | 3.45x | $22.13 Billion |