Cato Corporation
The Cato Corporation, together with its subsidiaries, operates as a specialty retailer of fashion apparel and accessories primarily in the southeastern United States. It operates through two segments, Retail and Credit. The company's stores and e-commerce websites offer a range of apparel and accessories, including dressy, career, and casual sportswear; and dresses, coats, shoes, lingerie, costum… Read more
Cato Corporation (CATO) - Net Assets
Latest net assets as of October 2025: $167.64 Million USD
Based on the latest financial reports, Cato Corporation (CATO) has net assets worth $167.64 Million USD as of October 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($450.23 Million) and total liabilities ($282.59 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $167.64 Million |
| % of Total Assets | 37.24% |
| Annual Growth Rate | 4.1% |
| 5-Year Change | -34.16% |
| 10-Year Change | -60.67% |
| Growth Volatility | 30.65 |
Cato Corporation - Net Assets Trend (1987–2025)
This chart illustrates how Cato Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Cato Corporation (1987–2025)
The table below shows the annual net assets of Cato Corporation from 1987 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-01-31 | $162.30 Million | -15.61% |
| 2024-01-31 | $192.32 Million | -15.12% |
| 2023-01-31 | $226.59 Million | -10.86% |
| 2022-01-31 | $254.20 Million | +3.12% |
| 2021-01-31 | $246.50 Million | -22.12% |
| 2020-01-31 | $316.51 Million | -0.10% |
| 2019-01-31 | $316.84 Million | -2.92% |
| 2018-01-31 | $326.35 Million | -14.99% |
| 2017-01-31 | $383.90 Million | -6.97% |
| 2016-01-31 | $412.67 Million | +8.54% |
| 2015-01-31 | $380.20 Million | -2.79% |
| 2014-01-31 | $391.11 Million | +13.29% |
| 2013-01-31 | $345.23 Million | -5.85% |
| 2012-01-31 | $366.68 Million | +12.63% |
| 2011-01-31 | $325.56 Million | +11.76% |
| 2010-01-31 | $291.31 Million | +11.27% |
| 2009-01-31 | $261.81 Million | +5.84% |
| 2008-01-31 | $247.37 Million | -10.63% |
| 2007-01-31 | $276.79 Million | +15.36% |
| 2006-01-31 | $239.95 Million | +13.63% |
| 2005-01-31 | $211.18 Million | +8.79% |
| 2004-01-31 | $194.11 Million | -28.15% |
| 2003-01-31 | $270.16 Million | +15.11% |
| 2002-01-31 | $234.70 Million | +12.97% |
| 2001-01-31 | $207.76 Million | +10.05% |
| 2000-01-31 | $188.78 Million | +9.63% |
| 1999-01-31 | $172.20 Million | +9.33% |
| 1998-01-31 | $157.50 Million | +3.69% |
| 1997-01-31 | $151.90 Million | +1.47% |
| 1996-01-31 | $149.70 Million | +5.80% |
| 1995-01-31 | $141.50 Million | +10.98% |
| 1994-01-31 | $127.50 Million | +63.04% |
| 1993-01-31 | $78.20 Million | +156.39% |
| 1992-01-31 | $30.50 Million | +52.50% |
| 1991-01-31 | $20.00 Million | -33.99% |
| 1990-01-31 | $30.30 Million | -17.66% |
| 1989-01-31 | $36.80 Million | -14.02% |
| 1988-01-31 | $42.80 Million | +21.59% |
| 1987-01-31 | $35.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Cato Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 13.9% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (January 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $31.93 Million | 19.68% |
| Common Stock | $678.00K | 0.42% |
| Other Comprehensive Income | $153.00K | 0.09% |
| Other Components | $129.53 Million | 79.81% |
| Total Equity | $162.30 Million | 100.00% |
Cato Corporation Competitors by Market Cap
The table below lists competitors of Cato Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
RoyalTek Co Ltd
TWO:3306
|
$40.35 Million |
|
Cementos Bio-B
SN:CEMENTOS
|
$40.35 Million |
|
Shougang Concord Century Holdings Limited
F:CW7
|
$40.36 Million |
|
Hong Leong Capital Bhd
KLSE:5274
|
$40.36 Million |
|
TegoScience Inc
KQ:191420
|
$40.34 Million |
|
Jinxin Technology Holding Company American Depositary Shares
NASDAQ:NAMI
|
$40.33 Million |
|
STEP Energy Services Ltd
PINK:SNVVF
|
$40.32 Million |
|
Nature Holdings Co. Ltd.
KQ:298540
|
$40.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Cato Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 192,321,000 to 162,296,000, a change of -30,025,000 (-15.6%).
- Net loss of 18,605,000 reduced equity.
- Dividend payments of 10,516,000 reduced retained earnings.
- Share repurchases of 3,877,000 reduced equity.
- Other comprehensive income decreased equity by 242,000.
- Other factors increased equity by 3,215,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-18.61 Million | -11.46% |
| Dividends Paid | $10.52 Million | -6.48% |
| Share Repurchases | $3.88 Million | -2.39% |
| Other Comprehensive Income | $-242.00K | -0.15% |
| Other Changes | $3.21 Million | +1.98% |
| Total Change | $- | -15.61% |
Book Value vs Market Value Analysis
This analysis compares Cato Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.35x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.64x to 0.35x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1987-01-31 | $1.10 | $2.92 | x |
| 1988-01-31 | $1.22 | $2.92 | x |
| 1989-01-31 | $1.13 | $2.92 | x |
| 1990-01-31 | $0.92 | $2.92 | x |
| 1991-01-31 | $0.60 | $2.92 | x |
| 1992-01-31 | $0.92 | $2.92 | x |
| 1993-01-31 | $1.93 | $2.92 | x |
| 1994-01-31 | $2.91 | $2.92 | x |
| 1995-01-31 | $3.29 | $2.92 | x |
| 1996-01-31 | $3.49 | $2.92 | x |
| 1997-01-31 | $3.62 | $2.92 | x |
| 1998-01-31 | $3.74 | $2.92 | x |
| 1999-01-31 | $4.08 | $2.92 | x |
| 2000-01-31 | $4.67 | $2.92 | x |
| 2001-01-31 | $5.44 | $2.92 | x |
| 2002-01-31 | $6.05 | $2.92 | x |
| 2003-01-31 | $6.94 | $2.92 | x |
| 2004-01-31 | $5.49 | $2.92 | x |
| 2005-01-31 | $6.73 | $2.92 | x |
| 2006-01-31 | $7.55 | $2.92 | x |
| 2007-01-31 | $8.70 | $2.92 | x |
| 2008-01-31 | $7.85 | $2.92 | x |
| 2009-01-31 | $9.00 | $2.92 | x |
| 2010-01-31 | $9.87 | $2.92 | x |
| 2011-01-31 | $11.23 | $2.92 | x |
| 2012-01-31 | $12.50 | $2.92 | x |
| 2013-01-31 | $11.81 | $2.92 | x |
| 2014-01-31 | $13.39 | $2.92 | x |
| 2015-01-31 | $13.51 | $2.92 | x |
| 2016-01-31 | $14.76 | $2.92 | x |
| 2017-01-31 | $13.99 | $2.92 | x |
| 2018-01-31 | $12.99 | $2.92 | x |
| 2019-01-31 | $12.79 | $2.92 | x |
| 2020-01-31 | $13.33 | $2.92 | x |
| 2021-01-31 | $10.94 | $2.92 | x |
| 2022-01-31 | $12.04 | $2.92 | x |
| 2023-01-31 | $11.37 | $2.92 | x |
| 2024-01-31 | $9.92 | $2.92 | x |
| 2025-01-31 | $8.43 | $2.92 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Cato Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -11.46%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -2.86%
- • Asset Turnover: 1.44x
- • Equity Multiplier: 2.79x
- Recent ROE (-11.46%) is below the historical average (9.18%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1987 | 24.15% | 4.58% | 2.07x | 2.54x | $4.98 Million |
| 1988 | 1.64% | 0.34% | 2.03x | 2.40x | $-3.58 Million |
| 1989 | -13.04% | -2.15% | 2.15x | 2.82x | $-8.48 Million |
| 1990 | -17.49% | -2.15% | 2.54x | 3.20x | $-8.33 Million |
| 1991 | -50.00% | -4.34% | 2.76x | 4.17x | $-12.00 Million |
| 1992 | 31.15% | 3.58% | 2.79x | 3.11x | $6.45 Million |
| 1993 | 23.53% | 5.55% | 2.71x | 1.56x | $10.58 Million |
| 1994 | 19.45% | 6.08% | 2.28x | 1.40x | $12.05 Million |
| 1995 | 12.79% | 3.90% | 2.30x | 1.42x | $3.95 Million |
| 1996 | 8.02% | 2.52% | 2.27x | 1.40x | $-2.97 Million |
| 1997 | 4.61% | 1.47% | 2.19x | 1.44x | $-8.19 Million |
| 1998 | 11.05% | 3.50% | 2.06x | 1.53x | $1.65 Million |
| 1999 | 13.88% | 4.56% | 2.03x | 1.50x | $6.68 Million |
| 2000 | 17.97% | 5.80% | 2.05x | 1.51x | $15.05 Million |
| 2001 | 18.78% | 6.02% | 2.09x | 1.50x | $18.25 Million |
| 2002 | 18.36% | 6.28% | 2.06x | 1.41x | $19.62 Million |
| 2003 | 16.96% | 6.12% | 1.95x | 1.42x | $18.82 Million |
| 2004 | 16.17% | 4.20% | 2.13x | 1.81x | $11.98 Million |
| 2005 | 16.50% | 4.41% | 2.00x | 1.87x | $13.72 Million |
| 2006 | 18.68% | 5.36% | 2.06x | 1.69x | $20.83 Million |
| 2007 | 18.59% | 5.87% | 2.03x | 1.56x | $23.77 Million |
| 2008 | 13.07% | 3.82% | 2.01x | 1.70x | $7.58 Million |
| 2009 | 12.85% | 3.92% | 1.97x | 1.66x | $7.45 Million |
| 2010 | 15.71% | 5.18% | 1.84x | 1.65x | $16.63 Million |
| 2011 | 17.44% | 6.13% | 1.77x | 1.60x | $24.21 Million |
| 2012 | 17.40% | 6.85% | 1.69x | 1.50x | $27.15 Million |
| 2013 | 17.60% | 6.44% | 1.77x | 1.54x | $26.25 Million |
| 2014 | 13.66% | 5.81% | 1.54x | 1.53x | $14.33 Million |
| 2015 | 15.60% | 6.01% | 1.62x | 1.60x | $21.30 Million |
| 2016 | 15.86% | 6.47% | 1.57x | 1.56x | $24.18 Million |
| 2017 | 12.05% | 4.84% | 1.58x | 1.58x | $7.87 Million |
| 2018 | 2.56% | 0.98% | 1.65x | 1.58x | $-24.27 Million |
| 2019 | 9.34% | 3.57% | 1.66x | 1.57x | $-2.08 Million |
| 2020 | 10.94% | 4.19% | 1.20x | 2.16x | $2.97 Million |
| 2021 | -18.41% | -7.89% | 0.97x | 2.40x | $-70.04 Million |
| 2022 | 13.73% | 4.54% | 1.21x | 2.49x | $9.49 Million |
| 2023 | 0.02% | 0.01% | 1.37x | 2.44x | $-22.62 Million |
| 2024 | -11.75% | -3.19% | 1.45x | 2.53x | $-41.83 Million |
| 2025 | -11.46% | -2.86% | 1.44x | 2.79x | $-34.83 Million |
Industry Comparison
This section compares Cato Corporation's net assets metrics with peer companies in the Apparel Retail industry.
Industry Context
- Industry: Apparel Retail
- Average net assets among peers: $807,090,457
- Average return on equity (ROE) among peers: 18.43%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Cato Corporation (CATO) | $167.64 Million | 24.15% | 1.69x | $40.34 Million |
| American Eagle Outfitters Inc (AEO) | $1.41 Billion | 12.71% | 0.39x | $2.66 Billion |
| AKA Brands Holding Corp (AKA) | $117.63 Million | -22.09% | 2.27x | $8.07 Million |
| Abercrombie & Fitch Company (ANF) | $1.39 Billion | 3.73% | 0.81x | $3.88 Billion |
| Aritzia Inc (ATZAF) | $1.09 Billion | 18.98% | 1.24x | $2.85 Billion |
| Allbirds Inc (BIRD) | $-25.51 Million | 0.00% | 0.00x | $16.44 Million |
| Buckle Inc (BKE) | $361.93 Million | 44.92% | 0.51x | $1.49 Billion |
| Boot Barn Holdings Inc (BOOT) | $161.49 Million | 6.11% | 2.34x | $4.78 Billion |
| BrilliA Inc (BRIA) | $8.63 Million | 55.45% | 1.89x | $11.59 Million |
| Burlington Stores Inc (BURL) | $760.42 Million | 53.77% | 8.32x | $18.67 Billion |
| Boozt AB (publ) (BZTAF) | $2.79 Billion | 10.78% | 1.04x | $605.80 Million |