Star Health and Allied Insurance Company Limited
Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and trave… Read more
Star Health and Allied Insurance Company Limited (STARHEALTH) - Net Assets
Latest net assets as of December 2025: ₹96.33 Billion INR
Based on the latest financial reports, Star Health and Allied Insurance Company Limited (STARHEALTH) has net assets worth ₹96.33 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹219.32 Billion) and total liabilities (₹122.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹96.33 Billion |
| % of Total Assets | 43.92% |
| Annual Growth Rate | 17.72% |
| 5-Year Change | 68.67% |
| 10-Year Change | 315.85% |
| Growth Volatility | 49.91 |
Star Health and Allied Insurance Company Limited - Net Assets Trend (2013–2025)
This chart illustrates how Star Health and Allied Insurance Company Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Star Health and Allied Insurance Company Limited (2013–2025)
The table below shows the annual net assets of Star Health and Allied Insurance Company Limited from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹71.12 Billion | +5.65% |
| 2024-03-31 | ₹67.32 Billion | +2.17% |
| 2023-03-31 | ₹65.89 Billion | +3.02% |
| 2022-03-31 | ₹63.96 Billion | +51.69% |
| 2021-03-31 | ₹42.17 Billion | +156.05% |
| 2020-03-31 | ₹16.47 Billion | +18.25% |
| 2019-03-31 | ₹13.93 Billion | +35.19% |
| 2018-03-31 | ₹10.30 Billion | 0.00% |
| 2017-03-31 | ₹10.30 Billion | -39.77% |
| 2016-03-31 | ₹17.10 Billion | +8.48% |
| 2015-03-31 | ₹15.77 Billion | +86.15% |
| 2014-03-31 | ₹8.47 Billion | -15.66% |
| 2013-03-31 | ₹10.04 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Star Health and Allied Insurance Company Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 359260000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹3.59 Billion | 5.05% |
| Common Stock | ₹5.88 Billion | 8.26% |
| Other Comprehensive Income | ₹901.10 Million | 1.27% |
| Other Components | ₹60.75 Billion | 85.42% |
| Total Equity | ₹71.12 Billion | 100.00% |
Star Health and Allied Insurance Company Limited Competitors by Market Cap
The table below lists competitors of Star Health and Allied Insurance Company Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dongfeng Group
PINK:DNFGF
|
$1.25 Billion |
|
Pebblebrook Hotel Trust
NYSE:PEB
|
$1.25 Billion |
|
Lithium Americas Corp
NYSE:LAC
|
$1.25 Billion |
|
COVIVIO HOTELS INH. EO 4
F:9FM
|
$1.25 Billion |
|
Fushun Special Steel Co Ltd
SHG:600399
|
$1.25 Billion |
|
Allegiant Travel Company
NASDAQ:ALGT
|
$1.25 Billion |
|
Euronav NV
LSE:0K9A
|
$1.25 Billion |
|
Ziff Davis Inc
NASDAQ:ZD
|
$1.25 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Star Health and Allied Insurance Company Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 67,317,955,000 to 71,121,400,000, a change of 3,803,445,000 (5.6%).
- Net income of 6,458,600,000 contributed positively to equity growth.
- New share issuances of 369,300,000 increased equity.
- Other comprehensive income decreased equity by 158,436,000.
- Other factors decreased equity by 2,866,019,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹6.46 Billion | +9.08% |
| Share Issuances | ₹369.30 Million | +0.52% |
| Other Comprehensive Income | ₹-158.44 Million | -0.22% |
| Other Changes | ₹-2.87 Billion | -4.03% |
| Total Change | ₹- | 5.65% |
Book Value vs Market Value Analysis
This analysis compares Star Health and Allied Insurance Company Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.82x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 24.01x to 3.82x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-03-31 | ₹19.04 | ₹457.20 | x |
| 2014-03-31 | ₹5.72 | ₹457.20 | x |
| 2015-03-31 | ₹18.79 | ₹457.20 | x |
| 2016-03-31 | ₹19.39 | ₹457.20 | x |
| 2017-03-31 | ₹24.18 | ₹457.20 | x |
| 2018-03-31 | ₹22.61 | ₹457.20 | x |
| 2019-03-31 | ₹30.16 | ₹457.20 | x |
| 2020-03-31 | ₹33.64 | ₹457.20 | x |
| 2021-03-31 | ₹84.47 | ₹457.20 | x |
| 2022-03-31 | ₹114.63 | ₹457.20 | x |
| 2023-03-31 | ₹110.88 | ₹457.20 | x |
| 2024-03-31 | ₹113.04 | ₹457.20 | x |
| 2025-03-31 | ₹119.59 | ₹457.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Star Health and Allied Insurance Company Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.08%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.92%
- • Asset Turnover: 0.79x
- • Equity Multiplier: 2.92x
- Recent ROE (9.08%) is above the historical average (-2.56%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | -23.47% | -23.71% | 0.52x | 1.89x | ₹-1.79 Billion |
| 2014 | -49.23% | -12.80% | 0.85x | 4.52x | ₹-1.12 Billion |
| 2015 | -21.98% | -13.10% | 0.67x | 2.50x | ₹-2.04 Billion |
| 2016 | 19.00% | 8.56% | 0.92x | 2.41x | ₹647.01 Million |
| 2017 | 11.45% | 5.86% | 0.82x | 2.38x | ₹149.30 Million |
| 2018 | 16.52% | 5.89% | 0.84x | 3.32x | ₹671.41 Million |
| 2019 | 9.21% | 3.02% | 0.84x | 3.62x | ₹-110.38 Million |
| 2020 | 16.27% | 4.82% | 0.91x | 3.72x | ₹1.03 Billion |
| 2021 | -25.75% | -18.80% | 0.51x | 2.66x | ₹-15.07 Billion |
| 2022 | -16.27% | -9.82% | 0.69x | 2.39x | ₹-16.80 Billion |
| 2023 | 9.39% | 5.11% | 0.74x | 2.48x | ₹-402.99 Million |
| 2024 | 12.55% | 5.86% | 0.80x | 2.68x | ₹1.72 Billion |
| 2025 | 9.08% | 3.92% | 0.79x | 2.92x | ₹-653.54 Million |
Industry Comparison
This section compares Star Health and Allied Insurance Company Limited's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $130,582,102,500
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Star Health and Allied Insurance Company Limited (STARHEALTH) | ₹96.33 Billion | -23.47% | 1.28x | $1.25 Billion |
| ICICI Lombard General Insurance Company Limited (ICICIGI) | $19.71 Billion | 17.90% | 5.46x | $5.13 Billion |
| The New India Assurance Company Limited (NIACL) | $241.45 Billion | 2.50% | 2.34x | $115.92 Million |