Power Finance Corporation Limited

NSE:PFC India Credit Services
Market Cap
$15.46 Billion
₹1.34 Trillion INR
Market Cap Rank
#2271 Global
#53 in India
Share Price
₹405.60
Change (1 day)
-2.48%
52-Week Range
₹335.05 - ₹438.15
All Time High
₹560.42
About

Power Finance Corporation Limited, a non-banking finance company, provides financial products and related advisory services to the power, logistics, and infrastructure sectors in India. The company offers fund-based financial policies and products, such as project-specific funding; a revamped distribution sector scheme; funding for clearance of dues-LPS; a revolving bill payment facility; guideli… Read more

Power Finance Corporation Limited (PFC) - Net Assets

Latest net assets as of September 2025: ₹1.67 Trillion INR

Based on the latest financial reports, Power Finance Corporation Limited (PFC) has net assets worth ₹1.67 Trillion INR as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹12.23 Trillion) and total liabilities (₹10.56 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ₹1.67 Trillion
% of Total Assets 13.64%
Annual Growth Rate 16.25%
5-Year Change 89.7%
10-Year Change 330.65%
Growth Volatility 12.33

Power Finance Corporation Limited - Net Assets Trend (2004–2025)

This chart illustrates how Power Finance Corporation Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Power Finance Corporation Limited (2004–2025)

The table below shows the annual net assets of Power Finance Corporation Limited from 2004 to 2025.

Year Net Assets Change
2025-03-31 ₹1.55 Trillion +15.54%
2024-03-31 ₹1.34 Trillion +19.92%
2023-03-31 ₹1.12 Trillion +16.31%
2022-03-31 ₹962.75 Billion +17.71%
2021-03-31 ₹817.90 Billion +23.61%
2020-03-31 ₹661.65 Billion +4.22%
2019-03-31 ₹634.84 Billion +57.91%
2018-03-31 ₹402.02 Billion +9.11%
2017-03-31 ₹368.45 Billion +2.27%
2016-03-31 ₹360.28 Billion +11.16%
2015-03-31 ₹324.11 Billion +17.76%
2014-03-31 ₹275.22 Billion +16.76%
2013-03-31 ₹235.71 Billion +14.07%
2012-03-31 ₹206.65 Billion +35.59%
2011-03-31 ₹152.41 Billion +14.61%
2010-03-31 ₹132.98 Billion +15.46%
2009-03-31 ₹115.18 Billion +23.45%
2008-03-31 ₹93.30 Billion +8.57%
2007-03-31 ₹85.93 Billion +23.85%
2006-03-31 ₹69.38 Billion +8.75%
2005-03-31 ₹63.80 Billion -2.97%
2004-03-31 ₹65.76 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Power Finance Corporation Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1041.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings ₹290.90 Billion 24.71%
Common Stock ₹33.00 Billion 2.80%
Other Comprehensive Income ₹824.02 Billion 69.99%
Other Components ₹29.46 Billion 2.50%
Total Equity ₹1.18 Trillion 100.00%

Power Finance Corporation Limited Competitors by Market Cap

The table below lists competitors of Power Finance Corporation Limited ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Power Finance Corporation Limited's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,011,467,700,000 to 1,177,383,500,000, a change of 165,915,800,000 (16.4%).
  • Net income of 229,908,100,000 contributed positively to equity growth.
  • Dividend payments of 81,440,100,000 reduced retained earnings.
  • Share repurchases of 1,000,000,000 reduced equity.
  • New share issuances of 1,000,000,000 increased equity.
  • Other comprehensive income increased equity by 109,148,800,000.
  • Other factors decreased equity by 91,701,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income ₹229.91 Billion +19.53%
Dividends Paid ₹81.44 Billion -6.92%
Share Repurchases ₹1.00 Billion -0.08%
Share Issuances ₹1.00 Billion +0.08%
Other Comprehensive Income ₹109.15 Billion +9.27%
Other Changes ₹-91.70 Billion -7.79%
Total Change ₹- 16.40%

Book Value vs Market Value Analysis

This analysis compares Power Finance Corporation Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.14x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 15.89x to 1.14x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-03-31 ₹25.53 ₹405.60 x
2005-03-31 ₹24.77 ₹405.60 x
2006-03-31 ₹26.93 ₹405.60 x
2007-03-31 ₹32.97 ₹405.60 x
2008-03-31 ₹28.27 ₹405.60 x
2009-03-31 ₹40.14 ₹405.60 x
2010-03-31 ₹46.34 ₹405.60 x
2011-03-31 ₹53.11 ₹405.60 x
2012-03-31 ₹64.23 ₹405.60 x
2013-03-31 ₹71.75 ₹405.60 x
2014-03-31 ₹83.40 ₹405.60 x
2015-03-31 ₹98.21 ₹405.60 x
2016-03-31 ₹109.17 ₹405.60 x
2017-03-31 ₹139.56 ₹405.60 x
2018-03-31 ₹152.27 ₹405.60 x
2019-03-31 ₹142.79 ₹405.60 x
2020-03-31 ₹149.69 ₹405.60 x
2021-03-31 ₹184.14 ₹405.60 x
2022-03-31 ₹217.19 ₹405.60 x
2023-03-31 ₹255.02 ₹405.60 x
2024-03-31 ₹306.50 ₹405.60 x
2025-03-31 ₹356.79 ₹405.60 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Power Finance Corporation Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 19.53%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 21.62%
  • • Asset Turnover: 0.09x
  • • Equity Multiplier: 10.01x
  • Recent ROE (19.53%) is above the historical average (17.66%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 32.06% 95.83% 0.08x 3.97x ₹14.51 Billion
2005 15.42% 62.36% 0.05x 4.81x ₹3.46 Billion
2006 13.99% 31.06% 0.08x 5.40x ₹2.77 Billion
2007 11.48% 25.84% 0.08x 5.43x ₹1.27 Billion
2008 19.11% 56.22% 0.06x 5.86x ₹8.49 Billion
2009 17.19% 44.62% 0.07x 5.93x ₹8.28 Billion
2010 17.89% 29.57% 0.09x 6.38x ₹10.49 Billion
2011 17.37% 26.02% 0.10x 6.87x ₹11.23 Billion
2012 14.71% 23.66% 0.10x 6.50x ₹9.80 Billion
2013 18.74% 25.97% 0.10x 7.15x ₹20.70 Billion
2014 19.85% 26.09% 0.11x 7.06x ₹27.10 Billion
2015 18.53% 24.64% 0.11x 7.06x ₹27.63 Billion
2016 17.16% 22.64% 0.11x 6.86x ₹25.81 Billion
2017 6.07% 8.14% 0.11x 7.04x ₹-14.48 Billion
2018 16.64% 14.05% 0.17x 7.17x ₹26.69 Billion
2019 21.05% 18.80% 0.08x 13.35x ₹52.09 Billion
2020 14.42% 12.31% 0.08x 14.06x ₹21.82 Billion
2021 19.33% 16.44% 0.09x 12.77x ₹56.71 Billion
2022 19.55% 18.70% 0.09x 11.04x ₹68.47 Billion
2023 18.88% 21.32% 0.08x 10.65x ₹74.73 Billion
2024 19.54% 21.59% 0.09x 10.27x ₹96.46 Billion
2025 19.53% 21.62% 0.09x 10.01x ₹112.17 Billion

Industry Comparison

This section compares Power Finance Corporation Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $29,648,174,333
  • Average return on equity (ROE) among peers: 5.09%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Power Finance Corporation Limited (PFC) ₹1.67 Trillion 32.06% 6.33x $6.63 Billion
Akme Fintrade India Ltd (AFIL) $1.37 Billion 3.01% 1.73x $13.99 Million
Arman Financial Services Limited (ARMANFIN) $78.33 Million 10.06% 2.58x $94.77 Million
Baid Finserv Limited (BAIDFIN) $1.38 Billion 5.44% 1.30x $4.92 Million
Bajaj Finance Limited (BAJFINANCE) $9.96 Billion 4.78% 2.56x $26.81 Billion
Capital Trust Limited (CAPTRUST) $1.20 Billion -9.01% 1.95x $596.12K
Capri Global Capital Limited (CGCL) $43.04 Billion 11.12% 3.84x $561.11 Million
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) $221.24 Billion 8.01% 7.00x $1.79 Billion
Capital India Finance Limited (CIFL) $6.60 Billion 1.77% 1.73x $2.74K
CP Capital Limited (CPCAP) $4.72 Billion 4.81% 0.10x $4.60 Million
CREDITACCESS GRAMEEN LIMITED (CREDITACC) $6.91 Billion 10.89% 4.16x $729.64 Million