Kotak Mahindra Bank Limited
Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, … Read more
Kotak Mahindra Bank Limited (KOTAKBANK) - Net Assets
Latest net assets as of September 2025: ₹1.68 Trillion INR
Based on the latest financial reports, Kotak Mahindra Bank Limited (KOTAKBANK) has net assets worth ₹1.68 Trillion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹9.13 Trillion) and total liabilities (₹7.45 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹1.68 Trillion |
| % of Total Assets | 18.41% |
| Annual Growth Rate | 24.94% |
| 5-Year Change | 85.63% |
| 10-Year Change | 366.5% |
| Growth Volatility | 15.78 |
Kotak Mahindra Bank Limited - Net Assets Trend (2005–2025)
This chart illustrates how Kotak Mahindra Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Kotak Mahindra Bank Limited (2005–2025)
The table below shows the annual net assets of Kotak Mahindra Bank Limited from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹1.57 Trillion | +21.17% |
| 2024-03-31 | ₹1.30 Trillion | +15.72% |
| 2023-03-31 | ₹1.12 Trillion | +15.59% |
| 2022-03-31 | ₹971.65 Billion | +14.53% |
| 2021-03-31 | ₹848.39 Billion | +26.37% |
| 2020-03-31 | ₹671.37 Billion | +15.19% |
| 2019-03-31 | ₹582.82 Billion | +15.44% |
| 2018-03-31 | ₹504.88 Billion | +29.57% |
| 2017-03-31 | ₹389.67 Billion | +15.43% |
| 2016-03-31 | ₹337.60 Billion | +50.10% |
| 2015-03-31 | ₹224.92 Billion | +16.21% |
| 2014-03-31 | ₹193.55 Billion | +25.07% |
| 2013-03-31 | ₹154.76 Billion | +18.17% |
| 2012-03-31 | ₹130.96 Billion | +17.91% |
| 2011-03-31 | ₹111.07 Billion | +38.03% |
| 2010-03-31 | ₹80.47 Billion | +20.51% |
| 2009-03-31 | ₹66.77 Billion | +12.54% |
| 2008-03-31 | ₹59.33 Billion | +80.21% |
| 2007-03-31 | ₹32.92 Billion | +30.14% |
| 2006-03-31 | ₹25.30 Billion | +38.03% |
| 2005-03-31 | ₹18.33 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Kotak Mahindra Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 90037456200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹900.37 Billion | 57.17% |
| Common Stock | ₹9.94 Billion | 0.63% |
| Other Comprehensive Income | ₹407.50 Billion | 25.88% |
| Other Components | ₹257.07 Billion | 16.32% |
| Total Equity | ₹1.57 Trillion | 100.00% |
Kotak Mahindra Bank Limited Competitors by Market Cap
The table below lists competitors of Kotak Mahindra Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ESSILORLUXOTTICA 1/2/O.N.
F:ESLC
|
$31.26 Billion |
|
Japan Tobacco Inc
PINK:JAPAF
|
$31.32 Billion |
|
United Overseas Bank Limited
PINK:UOVEF
|
$31.36 Billion |
|
Agilent Technologies Inc
NYSE:A
|
$31.54 Billion |
|
National Bank of Canada
PINK:NTIOF
|
$31.06 Billion |
|
Daikin IndustriesLtd
PINK:DKILF
|
$30.85 Billion |
|
BLOCK INC. CDI/1/1
F:F8O
|
$30.83 Billion |
|
Celestica Inc.
NYSE:CLS
|
$30.74 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kotak Mahindra Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,299,716,900,000 to 1,574,893,500,000, a change of 275,176,600,000 (21.2%).
- Net income of 221,259,890,000 contributed positively to equity growth.
- Dividend payments of 3,976,200,000 reduced retained earnings.
- Share repurchases of 464,007,000 reduced equity.
- New share issuances of 464,000,000 increased equity.
- Other comprehensive income increased equity by 124,324,202,000.
- Other factors decreased equity by 66,431,285,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹221.26 Billion | +14.05% |
| Dividends Paid | ₹3.98 Billion | -0.25% |
| Share Repurchases | ₹464.01 Million | -0.03% |
| Share Issuances | ₹464.00 Million | +0.03% |
| Other Comprehensive Income | ₹124.32 Billion | +7.89% |
| Other Changes | ₹-66.43 Billion | -4.22% |
| Total Change | ₹- | 21.17% |
Book Value vs Market Value Analysis
This analysis compares Kotak Mahindra Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.33x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 30.33x to 2.33x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-03-31 | ₹12.19 | ₹369.85 | x |
| 2006-03-31 | ₹18.17 | ₹369.85 | x |
| 2007-03-31 | ₹24.95 | ₹369.85 | x |
| 2008-03-31 | ₹43.29 | ₹369.85 | x |
| 2009-03-31 | ₹47.84 | ₹369.85 | x |
| 2010-03-31 | ₹56.80 | ₹369.85 | x |
| 2011-03-31 | ₹75.82 | ₹369.85 | x |
| 2012-03-31 | ₹87.09 | ₹369.85 | x |
| 2013-03-31 | ₹102.31 | ₹369.85 | x |
| 2014-03-31 | ₹124.40 | ₹369.85 | x |
| 2015-03-31 | ₹143.31 | ₹369.85 | x |
| 2016-03-31 | ₹181.99 | ₹369.85 | x |
| 2017-03-31 | ₹209.29 | ₹369.85 | x |
| 2018-03-31 | ₹265.92 | ₹369.85 | x |
| 2019-03-31 | ₹305.28 | ₹369.85 | x |
| 2020-03-31 | ₹351.08 | ₹369.85 | x |
| 2021-03-31 | ₹430.56 | ₹369.85 | x |
| 2022-03-31 | ₹97.95 | ₹369.85 | x |
| 2023-03-31 | ₹565.48 | ₹369.85 | x |
| 2024-03-31 | ₹130.79 | ₹369.85 | x |
| 2025-03-31 | ₹158.48 | ₹369.85 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kotak Mahindra Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.05%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.16%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 5.59x
- Recent ROE (14.05%) is below the historical average (14.25%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 11.60% | 11.92% | 0.13x | 7.77x | ₹236.16 Million |
| 2006 | 32.30% | 29.01% | 0.14x | 7.95x | ₹5.04 Billion |
| 2007 | 16.50% | 15.95% | 0.12x | 8.78x | ₹2.12 Billion |
| 2008 | 16.85% | 16.91% | 0.14x | 6.90x | ₹4.03 Billion |
| 2009 | 9.86% | 12.32% | 0.13x | 6.08x | ₹-90.59 Million |
| 2010 | 16.41% | 15.78% | 0.15x | 6.92x | ₹5.10 Billion |
| 2011 | 14.24% | 18.66% | 0.11x | 6.70x | ₹4.67 Billion |
| 2012 | 14.16% | 21.63% | 0.09x | 7.14x | ₹5.39 Billion |
| 2013 | 14.33% | 22.66% | 0.08x | 7.59x | ₹6.62 Billion |
| 2014 | 12.92% | 23.44% | 0.09x | 6.41x | ₹5.57 Billion |
| 2015 | 13.75% | 21.50% | 0.10x | 6.71x | ₹8.30 Billion |
| 2016 | 10.37% | 21.21% | 0.07x | 7.22x | ₹1.22 Billion |
| 2017 | 12.83% | 22.67% | 0.08x | 7.18x | ₹10.91 Billion |
| 2018 | 12.28% | 24.47% | 0.08x | 6.69x | ₹11.52 Billion |
| 2019 | 12.36% | 24.04% | 0.08x | 6.78x | ₹13.76 Billion |
| 2020 | 12.80% | 25.78% | 0.08x | 6.60x | ₹18.80 Billion |
| 2021 | 11.78% | 24.61% | 0.08x | 5.64x | ₹15.06 Billion |
| 2022 | 12.44% | 21.02% | 0.11x | 5.62x | ₹23.73 Billion |
| 2023 | 13.29% | 22.52% | 0.11x | 5.52x | ₹36.94 Billion |
| 2024 | 14.01% | 19.75% | 0.12x | 5.91x | ₹52.16 Billion |
| 2025 | 14.05% | 21.16% | 0.12x | 5.59x | ₹63.77 Billion |
Industry Comparison
This section compares Kotak Mahindra Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $156,553,838,400
- Average return on equity (ROE) among peers: 7.35%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kotak Mahindra Bank Limited (KOTAKBANK) | ₹1.68 Trillion | 11.60% | 4.43x | $31.22 Billion |
| AU Small Finance Bank Limited (AUBANK) | $109.77 Billion | 13.01% | 7.22x | $5.53 Billion |
| Bandhan Bank Limited (BANDHANBNK) | $216.10 Billion | 10.32% | 7.23x | $1.95 Billion |
| Bank of Baroda (BANKBARODA) | $113.95 Billion | 13.59% | 15.10x | $5.99 Billion |
| Bank of India (BANKINDIA) | $478.14 Billion | -11.35% | 12.19x | $1.35 Billion |
| Canara Bank (CANBK) | $232.05 Billion | 14.40% | 15.34x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $4.07 Billion | 6.24% | 12.10x | $29.58 Million |
| Central Bank of India (CENTRALBK) | $369.67 Billion | 10.64% | 12.00x | $276.56 Million |
| CSB Bank Limited (CSBBANK) | $5.46 Billion | -10.62% | 27.88x | $387.35 Million |
| City Union Bank Limited (CUB) | $8.26 Billion | 18.50% | 13.00x | $1.96 Billion |
| DCB Bank Limited (DCBBANK) | $28.08 Billion | 8.74% | 9.76x | $517.83 Million |