Fair Isaac Corporation
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making proces… Read more
Fair Isaac Corporation (FICO) - Net Assets
Latest net assets as of December 2025: $-1.81 Billion USD
Based on the latest financial reports, Fair Isaac Corporation (FICO) has net assets worth $-1.81 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.85 Billion) and total liabilities ($3.66 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-1.81 Billion |
| % of Total Assets | -97.52% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | -490.71% |
| Growth Volatility | 65.5 |
Fair Isaac Corporation - Net Assets Trend (1986–2025)
This chart illustrates how Fair Isaac Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fair Isaac Corporation (1986–2025)
The table below shows the annual net assets of Fair Isaac Corporation from 1986 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-09-30 | $-1.75 Billion | -81.35% |
| 2024-09-30 | $-962.68 Million | -39.93% |
| 2023-09-30 | $-687.99 Million | +14.21% |
| 2022-09-30 | $-801.95 Million | -622.85% |
| 2021-09-30 | $-110.94 Million | -133.51% |
| 2020-09-30 | $331.08 Million | +14.26% |
| 2019-09-30 | $289.77 Million | +9.87% |
| 2018-09-30 | $263.74 Million | -38.17% |
| 2017-09-30 | $426.54 Million | -4.54% |
| 2016-09-30 | $446.83 Million | +2.25% |
| 2015-09-30 | $437.00 Million | -3.87% |
| 2014-09-30 | $454.61 Million | -14.33% |
| 2013-09-30 | $530.68 Million | +11.86% |
| 2012-09-30 | $474.41 Million | +1.91% |
| 2011-09-30 | $465.49 Million | -1.98% |
| 2010-09-30 | $474.91 Million | -20.88% |
| 2009-09-30 | $600.27 Million | +6.82% |
| 2008-09-30 | $561.94 Million | -0.77% |
| 2007-09-30 | $566.31 Million | -26.46% |
| 2006-09-30 | $770.03 Million | -4.36% |
| 2005-09-30 | $805.09 Million | -12.15% |
| 2004-09-30 | $916.47 Million | +7.88% |
| 2003-09-30 | $849.54 Million | -12.73% |
| 2002-09-30 | $973.47 Million | +258.19% |
| 2001-09-30 | $271.77 Million | +36.57% |
| 2000-09-30 | $199.00 Million | +27.16% |
| 1999-09-30 | $156.50 Million | +17.23% |
| 1998-09-30 | $133.50 Million | +29.36% |
| 1997-09-30 | $103.20 Million | +31.80% |
| 1996-09-30 | $78.30 Million | +39.57% |
| 1995-09-30 | $56.10 Million | +30.77% |
| 1994-09-30 | $42.90 Million | +36.19% |
| 1993-09-30 | $31.50 Million | +18.42% |
| 1992-09-30 | $26.60 Million | +19.28% |
| 1991-09-30 | $22.30 Million | +13.20% |
| 1990-09-30 | $19.70 Million | +7.07% |
| 1989-09-30 | $18.40 Million | +9.52% |
| 1988-09-30 | $16.80 Million | +13.51% |
| 1987-09-30 | $14.80 Million | +252.38% |
| 1986-09-30 | $4.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fair Isaac Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 108300.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (September 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $4.55 Billion | % |
| Common Stock | $238.00K | % |
| Other Comprehensive Income | $-92.05 Million | % |
| Total Equity | $-1.75 Billion | 100.00% |
Fair Isaac Corporation Competitors by Market Cap
The table below lists competitors of Fair Isaac Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
George Weston Limited
PINK:WNGRF
|
$26.81 Billion |
|
Bajaj Finance Limited
NSE:BAJFINANCE
|
$26.81 Billion |
|
Biogen Inc
NASDAQ:BIIB
|
$26.81 Billion |
|
NEC Corporation
PINK:NIPNF
|
$26.89 Billion |
|
Legrand SA
PINK:LGRVF
|
$26.77 Billion |
|
Expedia Group Inc.
NASDAQ:EXPE
|
$26.72 Billion |
|
CTBC Financial Holding Co Ltd
TW:2891
|
$26.71 Billion |
|
IQVIA Holdings Inc
NYSE:IQV
|
$26.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fair Isaac Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from -962,679,000 to -1,745,784,000, a change of -783,105,000.
- Net income of 651,946,000 contributed positively to equity growth.
- Share repurchases of 1,414,502,000 reduced equity.
- Other comprehensive income decreased equity by 421,000.
- Other factors decreased equity by 20,128,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $651.95 Million | +37.34% |
| Share Repurchases | $1.41 Billion | -81.02% |
| Other Comprehensive Income | $-421.00K | -0.02% |
| Other Changes | $-20.13 Million | -1.15% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Fair Isaac Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1986-09-30 | $0.14 | $1161.53 | x |
| 1987-09-30 | $0.44 | $1161.53 | x |
| 1988-09-30 | $0.44 | $1161.53 | x |
| 1989-09-30 | $0.46 | $1161.53 | x |
| 1990-09-30 | $0.51 | $1161.53 | x |
| 1991-09-30 | $0.57 | $1161.53 | x |
| 1992-09-30 | $0.67 | $1161.53 | x |
| 1993-09-30 | $0.78 | $1161.53 | x |
| 1994-09-30 | $1.01 | $1161.53 | x |
| 1995-09-30 | $1.21 | $1161.53 | x |
| 1996-09-30 | $1.67 | $1161.53 | x |
| 1997-09-30 | $2.15 | $1161.53 | x |
| 1998-09-30 | $2.73 | $1161.53 | x |
| 1999-09-30 | $3.23 | $1161.53 | x |
| 2000-09-30 | $4.03 | $1161.53 | x |
| 2001-09-30 | $5.24 | $1161.53 | x |
| 2002-09-30 | $17.28 | $1161.53 | x |
| 2003-09-30 | $11.10 | $1161.53 | x |
| 2004-09-30 | $11.68 | $1161.53 | x |
| 2005-09-30 | $10.94 | $1161.53 | x |
| 2006-09-30 | $11.82 | $1161.53 | x |
| 2007-09-30 | $9.84 | $1161.53 | x |
| 2008-09-30 | $11.38 | $1161.53 | x |
| 2009-09-30 | $12.31 | $1161.53 | x |
| 2010-09-30 | $10.48 | $1161.53 | x |
| 2011-09-30 | $11.64 | $1161.53 | x |
| 2012-09-30 | $13.15 | $1161.53 | x |
| 2013-09-30 | $14.62 | $1161.53 | x |
| 2014-09-30 | $13.04 | $1161.53 | x |
| 2015-09-30 | $13.40 | $1161.53 | x |
| 2016-09-30 | $13.83 | $1161.53 | x |
| 2017-09-30 | $13.23 | $1161.53 | x |
| 2018-09-30 | $8.46 | $1161.53 | x |
| 2019-09-30 | $9.57 | $1161.53 | x |
| 2020-09-30 | $11.06 | $1161.53 | x |
| 2021-09-30 | $-3.79 | $1161.53 | x |
| 2022-09-30 | $-30.44 | $1161.53 | x |
| 2023-09-30 | $-27.12 | $1161.53 | x |
| 2024-09-30 | $-38.39 | $1161.53 | x |
| 2025-09-30 | $-71.08 | $1161.53 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fair Isaac Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.75%
- • Asset Turnover: 1.07x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (18.41%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1986 | 38.10% | 10.81% | 1.54x | 2.29x | $1.18 Million |
| 1987 | 14.19% | 11.60% | 0.85x | 1.44x | $620.00K |
| 1988 | 14.29% | 11.43% | 0.86x | 1.46x | $720.00K |
| 1989 | 10.87% | 8.62% | 0.90x | 1.41x | $160.00K |
| 1990 | 8.12% | 6.27% | 0.92x | 1.40x | $-370.00K |
| 1991 | 12.56% | 8.81% | 1.01x | 1.41x | $570.00K |
| 1992 | 14.66% | 9.15% | 1.02x | 1.58x | $1.24 Million |
| 1993 | 16.83% | 7.95% | 1.23x | 1.72x | $2.15 Million |
| 1994 | 23.31% | 11.07% | 1.27x | 1.65x | $5.71 Million |
| 1995 | 22.64% | 11.15% | 1.29x | 1.57x | $7.09 Million |
| 1996 | 20.69% | 10.89% | 1.31x | 1.44x | $8.37 Million |
| 1997 | 20.06% | 10.40% | 1.37x | 1.41x | $10.38 Million |
| 1998 | 18.20% | 9.90% | 1.29x | 1.42x | $10.95 Million |
| 1999 | 18.59% | 10.51% | 1.32x | 1.34x | $13.45 Million |
| 2000 | 13.88% | 9.27% | 1.23x | 1.21x | $7.73 Million |
| 2001 | 16.97% | 14.01% | 1.04x | 1.17x | $18.93 Million |
| 2002 | 1.84% | 4.56% | 0.32x | 1.25x | $-79.46 Million |
| 2003 | 12.61% | 17.03% | 0.42x | 1.76x | $22.20 Million |
| 2004 | 11.22% | 14.55% | 0.49x | 1.58x | $11.14 Million |
| 2005 | 16.71% | 16.85% | 0.59x | 1.68x | $54.04 Million |
| 2006 | 13.44% | 12.54% | 0.62x | 1.72x | $26.48 Million |
| 2007 | 18.48% | 12.73% | 0.64x | 2.25x | $48.02 Million |
| 2008 | 14.94% | 11.27% | 0.58x | 2.27x | $27.76 Million |
| 2009 | 10.85% | 10.32% | 0.48x | 2.17x | $5.08 Million |
| 2010 | 13.57% | 10.64% | 0.54x | 2.37x | $16.97 Million |
| 2011 | 15.37% | 11.55% | 0.55x | 2.43x | $25.01 Million |
| 2012 | 19.39% | 13.60% | 0.58x | 2.44x | $44.56 Million |
| 2013 | 16.98% | 12.12% | 0.64x | 2.19x | $37.03 Million |
| 2014 | 20.87% | 12.03% | 0.66x | 2.62x | $49.42 Million |
| 2015 | 19.79% | 10.31% | 0.68x | 2.82x | $42.80 Million |
| 2016 | 24.49% | 12.42% | 0.72x | 2.73x | $64.77 Million |
| 2017 | 30.07% | 13.76% | 0.74x | 2.94x | $85.60 Million |
| 2018 | 54.00% | 13.79% | 0.82x | 4.76x | $116.04 Million |
| 2019 | 66.30% | 16.56% | 0.81x | 4.95x | $163.15 Million |
| 2020 | 71.41% | 18.26% | 0.81x | 4.85x | $203.30 Million |
| 2021 | 0.00% | 29.78% | 0.84x | 0.00x | $403.18 Million |
| 2022 | 0.00% | 27.12% | 0.96x | 0.00x | $453.74 Million |
| 2023 | 0.00% | 28.37% | 0.96x | 0.00x | $498.17 Million |
| 2024 | 0.00% | 29.86% | 1.00x | 0.00x | $609.08 Million |
| 2025 | 0.00% | 32.75% | 1.07x | 0.00x | $826.52 Million |
Industry Comparison
This section compares Fair Isaac Corporation's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $679,817,884
- Average return on equity (ROE) among peers: -17.13%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fair Isaac Corporation (FICO) | $-1.81 Billion | 38.10% | N/A | $26.78 Billion |
| Abaxx Technologies Inc (ABXXF) | $42.03 Million | -128.66% | 0.23x | $201.28 Million |
| Acceleware Ltd (ACWRF) | $849.93K | -14.47% | 0.09x | $8.62 Million |
| Adobe Systems Incorporated (ADBE) | $1.10 Billion | 24.20% | 0.41x | $103.05 Billion |
| Adcore Inc (ADCOF) | $1.19 Million | -17.83% | 0.01x | $3.03 Million |
| ADEIA CORP (ADEA) | $572.18 Million | 12.20% | 0.08x | $2.45 Billion |
| Automatic Data Processing Inc (ADP) | $5.32 Billion | 25.04% | 3.76x | $84.01 Billion |
| Autodesk Inc (ADSK) | $-256.00 Million | 0.00% | 0.00x | $48.93 Billion |
| Allied Security Innovations Inc (ADSV) | $-2.61 Million | 0.00% | 0.00x | $0.96 |
| AudioEye Inc (AEYE) | $17.60 Million | -71.80% | 0.67x | $49.81 Million |
| Affinity Networks Inc (AFFN) | $-470.19K | 0.00% | 0.00x | $0.93 |