SouthState Corporation

NYSE:SSB USA Banks - Regional
Market Cap
$9.04 Billion
Market Cap Rank
#1830 Global
#1333 in USA
Share Price
$91.18
Change (1 day)
+0.72%
52-Week Range
$90.43 - $107.82
All Time High
$107.82
About

SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; an… Read more

SouthState Corporation (SSB) - Net Assets

Latest net assets as of December 2025: $9.06 Billion USD

Based on the latest financial reports, SouthState Corporation (SSB) has net assets worth $9.06 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($67.20 Billion) and total liabilities ($58.14 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $9.06 Billion
% of Total Assets 13.48%
Annual Growth Rate 19.83%
5-Year Change 88.62%
10-Year Change 698.45%
Growth Volatility 27.77

SouthState Corporation - Net Assets Trend (1995–2025)

This chart illustrates how SouthState Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for SouthState Corporation (1995–2025)

The table below shows the annual net assets of SouthState Corporation from 1995 to 2025.

Year Net Assets Change
2025-12-31 $9.06 Billion +53.79%
2024-12-31 $5.89 Billion +6.46%
2023-12-31 $5.53 Billion +9.03%
2022-12-31 $5.07 Billion +5.66%
2021-12-31 $4.80 Billion +3.34%
2020-12-31 $4.65 Billion +95.86%
2019-12-31 $2.37 Billion +0.28%
2018-12-31 $2.37 Billion +2.48%
2017-12-31 $2.31 Billion +103.50%
2016-12-31 $1.13 Billion +7.10%
2015-12-31 $1.06 Billion +7.56%
2014-12-31 $984.92 Million +0.35%
2013-12-31 $981.47 Million +93.37%
2012-12-31 $507.55 Million +32.94%
2011-12-31 $381.78 Million +15.71%
2010-12-31 $329.96 Million +16.67%
2009-12-31 $282.82 Million +15.47%
2008-12-31 $244.93 Million +13.89%
2007-12-31 $215.06 Million +32.85%
2006-12-31 $161.89 Million +9.09%
2005-12-31 $148.40 Million +24.92%
2004-12-31 $118.80 Million +5.74%
2003-12-31 $112.35 Million +8.55%
2002-12-31 $103.50 Million +11.21%
2001-12-31 $93.06 Million +9.57%
2000-12-31 $84.94 Million +12.05%
1999-12-31 $75.80 Million +2.02%
1998-12-31 $74.30 Million +37.85%
1997-12-31 $53.90 Million +11.59%
1996-12-31 $48.30 Million +21.43%
1995-12-31 $39.78 Million --

Equity Component Analysis

This analysis shows how different components contribute to SouthState Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 21255.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $2.61 Billion 28.86%
Common Stock $247.84 Million 2.74%
Other Comprehensive Income $-283.38 Million -3.13%
Other Components $6.48 Billion 71.54%
Total Equity $9.06 Billion 100.00%

SouthState Corporation Competitors by Market Cap

The table below lists competitors of SouthState Corporation ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in SouthState Corporation's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 5,890,415,000 to 9,059,108,000, a change of 3,168,693,000 (53.8%).
  • Net income of 798,667,000 contributed positively to equity growth.
  • Dividend payments of 231,303,000 reduced retained earnings.
  • Share repurchases of 235,820,000 reduced equity.
  • Other comprehensive income increased equity by 323,540,000.
  • Other factors increased equity by 2,513,609,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $798.67 Million +8.82%
Dividends Paid $231.30 Million -2.55%
Share Repurchases $235.82 Million -2.6%
Other Comprehensive Income $323.54 Million +3.57%
Other Changes $2.51 Billion +27.75%
Total Change $- 53.79%

Book Value vs Market Value Analysis

This analysis compares SouthState Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.01x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 13.71x to 1.01x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1995-12-31 $6.65 $91.18 x
1996-12-31 $6.27 $91.18 x
1997-12-31 $6.51 $91.18 x
1998-12-31 $8.93 $91.18 x
1999-12-31 $8.94 $91.18 x
2000-12-31 $9.91 $91.18 x
2001-12-31 $10.95 $91.18 x
2002-12-31 $12.15 $91.18 x
2003-12-31 $13.17 $91.18 x
2004-12-31 $13.88 $91.18 x
2005-12-31 $17.21 $91.18 x
2006-12-31 $16.74 $91.18 x
2007-12-31 $23.11 $91.18 x
2008-12-31 $23.56 $91.18 x
2009-12-31 $23.36 $91.18 x
2010-12-31 $25.94 $91.18 x
2011-12-31 $27.76 $91.18 x
2012-12-31 $34.30 $91.18 x
2013-12-31 $48.89 $91.18 x
2014-12-31 $40.78 $91.18 x
2015-12-31 $43.73 $91.18 x
2016-12-31 $46.85 $91.18 x
2017-12-31 $77.16 $91.18 x
2018-12-31 $64.34 $91.18 x
2019-12-31 $68.20 $91.18 x
2020-12-31 $84.41 $91.18 x
2021-12-31 $67.75 $91.18 x
2022-12-31 $67.50 $91.18 x
2023-12-31 $72.35 $91.18 x
2024-12-31 $76.74 $91.18 x
2025-12-31 $90.03 $91.18 x

Capital Efficiency Dashboard

This dashboard shows how efficiently SouthState Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 8.82%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 21.26%
  • • Asset Turnover: 0.06x
  • • Equity Multiplier: 7.42x
  • Recent ROE (8.82%) is below the historical average (9.48%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1995 11.67% 26.64% 0.04x 10.97x $662.30K
1996 11.39% 13.89% 0.08x 10.30x $670.00K
1997 13.73% 13.24% 0.10x 10.49x $2.01 Million
1998 11.17% 13.09% 0.08x 10.10x $870.00K
1999 10.42% 11.24% 0.08x 11.50x $320.00K
2000 12.40% 12.42% 0.09x 11.42x $2.04 Million
2001 13.17% 13.90% 0.09x 11.02x $2.95 Million
2002 13.37% 16.24% 0.07x 11.06x $3.48 Million
2003 13.16% 16.85% 0.07x 10.66x $3.55 Million
2004 11.80% 15.48% 0.06x 12.10x $2.14 Million
2005 11.22% 14.10% 0.06x 12.98x $1.81 Million
2006 12.23% 12.51% 0.07x 13.46x $3.62 Million
2007 10.03% 12.21% 0.07x 12.08x $58.50K
2008 6.44% 8.53% 0.07x 11.30x $-8.71 Million
2009 4.81% 7.86% 0.06x 9.55x $-14.69 Million
2010 15.72% 27.47% 0.05x 10.89x $18.89 Million
2011 5.92% 10.49% 0.06x 10.21x $-15.58 Million
2012 5.92% 12.31% 0.05x 10.12x $-20.72 Million
2013 5.01% 13.64% 0.05x 8.08x $-48.93 Million
2014 7.66% 16.84% 0.06x 7.95x $-23.05 Million
2015 9.39% 22.11% 0.05x 8.08x $-6.47 Million
2016 8.93% 22.25% 0.05x 7.84x $-12.18 Million
2017 3.79% 15.60% 0.04x 6.27x $-143.34 Million
2018 7.56% 25.22% 0.05x 6.20x $-57.76 Million
2019 7.86% 25.62% 0.05x 6.71x $-50.82 Million
2020 2.60% 9.97% 0.03x 8.13x $-344.16 Million
2021 9.90% 33.56% 0.03x 8.71x $-4.75 Million
2022 9.77% 29.62% 0.04x 8.65x $-11.44 Million
2023 8.93% 22.55% 0.05x 8.12x $-59.00 Million
2024 9.08% 22.35% 0.05x 7.87x $-54.26 Million
2025 8.82% 21.26% 0.06x 7.42x $-107.24 Million

Industry Comparison

This section compares SouthState Corporation's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
SouthState Corporation (SSB) $9.06 Billion 11.67% 6.42x $8.91 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million