Capital Trust Limited
Capital Trust Limited, a non-banking finance company, provides structured business loans to shopkeepers and traders in India. It offers secured and unsecured capital business loans. The company was incorporated in 1985 and is based in New Delhi, India.
Capital Trust Limited (CAPTRUST) - Net Assets
Latest net assets as of September 2025: ₹597.22 Million INR
Based on the latest financial reports, Capital Trust Limited (CAPTRUST) has net assets worth ₹597.22 Million INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹1.48 Billion) and total liabilities (₹884.47 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹597.22 Million |
| % of Total Assets | 40.31% |
| Annual Growth Rate | 17.03% |
| 5-Year Change | -34.26% |
| 10-Year Change | -46.59% |
| Growth Volatility | 153.45 |
Capital Trust Limited - Net Assets Trend (2009–2025)
This chart illustrates how Capital Trust Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Capital Trust Limited (2009–2025)
The table below shows the annual net assets of Capital Trust Limited from 2009 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹859.28 Million | +12.03% |
| 2024-03-31 | ₹767.00 Million | +2.90% |
| 2023-03-31 | ₹745.38 Million | -37.90% |
| 2022-03-31 | ₹1.20 Billion | -8.16% |
| 2021-03-31 | ₹1.31 Billion | -15.38% |
| 2020-03-31 | ₹1.54 Billion | -29.87% |
| 2019-03-31 | ₹2.20 Billion | +0.65% |
| 2018-03-31 | ₹2.19 Billion | -0.72% |
| 2017-03-31 | ₹2.20 Billion | +36.98% |
| 2016-03-31 | ₹1.61 Billion | +632.34% |
| 2015-03-31 | ₹219.70 Million | +58.12% |
| 2014-03-31 | ₹138.95 Million | +48.13% |
| 2013-03-31 | ₹93.80 Million | +19.71% |
| 2012-03-31 | ₹78.36 Million | +2.33% |
| 2011-03-31 | ₹76.57 Million | +6.85% |
| 2010-03-31 | ₹71.67 Million | +3.19% |
| 2009-03-31 | ₹69.45 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Capital Trust Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 87967153016.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ₹168.66 Million | 19.63% |
| Other Comprehensive Income | ₹266.00 Million | 30.96% |
| Other Components | ₹1.32 Billion | 154.04% |
| Total Equity | ₹859.28 Million | 100.00% |
Capital Trust Limited Competitors by Market Cap
The table below lists competitors of Capital Trust Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cheche Group Inc. Warrant
NASDAQ:CCGWW
|
$587.06K |
|
York Timber Holdings Ltd
JSE:YRK
|
$587.38K |
|
ANDERSONS (AKG.SG)
STU:AKG
|
$587.58K |
|
Powell Max Limited Class A Ordinary Shares
NASDAQ:PMAX
|
$587.73K |
|
Biofrontera Inc. Warrants
NASDAQ:BFRIW
|
$586.78K |
|
Windtree Therapeutics Inc
NASDAQ:WINT
|
$586.68K |
|
Joshua Gold Resources Inc
PINK:JSHG
|
$586.43K |
|
Sylla Gold Corp.
PINK:SYGCF
|
$586.29K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Capital Trust Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 767,000,000 to 859,285,000, a change of 92,285,000 (12.0%).
- Net income of 11,109,000 contributed positively to equity growth.
- Share repurchases of 81,282,000 reduced equity.
- New share issuances of 81,282,000 increased equity.
- Other comprehensive income increased equity by 2,201,000.
- Other factors increased equity by 78,975,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹11.11 Million | +1.29% |
| Share Repurchases | ₹81.28 Million | -9.46% |
| Share Issuances | ₹81.28 Million | +9.46% |
| Other Comprehensive Income | ₹2.20 Million | +0.26% |
| Other Changes | ₹78.97 Million | +9.19% |
| Total Change | ₹- | 12.03% |
Book Value vs Market Value Analysis
This analysis compares Capital Trust Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.22x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.24x to 0.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-03-31 | ₹9.26 | ₹11.46 | x |
| 2010-03-31 | ₹9.56 | ₹11.46 | x |
| 2011-03-31 | ₹10.21 | ₹11.46 | x |
| 2012-03-31 | ₹10.45 | ₹11.46 | x |
| 2013-03-31 | ₹12.51 | ₹11.46 | x |
| 2014-03-31 | ₹18.53 | ₹11.46 | x |
| 2015-03-31 | ₹29.29 | ₹11.46 | x |
| 2016-03-31 | ₹114.92 | ₹11.46 | x |
| 2017-03-31 | ₹144.20 | ₹11.46 | x |
| 2018-03-31 | ₹133.74 | ₹11.46 | x |
| 2019-03-31 | ₹135.81 | ₹11.46 | x |
| 2020-03-31 | ₹95.24 | ₹11.46 | x |
| 2021-03-31 | ₹80.60 | ₹11.46 | x |
| 2022-03-31 | ₹74.02 | ₹11.46 | x |
| 2023-03-31 | ₹45.96 | ₹11.46 | x |
| 2024-03-31 | ₹47.29 | ₹11.46 | x |
| 2025-03-31 | ₹51.05 | ₹11.46 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Capital Trust Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.29%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.32%
- • Asset Turnover: 0.41x
- • Equity Multiplier: 2.37x
- Recent ROE (1.29%) is above the historical average (1.13%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | -19.11% | -91.45% | 0.14x | 1.50x | ₹-20.21 Million |
| 2010 | 3.08% | 5.65% | 0.24x | 2.26x | ₹-4.96 Million |
| 2011 | 6.41% | 6.84% | 0.35x | 2.64x | ₹-2.75 Million |
| 2012 | 2.28% | 3.27% | 0.36x | 1.96x | ₹-6.05 Million |
| 2013 | 16.46% | 17.17% | 0.30x | 3.19x | ₹6.06 Million |
| 2014 | 13.13% | 10.33% | 0.25x | 5.00x | ₹4.35 Million |
| 2015 | 43.90% | 24.13% | 0.32x | 5.64x | ₹74.49 Million |
| 2016 | 12.58% | 37.17% | 0.23x | 1.50x | ₹41.55 Million |
| 2017 | 17.18% | 31.52% | 0.20x | 2.79x | ₹158.17 Million |
| 2018 | 0.63% | 0.77% | 0.22x | 3.69x | ₹-205.09 Million |
| 2019 | 4.16% | 5.39% | 0.23x | 3.35x | ₹-128.61 Million |
| 2020 | 2.77% | 3.31% | 0.29x | 2.93x | ₹-111.72 Million |
| 2021 | -18.07% | -25.04% | 0.23x | 3.11x | ₹-366.95 Million |
| 2022 | -9.01% | -12.70% | 0.24x | 2.95x | ₹-228.24 Million |
| 2023 | -61.23% | -70.46% | 0.35x | 2.52x | ₹-530.95 Million |
| 2024 | 2.80% | 3.68% | 0.33x | 2.34x | ₹-55.24 Million |
| 2025 | 1.29% | 1.32% | 0.41x | 2.37x | ₹-74.82 Million |
Industry Comparison
This section compares Capital Trust Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,013,572,995
- Average return on equity (ROE) among peers: 14.12%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Capital Trust Limited (CAPTRUST) | ₹597.22 Million | -19.11% | 1.48x | $586.90K |
| Akme Fintrade India Ltd (AFIL) | $3.82 Billion | 8.69% | 0.77x | $14.54 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $97.80 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $4.85 Million |
| Capri Global Capital Limited (CGCL) | $1.53 Billion | 67.12% | 0.54x | $555.03 Million |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $1.74 Billion |
| Capital India Finance Limited (CIFL) | $6.56 Billion | -6.33% | 1.73x | $2.98K |
| CP Capital Limited (CPCAP) | $5.46 Billion | 6.99% | 0.14x | $4.60 Million |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $6.91 Billion | 10.89% | 4.16x | $724.43 Million |
| CSL Finance Limited (CSLFINANCE) | $2.33 Billion | 9.66% | 0.43x | $19.61 Million |