Radian Group Inc
Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and rein… Read more
Radian Group Inc (RDN) - Net Assets
Latest net assets as of December 2025: $4.78 Billion USD
Based on the latest financial reports, Radian Group Inc (RDN) has net assets worth $4.78 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.12 Billion) and total liabilities ($3.34 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.78 Billion |
| % of Total Assets | 58.87% |
| Annual Growth Rate | 9.77% |
| 5-Year Change | -19.52% |
| 10-Year Change | 66.47% |
| Growth Volatility | 36.06 |
Radian Group Inc - Net Assets Trend (1992–2025)
This chart illustrates how Radian Group Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Radian Group Inc (1992–2025)
The table below shows the annual net assets of Radian Group Inc from 1992 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $4.78 Billion | +3.41% |
| 2024-12-31 | $4.62 Billion | +5.14% |
| 2023-12-31 | $4.40 Billion | +12.21% |
| 2022-12-31 | $3.92 Billion | -34.03% |
| 2021-12-31 | $5.94 Billion | -3.43% |
| 2020-12-31 | $6.15 Billion | +6.32% |
| 2019-12-31 | $5.79 Billion | +65.86% |
| 2018-12-31 | $3.49 Billion | +16.29% |
| 2017-12-31 | $3.00 Billion | +4.45% |
| 2016-12-31 | $2.87 Billion | +15.03% |
| 2015-12-31 | $2.50 Billion | +14.97% |
| 2014-12-31 | $2.17 Billion | +131.12% |
| 2013-12-31 | $939.64 Million | +27.61% |
| 2012-12-31 | $736.33 Million | -37.72% |
| 2011-12-31 | $1.18 Billion | +37.51% |
| 2010-12-31 | $859.78 Million | -57.12% |
| 2009-12-31 | $2.00 Billion | -1.27% |
| 2008-12-31 | $2.03 Billion | -25.36% |
| 2007-12-31 | $2.72 Billion | -33.11% |
| 2006-12-31 | $4.07 Billion | +11.05% |
| 2005-12-31 | $3.66 Billion | -0.71% |
| 2004-12-31 | $3.69 Billion | +14.36% |
| 2003-12-31 | $3.23 Billion | +17.16% |
| 2002-12-31 | $2.75 Billion | +19.39% |
| 2001-12-31 | $2.31 Billion | +69.31% |
| 2000-12-31 | $1.36 Billion | +28.84% |
| 1999-12-31 | $1.06 Billion | +13.42% |
| 1998-12-31 | $932.20 Million | +98.38% |
| 1997-12-31 | $469.90 Million | +31.87% |
| 1996-12-31 | $356.34 Million | +5.24% |
| 1995-12-31 | $338.60 Million | +21.06% |
| 1994-12-31 | $279.70 Million | +10.60% |
| 1993-12-31 | $252.90 Million | +14.59% |
| 1992-12-31 | $220.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Radian Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 24934.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $5.13 Billion | 107.33% |
| Common Stock | $157.00K | 0.00% |
| Other Comprehensive Income | $-222.16 Million | -4.65% |
| Total Equity | $4.78 Billion | 100.00% |
Radian Group Inc Competitors by Market Cap
The table below lists competitors of Radian Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Meritage Corporation
NYSE:MTH
|
$4.40 Billion |
|
Technology One Ltd
AU:TNE
|
$4.40 Billion |
|
Wharf Holdings Ltd
PINK:WARFY
|
$4.40 Billion |
|
Tokyu Fudosan
F:T8F
|
$4.41 Billion |
|
PT Bayan Resources Tbk
F:BNB
|
$4.40 Billion |
|
Petro Rio S.A
PINK:PTRRY
|
$4.40 Billion |
|
Kingnet Network Co Ltd
SHE:002517
|
$4.39 Billion |
|
HANSOH PHARMAC. HD-00001
F:3KY
|
$4.39 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Radian Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 4,623,858,000 to 4,781,514,000, a change of 157,656,000 (3.4%).
- Net income of 582,797,000 contributed positively to equity growth.
- Dividend payments of 145,615,000 reduced retained earnings.
- Share repurchases of 431,909,000 reduced equity.
- New share issuances of 1,043,000 increased equity.
- Other comprehensive income increased equity by 128,079,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $582.80 Million | +12.19% |
| Dividends Paid | $145.62 Million | -3.05% |
| Share Repurchases | $431.91 Million | -9.03% |
| Share Issuances | $1.04 Million | +0.02% |
| Other Comprehensive Income | $128.08 Million | +2.68% |
| Other Changes | $23.26 Million | +0.49% |
| Total Change | $- | 3.41% |
Book Value vs Market Value Analysis
This analysis compares Radian Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.65x to 0.95x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1992-12-31 | $4.93 | $32.75 | x |
| 1993-12-31 | $5.19 | $32.75 | x |
| 1994-12-31 | $5.78 | $32.75 | x |
| 1995-12-31 | $6.97 | $32.75 | x |
| 1996-12-31 | $7.29 | $32.75 | x |
| 1997-12-31 | $9.59 | $32.75 | x |
| 1998-12-31 | $19.01 | $32.75 | x |
| 1999-12-31 | $13.98 | $32.75 | x |
| 2000-12-31 | $17.85 | $32.75 | x |
| 2001-12-31 | $25.07 | $32.75 | x |
| 2002-12-31 | $27.67 | $32.75 | x |
| 2003-12-31 | $32.75 | $32.75 | x |
| 2004-12-31 | $37.68 | $32.75 | x |
| 2005-12-31 | $41.27 | $32.75 | x |
| 2006-12-31 | $49.45 | $32.75 | x |
| 2007-12-31 | $34.20 | $32.75 | x |
| 2008-12-31 | $25.30 | $32.75 | x |
| 2009-12-31 | $24.41 | $32.75 | x |
| 2010-12-31 | $7.50 | $32.75 | x |
| 2011-12-31 | $8.83 | $32.75 | x |
| 2012-12-31 | $5.56 | $32.75 | x |
| 2013-12-31 | $5.65 | $32.75 | x |
| 2014-12-31 | $9.28 | $32.75 | x |
| 2015-12-31 | $10.14 | $32.75 | x |
| 2016-12-31 | $12.53 | $32.75 | x |
| 2017-12-31 | $13.61 | $32.75 | x |
| 2018-12-31 | $15.96 | $32.75 | x |
| 2019-12-31 | $19.25 | $32.75 | x |
| 2020-12-31 | $21.79 | $32.75 | x |
| 2021-12-31 | $22.38 | $32.75 | x |
| 2022-12-31 | $22.97 | $32.75 | x |
| 2023-12-31 | $27.46 | $32.75 | x |
| 2024-12-31 | $29.99 | $32.75 | x |
| 2025-12-31 | $34.65 | $32.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Radian Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.19%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.73%
- • Asset Turnover: 0.15x
- • Equity Multiplier: 1.70x
- Recent ROE (12.19%) is above the historical average (2.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1992 | 9.88% | 26.11% | 0.25x | 1.52x | $-270.00K |
| 1993 | 14.16% | 33.40% | 0.29x | 1.48x | $10.51 Million |
| 1994 | 14.69% | 31.49% | 0.32x | 1.47x | $13.13 Million |
| 1995 | 15.00% | 30.68% | 0.33x | 1.47x | $16.94 Million |
| 1996 | 17.46% | 27.95% | 0.38x | 1.66x | $26.59 Million |
| 1997 | 24.62% | 29.67% | 0.50x | 1.66x | $68.71 Million |
| 1998 | 15.26% | 29.41% | 0.32x | 1.62x | $49.02 Million |
| 1999 | 14.01% | 26.80% | 0.31x | 1.68x | $42.41 Million |
| 2000 | 18.27% | 40.45% | 0.27x | 1.67x | $112.68 Million |
| 2001 | 15.63% | 39.74% | 0.20x | 1.92x | $129.77 Million |
| 2002 | 15.52% | 40.01% | 0.20x | 1.96x | $151.86 Million |
| 2003 | 11.96% | 30.17% | 0.20x | 2.00x | $63.32 Million |
| 2004 | 14.06% | 38.03% | 0.19x | 1.90x | $149.79 Million |
| 2005 | 14.27% | 40.28% | 0.18x | 1.97x | $156.57 Million |
| 2006 | 14.31% | 43.84% | 0.17x | 1.96x | $175.42 Million |
| 2007 | -47.42% | -641.78% | 0.02x | 3.02x | $-1.56 Billion |
| 2008 | -20.22% | -22.71% | 0.22x | 4.00x | $-613.65 Million |
| 2009 | -7.38% | -11.26% | 0.16x | 4.02x | $-348.38 Million |
| 2010 | -210.04% | -432.58% | 0.05x | 8.86x | $-1.89 Billion |
| 2011 | 25.56% | 15.51% | 0.29x | 5.63x | $183.92 Million |
| 2012 | -61.31% | -50.01% | 0.15x | 8.02x | $-525.10 Million |
| 2013 | -20.96% | -26.27% | 0.13x | 5.98x | $-290.95 Million |
| 2014 | 44.18% | 89.45% | 0.16x | 3.16x | $742.34 Million |
| 2015 | 11.49% | 24.05% | 0.21x | 2.26x | $37.23 Million |
| 2016 | 10.73% | 24.89% | 0.21x | 2.04x | $21.02 Million |
| 2017 | 4.04% | 9.91% | 0.21x | 1.97x | $-178.92 Million |
| 2018 | 17.37% | 47.60% | 0.20x | 1.81x | $257.14 Million |
| 2019 | 16.61% | 44.03% | 0.22x | 1.68x | $267.44 Million |
| 2020 | 9.19% | 27.34% | 0.18x | 1.86x | $-34.81 Million |
| 2021 | 14.10% | 45.20% | 0.17x | 1.84x | $174.79 Million |
| 2022 | 18.96% | 62.39% | 0.17x | 1.80x | $351.00 Million |
| 2023 | 13.71% | 48.62% | 0.16x | 1.73x | $163.34 Million |
| 2024 | 13.07% | 46.83% | 0.15x | 1.87x | $142.05 Million |
| 2025 | 12.19% | 46.73% | 0.15x | 1.70x | $104.65 Million |
Industry Comparison
This section compares Radian Group Inc's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $2,519,148,457
- Average return on equity (ROE) among peers: 4.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Radian Group Inc (RDN) | $4.78 Billion | 9.88% | 0.70x | $4.40 Billion |
| ACMAT Corporation (ACMT) | $31.30 Million | 2.22% | 0.84x | $2.73 Million |
| Enact Holdings Inc (ACT) | $4.10 Billion | 17.17% | 0.40x | $1.08 Billion |
| Assured Guaranty Ltd (AGO) | $6.55 Billion | 7.95% | 1.08x | $3.63 Billion |
| Ambac Financial Group Inc (AMBC) | $2.28 Billion | -142.47% | 9.34x | $343.48 Million |
| AMERISAFE Inc (AMSF) | $158.78 Million | 23.53% | 5.26x | $612.22 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.87 Billion | 10.94% | 2.41x | $7.39 Billion |
| Beazley plc (BZLYF) | $1.50 Billion | 8.67% | 4.04x | $6.37 Billion |
| Employers Holdings Inc (EIG) | $144.61 Million | 95.15% | 20.40x | $756.69 Million |
| Essent Group Ltd (ESNT) | $4.46 Billion | 18.63% | 0.28x | $5.40 Billion |
| First Acceptance Corp (FACO) | $92.90 Million | -1.32% | 2.47x | $134.82 Million |