Muthoot Capital Services Limited
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheeler, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limite… Read more
Muthoot Capital Services Limited (MUTHOOTCAP) - Net Assets
Latest net assets as of September 2025: ₹6.57 Billion INR
Based on the latest financial reports, Muthoot Capital Services Limited (MUTHOOTCAP) has net assets worth ₹6.57 Billion INR as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹37.31 Billion) and total liabilities (₹30.74 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹6.57 Billion |
| % of Total Assets | 17.61% |
| Annual Growth Rate | 26.66% |
| 5-Year Change | 17.6% |
| 10-Year Change | 344.96% |
| Growth Volatility | 49.6 |
Muthoot Capital Services Limited - Net Assets Trend (2007–2025)
This chart illustrates how Muthoot Capital Services Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Muthoot Capital Services Limited (2007–2025)
The table below shows the annual net assets of Muthoot Capital Services Limited from 2007 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹6.58 Billion | +7.57% |
| 2024-03-31 | ₹6.12 Billion | +25.04% |
| 2023-03-31 | ₹4.89 Billion | +26.18% |
| 2022-03-31 | ₹3.88 Billion | -30.71% |
| 2021-03-31 | ₹5.60 Billion | +10.29% |
| 2020-03-31 | ₹5.07 Billion | +6.51% |
| 2019-03-31 | ₹4.76 Billion | +20.92% |
| 2018-03-31 | ₹3.94 Billion | +121.33% |
| 2017-03-31 | ₹1.78 Billion | +20.35% |
| 2016-03-31 | ₹1.48 Billion | +10.95% |
| 2015-03-31 | ₹1.33 Billion | +12.44% |
| 2014-03-31 | ₹1.19 Billion | +15.20% |
| 2013-03-31 | ₹1.03 Billion | +18.30% |
| 2012-03-31 | ₹869.85 Million | +202.37% |
| 2011-03-31 | ₹287.68 Million | +34.62% |
| 2010-03-31 | ₹213.69 Million | +32.75% |
| 2009-03-31 | ₹160.97 Million | +31.94% |
| 2008-03-31 | ₹122.01 Million | +30.63% |
| 2007-03-31 | ₹93.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Muthoot Capital Services Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 292436300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹2.92 Billion | 44.44% |
| Common Stock | ₹164.47 Million | 2.50% |
| Other Comprehensive Income | ₹1.48 Billion | 22.46% |
| Other Components | ₹2.01 Billion | 30.60% |
| Total Equity | ₹6.58 Billion | 100.00% |
Muthoot Capital Services Limited Competitors by Market Cap
The table below lists competitors of Muthoot Capital Services Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Livetech da Bahia Industria
SA:LVTC3
|
$11.09 Million |
|
S P V I Public Company Limited
BK:SPVI
|
$11.10 Million |
|
Fingerprint Cards AB Series B
LSE:0RGY
|
$11.10 Million |
|
Ironbark Zinc Ltd
AU:IBG
|
$11.10 Million |
|
Jianzhi Education Technology Group Company Limited American Depositary Shares
NASDAQ:JZ
|
$11.09 Million |
|
Pelita Samudera Shipping Tbk PT
JK:PSSI
|
$11.09 Million |
|
OverActive Media Corp
PINK:OAMCF
|
$11.09 Million |
|
Broadpeak SA
PA:ALBPK
|
$11.09 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Muthoot Capital Services Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 6,117,489,000 to 6,580,636,000, a change of 463,147,000 (7.6%).
- Net income of 457,460,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 1,464,706,000.
- Other factors decreased equity by 1,459,019,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹457.46 Million | +6.95% |
| Other Comprehensive Income | ₹1.46 Billion | +22.26% |
| Other Changes | ₹-1.46 Billion | -22.17% |
| Total Change | ₹- | 7.57% |
Book Value vs Market Value Analysis
This analysis compares Muthoot Capital Services Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.50x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 18.68x to 0.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-03-31 | ₹10.62 | ₹198.43 | x |
| 2008-03-31 | ₹13.88 | ₹198.43 | x |
| 2009-03-31 | ₹18.31 | ₹198.43 | x |
| 2010-03-31 | ₹24.31 | ₹198.43 | x |
| 2011-03-31 | ₹32.72 | ₹198.43 | x |
| 2012-03-31 | ₹66.88 | ₹198.43 | x |
| 2013-03-31 | ₹75.00 | ₹198.43 | x |
| 2014-03-31 | ₹86.40 | ₹198.43 | x |
| 2015-03-31 | ₹97.15 | ₹198.43 | x |
| 2016-03-31 | ₹107.79 | ₹198.43 | x |
| 2017-03-31 | ₹129.73 | ₹198.43 | x |
| 2018-03-31 | ₹267.05 | ₹198.43 | x |
| 2019-03-31 | ₹290.46 | ₹198.43 | x |
| 2020-03-31 | ₹309.38 | ₹198.43 | x |
| 2021-03-31 | ₹341.20 | ₹198.43 | x |
| 2022-03-31 | ₹236.43 | ₹198.43 | x |
| 2023-03-31 | ₹297.46 | ₹198.43 | x |
| 2024-03-31 | ₹371.93 | ₹198.43 | x |
| 2025-03-31 | ₹400.06 | ₹198.43 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Muthoot Capital Services Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.95%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.89%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 5.45x
- Recent ROE (6.95%) is below the historical average (16.66%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 21.91% | 26.55% | 0.20x | 4.09x | ₹11.12 Million |
| 2008 | 32.80% | 33.15% | 0.25x | 3.98x | ₹27.81 Million |
| 2009 | 33.65% | 31.82% | 0.23x | 4.57x | ₹38.08 Million |
| 2010 | 33.57% | 32.20% | 0.21x | 4.90x | ₹50.36 Million |
| 2011 | 33.60% | 25.71% | 0.21x | 6.28x | ₹67.89 Million |
| 2012 | 17.83% | 23.14% | 0.21x | 3.63x | ₹68.11 Million |
| 2013 | 21.14% | 20.40% | 0.22x | 4.63x | ₹114.69 Million |
| 2014 | 18.73% | 14.03% | 0.22x | 6.03x | ₹103.51 Million |
| 2015 | 16.72% | 11.80% | 0.22x | 6.57x | ₹89.62 Million |
| 2016 | 15.45% | 10.10% | 0.21x | 7.25x | ₹80.64 Million |
| 2017 | 16.91% | 10.62% | 0.22x | 7.18x | ₹122.93 Million |
| 2018 | 13.63% | 13.54% | 0.20x | 5.02x | ₹142.84 Million |
| 2019 | 18.07% | 16.68% | 0.23x | 4.75x | ₹384.65 Million |
| 2020 | 11.92% | 10.42% | 0.20x | 5.74x | ₹97.42 Million |
| 2021 | 9.20% | 10.45% | 0.19x | 4.57x | ₹-44.97 Million |
| 2022 | -41.76% | -40.79% | 0.19x | 5.35x | ₹-2.01 Billion |
| 2023 | 16.08% | 18.32% | 0.18x | 4.98x | ₹297.54 Million |
| 2024 | 20.05% | 32.36% | 0.16x | 3.78x | ₹614.83 Million |
| 2025 | 6.95% | 9.89% | 0.13x | 5.45x | ₹-200.60 Million |
Industry Comparison
This section compares Muthoot Capital Services Limited's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,621,595,776
- Average return on equity (ROE) among peers: 14.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Muthoot Capital Services Limited (MUTHOOTCAP) | ₹6.57 Billion | 21.91% | 4.68x | $11.09 Million |
| Akme Fintrade India Ltd (AFIL) | $3.82 Billion | 8.69% | 0.77x | $14.54 Million |
| Arman Financial Services Limited (ARMANFIN) | $196.82 Million | 15.55% | 2.31x | $97.80 Million |
| Baid Finserv Limited (BAIDFIN) | $1.30 Billion | 5.85% | 1.62x | $4.85 Million |
| Capital Trust Limited (CAPTRUST) | $93.80 Million | 16.46% | 2.19x | $586.90K |
| Capri Global Capital Limited (CGCL) | $1.53 Billion | 67.12% | 0.54x | $555.03 Million |
| Cholamandalam Financial Holdings Limited (CHOLAHLDNG) | $8.02 Billion | 8.68% | 3.62x | $1.74 Billion |
| Capital India Finance Limited (CIFL) | $6.56 Billion | -6.33% | 1.73x | $2.98K |
| CP Capital Limited (CPCAP) | $5.46 Billion | 6.99% | 0.14x | $4.60 Million |
| CREDITACCESS GRAMEEN LIMITED (CREDITACC) | $6.91 Billion | 10.89% | 4.16x | $724.43 Million |
| CSL Finance Limited (CSLFINANCE) | $2.33 Billion | 9.66% | 0.43x | $19.61 Million |