Dhanlaxmi Bank Limited
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, educatio… Read more
Dhanlaxmi Bank Limited (DHANBANK) - Net Assets
Latest net assets as of December 2025: ₹14.39 Billion INR
Based on the latest financial reports, Dhanlaxmi Bank Limited (DHANBANK) has net assets worth ₹14.39 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹201.93 Billion) and total liabilities (₹187.55 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹14.39 Billion |
| % of Total Assets | 7.12% |
| Annual Growth Rate | 13.34% |
| 5-Year Change | 61.47% |
| 10-Year Change | 174.69% |
| Growth Volatility | 37.4 |
Dhanlaxmi Bank Limited - Net Assets Trend (2005–2025)
This chart illustrates how Dhanlaxmi Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Dhanlaxmi Bank Limited (2005–2025)
The table below shows the annual net assets of Dhanlaxmi Bank Limited from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹13.95 Billion | +35.50% |
| 2024-03-31 | ₹10.30 Billion | +7.14% |
| 2023-03-31 | ₹9.61 Billion | +6.79% |
| 2022-03-31 | ₹9.00 Billion | +4.16% |
| 2021-03-31 | ₹8.64 Billion | +4.50% |
| 2020-03-31 | ₹8.27 Billion | +8.64% |
| 2019-03-31 | ₹7.61 Billion | +1.56% |
| 2018-03-31 | ₹7.49 Billion | +14.51% |
| 2017-03-31 | ₹6.54 Billion | +28.85% |
| 2016-03-31 | ₹5.08 Billion | -29.83% |
| 2015-03-31 | ₹7.24 Billion | -1.69% |
| 2014-03-31 | ₹7.36 Billion | -3.87% |
| 2013-03-31 | ₹7.66 Billion | +5.18% |
| 2012-03-31 | ₹7.28 Billion | -13.78% |
| 2011-03-31 | ₹8.45 Billion | +91.93% |
| 2010-03-31 | ₹4.40 Billion | +3.67% |
| 2009-03-31 | ₹4.24 Billion | +146.46% |
| 2008-03-31 | ₹1.72 Billion | +16.88% |
| 2007-03-31 | ₹1.47 Billion | +9.66% |
| 2006-03-31 | ₹1.34 Billion | +17.76% |
| 2005-03-31 | ₹1.14 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Dhanlaxmi Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 711247400000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ₹3.95 Billion | 28.29% |
| Other Comprehensive Income | ₹10.01 Billion | 71.71% |
| Other Components | ₹7.11 Billion | 50.97% |
| Total Equity | ₹13.95 Billion | 100.00% |
Dhanlaxmi Bank Limited Competitors by Market Cap
The table below lists competitors of Dhanlaxmi Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SIIC Environment Holdings Ltd
PINK:AWAEF
|
$59.96 Million |
|
PRUKSA HOLDING
BK:PSH-R
|
$59.98 Million |
|
AIRA Capital Public Company Limited
BK:AIRA
|
$60.05 Million |
|
Mega Uranium Ltd.
PINK:MGAFF
|
$60.05 Million |
|
Rugvista Group AB
ST:RUG
|
$59.94 Million |
|
Rhom Bho Property Public Company Limited
BK:TITLE
|
$59.93 Million |
|
Kitanotatsujin Corporation
PINK:KITAF
|
$59.92 Million |
|
Encounter Resources Limited
F:E6H
|
$59.91 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Dhanlaxmi Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 10,297,622,000 to 13,952,857,000, a change of 3,655,235,000 (35.5%).
- Net income of 666,414,000 contributed positively to equity growth.
- Share repurchases of 1,500,000,000 reduced equity.
- New share issuances of 2,922,900,000 increased equity.
- Other comprehensive income increased equity by 4,680,603,000.
- Other factors decreased equity by 3,114,682,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹666.41 Million | +4.78% |
| Share Repurchases | ₹1.50 Billion | -10.75% |
| Share Issuances | ₹2.92 Billion | +20.95% |
| Other Comprehensive Income | ₹4.68 Billion | +33.55% |
| Other Changes | ₹-3.11 Billion | -22.32% |
| Total Change | ₹- | 35.50% |
Book Value vs Market Value Analysis
This analysis compares Dhanlaxmi Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.46x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.63x to 0.46x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹35.60 | ₹22.58 | x |
| 2006-03-31 | ₹41.92 | ₹22.58 | x |
| 2007-03-31 | ₹45.97 | ₹22.58 | x |
| 2008-03-31 | ₹53.73 | ₹22.58 | x |
| 2009-03-31 | ₹66.21 | ₹22.58 | x |
| 2010-03-31 | ₹68.46 | ₹22.58 | x |
| 2011-03-31 | ₹106.62 | ₹22.58 | x |
| 2012-03-31 | ₹85.53 | ₹22.58 | x |
| 2013-03-31 | ₹89.97 | ₹22.58 | x |
| 2014-03-31 | ₹58.47 | ₹22.58 | x |
| 2015-03-31 | ₹40.79 | ₹22.58 | x |
| 2016-03-31 | ₹28.63 | ₹22.58 | x |
| 2017-03-31 | ₹31.19 | ₹22.58 | x |
| 2018-03-31 | ₹29.62 | ₹22.58 | x |
| 2019-03-31 | ₹30.08 | ₹22.58 | x |
| 2020-03-31 | ₹32.68 | ₹22.58 | x |
| 2021-03-31 | ₹34.15 | ₹22.58 | x |
| 2022-03-31 | ₹35.57 | ₹22.58 | x |
| 2023-03-31 | ₹37.99 | ₹22.58 | x |
| 2024-03-31 | ₹40.70 | ₹22.58 | x |
| 2025-03-31 | ₹49.62 | ₹22.58 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Dhanlaxmi Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.78%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.53%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 12.86x
- Recent ROE (4.78%) is above the historical average (-2.61%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | -18.93% | -10.46% | 0.08x | 23.19x | ₹-330.12 Million |
| 2006 | 7.08% | 4.11% | 0.08x | 21.20x | ₹-39.23 Million |
| 2007 | 10.95% | 5.84% | 0.08x | 23.40x | ₹14.04 Million |
| 2008 | 16.53% | 8.03% | 0.09x | 23.42x | ₹112.40 Million |
| 2009 | 13.53% | 11.78% | 0.09x | 13.29x | ₹150.04 Million |
| 2010 | 5.30% | 3.73% | 0.08x | 18.38x | ₹-207.04 Million |
| 2011 | 3.09% | 2.48% | 0.07x | 16.89x | ₹-584.02 Million |
| 2012 | -15.88% | -7.56% | 0.10x | 20.15x | ₹-1.88 Billion |
| 2013 | 0.34% | 0.18% | 0.10x | 18.05x | ₹-739.77 Million |
| 2014 | -34.21% | -19.80% | 0.09x | 19.95x | ₹-3.26 Billion |
| 2015 | -33.36% | -17.03% | 0.10x | 19.83x | ₹-3.14 Billion |
| 2016 | -41.23% | -16.50% | 0.10x | 24.54x | ₹-2.60 Billion |
| 2017 | 1.89% | 1.03% | 0.10x | 18.84x | ₹-530.70 Million |
| 2018 | -3.32% | -2.23% | 0.09x | 16.39x | ₹-998.21 Million |
| 2019 | 1.53% | 1.13% | 0.09x | 15.50x | ₹-644.44 Million |
| 2020 | 7.95% | 5.94% | 0.09x | 14.83x | ₹-169.13 Million |
| 2021 | 4.30% | 3.53% | 0.08x | 15.16x | ₹-492.22 Million |
| 2022 | 3.99% | 3.31% | 0.08x | 15.33x | ₹-540.96 Million |
| 2023 | 5.14% | 4.31% | 0.08x | 15.74x | ₹-467.52 Million |
| 2024 | 5.62% | 4.35% | 0.08x | 15.50x | ₹-451.54 Million |
| 2025 | 4.78% | 4.53% | 0.08x | 12.86x | ₹-728.87 Million |
Industry Comparison
This section compares Dhanlaxmi Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $170,866,985,093
- Average return on equity (ROE) among peers: 1.13%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Dhanlaxmi Bank Limited (DHANBANK) | ₹14.39 Billion | -18.93% | 13.04x | $59.94 Million |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $112.02 Billion | 17.42% | 4.04x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $764.90 Billion | 1.21% | 14.69x | $6.06 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $895.11 Million | 15.89% | 17.77x | $29.44 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| DCB Bank Limited (DCBBANK) | $1.99 Billion | -81.69% | 22.36x | $503.70 Million |