Fidelis Insurance Holdings Limited
Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance products. The Re… Read more
Fidelis Insurance Holdings Limited (FIHL) - Net Assets
Latest net assets as of September 2025: $2.42 Billion USD
Based on the latest financial reports, Fidelis Insurance Holdings Limited (FIHL) has net assets worth $2.42 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($12.49 Billion) and total liabilities ($10.07 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.42 Billion |
| % of Total Assets | 19.34% |
| Annual Growth Rate | 5.5% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 10.1 |
Fidelis Insurance Holdings Limited - Net Assets Trend (2020–2024)
This chart illustrates how Fidelis Insurance Holdings Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Fidelis Insurance Holdings Limited (2020–2024)
The table below shows the annual net assets of Fidelis Insurance Holdings Limited from 2020 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $2.45 Billion | -0.06% |
| 2023-12-31 | $2.45 Billion | +23.29% |
| 2022-12-31 | $1.99 Billion | -1.58% |
| 2021-12-31 | $2.02 Billion | +2.17% |
| 2020-12-31 | $1.98 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Fidelis Insurance Holdings Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 62400000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $503.60 Million | 20.57% |
| Common Stock | $1.20 Million | 0.05% |
| Other Comprehensive Income | $4.50 Million | 0.18% |
| Other Components | $1.94 Billion | 79.20% |
| Total Equity | $2.45 Billion | 100.00% |
Fidelis Insurance Holdings Limited Competitors by Market Cap
The table below lists competitors of Fidelis Insurance Holdings Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SUFA Technology Industry Co Ltd CNNC
SHE:000777
|
$970.60 Million |
|
Braskem SA Class A
NYSE:BAK
|
$970.61 Million |
|
CNA Financial Corporation
NYSE:CNA
|
$970.70 Million |
|
Cimpress plc
F:3UF
|
$970.93 Million |
|
Sunward Intelligent Equipment Co Ltd
SHE:002097
|
$970.29 Million |
|
Brookline Bancorp Inc
NASDAQ:BRKL
|
$970.23 Million |
|
Guangxi Wuzhou Zhongheng Group Co Ltd
SHG:600252
|
$969.96 Million |
|
IRB Infrastructure Developers Limited
NSE:IRB
|
$969.73 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Fidelis Insurance Holdings Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,449,800,000 to 2,448,400,000, a change of -1,400,000 (-0.1%).
- Net income of 113,300,000 contributed positively to equity growth.
- Dividend payments of 46,200,000 reduced retained earnings.
- Share repurchases of 105,500,000 reduced equity.
- Other comprehensive income increased equity by 31,500,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $113.30 Million | +4.63% |
| Dividends Paid | $46.20 Million | -1.89% |
| Share Repurchases | $105.50 Million | -4.31% |
| Other Comprehensive Income | $31.50 Million | +1.29% |
| Other Changes | $5.50 Million | +0.22% |
| Total Change | $- | -0.06% |
Book Value vs Market Value Analysis
This analysis compares Fidelis Insurance Holdings Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.90x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.80x to 0.90x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $10.58 | $19.00 | x |
| 2021-12-31 | $10.05 | $19.00 | x |
| 2022-12-31 | $9.92 | $19.00 | x |
| 2023-12-31 | $21.43 | $19.00 | x |
| 2024-12-31 | $21.17 | $19.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Fidelis Insurance Holdings Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.63%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.68%
- • Asset Turnover: 0.21x
- • Equity Multiplier: 4.81x
- Recent ROE (4.63%) is below the historical average (20.83%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 6.40% | 16.16% | 0.15x | 2.69x | $-71.12 Million |
| 2021 | 3.39% | 5.72% | 0.17x | 3.50x | $-133.09 Million |
| 2022 | 2.66% | 3.47% | 0.18x | 4.21x | $-145.08 Million |
| 2023 | 87.05% | 59.37% | 0.36x | 4.09x | $1.89 Billion |
| 2024 | 4.63% | 4.68% | 0.21x | 4.81x | $-131.54 Million |
Industry Comparison
This section compares Fidelis Insurance Holdings Limited's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,608,843,500
- Average return on equity (ROE) among peers: 13.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Fidelis Insurance Holdings Limited (FIHL) | $2.42 Billion | 6.40% | 4.17x | $970.51 Million |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $32.40 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $41.13 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |