Meridianlink Inc
MeridianLink, Inc., a software-as-a service company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink One, a multi-product platform that can be tailored to meet the needs of customers as they digitally transform their organizations and adapt to changing busines… Read more
Meridianlink Inc (MLNK) - Net Assets
Latest net assets as of June 2025: $392.64 Million USD
Based on the latest financial reports, Meridianlink Inc (MLNK) has net assets worth $392.64 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($936.93 Million) and total liabilities ($544.29 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $392.64 Million |
| % of Total Assets | 41.91% |
| Annual Growth Rate | 8.47% |
| 5-Year Change | 45.66% |
| 10-Year Change | N/A |
| Growth Volatility | 38.74 |
Meridianlink Inc - Net Assets Trend (2019–2024)
This chart illustrates how Meridianlink Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Meridianlink Inc (2019–2024)
The table below shows the annual net assets of Meridianlink Inc from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $427.49 Million | -15.89% |
| 2023-12-31 | $508.25 Million | -12.23% |
| 2022-12-31 | $579.09 Million | +4.10% |
| 2021-12-31 | $556.28 Million | +89.54% |
| 2020-12-31 | $293.48 Million | +3.11% |
| 2019-12-31 | $284.63 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Meridianlink Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 24233800000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $127.00K | 0.03% |
| Other Components | $709.06 Million | 165.86% |
| Total Equity | $427.49 Million | 100.00% |
Meridianlink Inc Competitors by Market Cap
The table below lists competitors of Meridianlink Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Meili High Technology Co Ltd
SHE:300611
|
$474.43 Million |
|
Karnov Group AB
ST:KAR
|
$475.04 Million |
|
CeriBell, Inc
NASDAQ:CBLL
|
$475.28 Million |
|
Shanghai Kelai Mechatronics
SHG:603960
|
$475.36 Million |
|
BeiJing Certificate Authority Co Ltd
SHE:300579
|
$474.00 Million |
|
Hovnanian Enterprises Inc
NYSE:HOV
|
$473.97 Million |
|
Grupo Televisa S.A.B
PINK:GRPFF
|
$473.93 Million |
|
Inventiva Sa
NASDAQ:IVA
|
$473.78 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Meridianlink Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 508,247,000 to 427,493,000, a change of -80,754,000 (-15.9%).
- Net loss of 29,772,000 reduced equity.
- Share repurchases of 104,847,000 reduced equity.
- Other factors increased equity by 53,865,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-29.77 Million | -6.96% |
| Share Repurchases | $104.85 Million | -24.53% |
| Other Changes | $53.87 Million | +12.6% |
| Total Change | $- | -15.89% |
Book Value vs Market Value Analysis
This analysis compares Meridianlink Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.57x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $-0.49 | $20.01 | x |
| 2020-12-31 | $3.64 | $20.01 | x |
| 2021-12-31 | $6.98 | $20.01 | x |
| 2022-12-31 | $7.03 | $20.01 | x |
| 2023-12-31 | $6.33 | $20.01 | x |
| 2024-12-31 | $5.60 | $20.01 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Meridianlink Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -6.96%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -9.41%
- • Asset Turnover: 0.33x
- • Equity Multiplier: 2.25x
- Recent ROE (-6.96%) is below the historical average (-2.30%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 0.00% | -8.25% | 0.18x | 0.00x | $-8.67 Million |
| 2020 | 3.12% | 4.59% | 0.21x | 3.28x | $-20.20 Million |
| 2021 | -1.80% | -3.73% | 0.26x | 1.84x | $-65.62 Million |
| 2022 | 0.22% | 0.45% | 0.27x | 1.83x | $-56.62 Million |
| 2023 | -8.37% | -14.01% | 0.30x | 1.96x | $-93.36 Million |
| 2024 | -6.96% | -9.41% | 0.33x | 2.25x | $-72.52 Million |
Industry Comparison
This section compares Meridianlink Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,558,090,989
- Average return on equity (ROE) among peers: -47.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Meridianlink Inc (MLNK) | $392.64 Million | 0.00% | 1.39x | $474.20 Million |
| Abaxx Technologies Inc (ABXXF) | $42.03 Million | -128.66% | 0.23x | $201.28 Million |
| Acceleware Ltd (ACWRF) | $2.15 Million | -4.58% | 1.86x | $8.62 Million |
| Adobe Systems Incorporated (ADBE) | $6.67 Billion | 12.49% | 0.51x | $104.01 Billion |
| Adcore Inc (ADCOF) | $9.73 Million | -22.96% | 0.49x | $3.03 Million |
| ADEIA CORP (ADEA) | $618.15 Million | -0.05% | 1.00x | $2.50 Billion |
| Automatic Data Processing Inc (ADP) | $6.19 Billion | 22.71% | 4.21x | $84.26 Billion |
| Autodesk Inc (ADSK) | $2.04 Billion | 12.11% | 1.11x | $48.93 Billion |
| Allied Security Innovations Inc (ADSV) | $445.50K | -270.60% | 3.60x | $0.93 |
| AudioEye Inc (AEYE) | $10.59 Million | -98.53% | 1.31x | $49.31 Million |
| Affinity Networks Inc (AFFN) | $-470.19K | 0.00% | 0.00x | $0.97 |