The Travelers Companies Inc
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insuranc… Read more
The Travelers Companies Inc (TRV) - Net Assets
Latest net assets as of December 2025: $32.89 Billion USD
Based on the latest financial reports, The Travelers Companies Inc (TRV) has net assets worth $32.89 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($143.71 Billion) and total liabilities ($110.81 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $32.89 Billion |
| % of Total Assets | 22.89% |
| Annual Growth Rate | 9.09% |
| 5-Year Change | 13.87% |
| 10-Year Change | 41.66% |
| Growth Volatility | 25.67 |
The Travelers Companies Inc - Net Assets Trend (1985–2025)
This chart illustrates how The Travelers Companies Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Travelers Companies Inc (1985–2025)
The table below shows the annual net assets of The Travelers Companies Inc from 1985 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $32.89 Billion | +18.05% |
| 2024-12-31 | $27.86 Billion | +11.81% |
| 2023-12-31 | $24.92 Billion | +15.59% |
| 2022-12-31 | $21.56 Billion | -25.36% |
| 2021-12-31 | $28.89 Billion | -1.08% |
| 2020-12-31 | $29.20 Billion | +12.56% |
| 2019-12-31 | $25.94 Billion | +13.32% |
| 2018-12-31 | $22.89 Billion | -3.53% |
| 2017-12-31 | $23.73 Billion | +2.20% |
| 2016-12-31 | $23.22 Billion | -1.60% |
| 2015-12-31 | $23.60 Billion | -4.98% |
| 2014-12-31 | $24.84 Billion | +0.16% |
| 2013-12-31 | $24.80 Billion | -2.40% |
| 2012-12-31 | $25.41 Billion | +3.79% |
| 2011-12-31 | $24.48 Billion | -3.92% |
| 2010-12-31 | $25.48 Billion | -7.08% |
| 2009-12-31 | $27.41 Billion | +8.28% |
| 2008-12-31 | $25.32 Billion | -4.87% |
| 2007-12-31 | $26.62 Billion | +5.89% |
| 2006-12-31 | $25.14 Billion | +12.70% |
| 2005-12-31 | $22.30 Billion | +5.20% |
| 2004-12-31 | $21.20 Billion | +76.87% |
| 2003-12-31 | $11.99 Billion | +108.61% |
| 2002-12-31 | $5.75 Billion | +12.36% |
| 2001-12-31 | $5.11 Billion | -29.24% |
| 2000-12-31 | $7.23 Billion | +4.78% |
| 1999-12-31 | $6.90 Billion | -3.39% |
| 1998-12-31 | $7.14 Billion | +0.40% |
| 1997-12-31 | $7.11 Billion | +68.87% |
| 1996-12-31 | $4.21 Billion | +12.89% |
| 1995-12-31 | $3.73 Billion | +36.26% |
| 1994-12-31 | $2.74 Billion | -8.87% |
| 1993-12-31 | $3.00 Billion | +36.42% |
| 1992-12-31 | $2.20 Billion | -13.06% |
| 1991-12-31 | $2.53 Billion | +15.32% |
| 1990-12-31 | $2.20 Billion | -6.51% |
| 1989-12-31 | $2.35 Billion | +16.58% |
| 1988-12-31 | $2.02 Billion | +17.75% |
| 1987-12-31 | $1.71 Billion | +18.80% |
| 1986-12-31 | $1.44 Billion | +42.32% |
| 1985-12-31 | $1.01 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Travelers Companies Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5879.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $54.93 Billion | 166.99% |
| Common Stock | $25.91 Billion | 78.77% |
| Other Comprehensive Income | $-2.50 Billion | -7.60% |
| Total Equity | $32.89 Billion | 100.00% |
The Travelers Companies Inc Competitors by Market Cap
The table below lists competitors of The Travelers Companies Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Luckin Coffee Inc.
LSE:0A6U
|
$65.72 Billion |
|
EOG Resources Inc
NYSE:EOG
|
$65.92 Billion |
|
Cintas Corporation
NASDAQ:CTAS
|
$65.93 Billion |
|
Natwest Group PLC
NYSE:NWG
|
$65.95 Billion |
|
National Grid plc
PINK:NGGTF
|
$65.35 Billion |
|
Ross Stores Inc
NASDAQ:ROST
|
$65.32 Billion |
|
Nintendo Co. Ltd
PINK:NTDOF
|
$65.27 Billion |
|
Norfolk Southern Corporation
NYSE:NSC
|
$65.26 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Travelers Companies Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 27,864,000,000 to 32,894,000,000, a change of 5,030,000,000 (18.1%).
- Net income of 6,288,000,000 contributed positively to equity growth.
- Dividend payments of 979,000,000 reduced retained earnings.
- Share repurchases of 3,131,000,000 reduced equity.
- Other comprehensive income increased equity by 2,467,000,000.
- Other factors increased equity by 385,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.29 Billion | +19.12% |
| Dividends Paid | $979.00 Million | -2.98% |
| Share Repurchases | $3.13 Billion | -9.52% |
| Other Comprehensive Income | $2.47 Billion | +7.5% |
| Other Changes | $385.00 Million | +1.17% |
| Total Change | $- | 18.05% |
Book Value vs Market Value Analysis
This analysis compares The Travelers Companies Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.12x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 50.89x to 2.12x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $6.02 | $306.33 | x |
| 1986-12-31 | $7.86 | $306.33 | x |
| 1987-12-31 | $8.92 | $306.33 | x |
| 1988-12-31 | $10.46 | $306.33 | x |
| 1989-12-31 | $12.04 | $306.33 | x |
| 1990-12-31 | $11.90 | $306.33 | x |
| 1991-12-31 | $14.41 | $306.33 | x |
| 1992-12-31 | $13.00 | $306.33 | x |
| 1993-12-31 | $17.13 | $306.33 | x |
| 1994-12-31 | $15.51 | $306.33 | x |
| 1995-12-31 | $20.67 | $306.33 | x |
| 1996-12-31 | $21.27 | $306.33 | x |
| 1997-12-31 | $37.38 | $306.33 | x |
| 1998-12-31 | $26.27 | $306.33 | x |
| 1999-12-31 | $26.31 | $306.33 | x |
| 2000-12-31 | $31.02 | $306.33 | x |
| 2001-12-31 | $24.12 | $306.33 | x |
| 2002-12-31 | $24.61 | $306.33 | x |
| 2003-12-31 | $26.44 | $306.33 | x |
| 2004-12-31 | $33.74 | $306.33 | x |
| 2005-12-31 | $31.29 | $306.33 | x |
| 2006-12-31 | $35.07 | $306.33 | x |
| 2007-12-31 | $39.81 | $306.33 | x |
| 2008-12-31 | $41.90 | $306.33 | x |
| 2009-12-31 | $47.47 | $306.33 | x |
| 2010-12-31 | $52.80 | $306.33 | x |
| 2011-12-31 | $58.21 | $306.33 | x |
| 2012-12-31 | $65.17 | $306.33 | x |
| 2013-12-31 | $66.25 | $306.33 | x |
| 2014-12-31 | $72.51 | $306.33 | x |
| 2015-12-31 | $75.18 | $306.33 | x |
| 2016-12-31 | $79.80 | $306.33 | x |
| 2017-12-31 | $85.18 | $306.33 | x |
| 2018-12-31 | $84.86 | $306.33 | x |
| 2019-12-31 | $98.91 | $306.33 | x |
| 2020-12-31 | $114.69 | $306.33 | x |
| 2021-12-31 | $115.18 | $306.33 | x |
| 2022-12-31 | $89.95 | $306.33 | x |
| 2023-12-31 | $107.33 | $306.33 | x |
| 2024-12-31 | $120.57 | $306.33 | x |
| 2025-12-31 | $144.53 | $306.33 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Travelers Companies Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.12%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.88%
- • Asset Turnover: 0.34x
- • Equity Multiplier: 4.37x
- Recent ROE (19.12%) is above the historical average (11.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 4.49% | 1.70% | 0.39x | 6.81x | $-55.82 Million |
| 1986 | 10.68% | 4.84% | 0.42x | 5.29x | $9.84 Million |
| 1987 | 18.95% | 9.64% | 0.40x | 4.91x | $153.16 Million |
| 1988 | 17.50% | 9.70% | 0.35x | 5.15x | $151.08 Million |
| 1989 | 16.95% | 10.51% | 0.34x | 4.70x | $163.27 Million |
| 1990 | 17.82% | 9.77% | 0.33x | 5.56x | $171.66 Million |
| 1991 | 15.99% | 9.31% | 0.34x | 5.13x | $151.82 Million |
| 1992 | -7.08% | -3.47% | 0.33x | 6.18x | $-376.19 Million |
| 1993 | 14.24% | 9.59% | 0.26x | 5.71x | $127.22 Million |
| 1994 | 16.20% | 9.42% | 0.27x | 6.40x | $169.53 Million |
| 1995 | 13.97% | 9.63% | 0.28x | 5.27x | $148.20 Million |
| 1996 | 11.24% | 7.85% | 0.28x | 5.17x | $49.71 Million |
| 1997 | 14.06% | 9.66% | 0.26x | 5.65x | $268.39 Million |
| 1998 | 1.35% | 0.98% | 0.24x | 5.77x | $-574.29 Million |
| 1999 | 12.89% | 11.67% | 0.18x | 6.01x | $186.80 Million |
| 2000 | 13.74% | 12.50% | 0.22x | 4.91x | $270.30 Million |
| 2001 | -21.27% | -12.05% | 0.24x | 7.49x | $-1.60 Billion |
| 2002 | -0.47% | -0.19% | 0.36x | 6.95x | $-601.60 Million |
| 2003 | 14.15% | 11.20% | 0.23x | 5.41x | $497.30 Million |
| 2004 | 4.50% | 4.24% | 0.20x | 5.25x | $-1.17 Billion |
| 2005 | 7.27% | 6.66% | 0.22x | 5.07x | $-608.30 Million |
| 2006 | 16.74% | 16.77% | 0.22x | 4.59x | $1.69 Billion |
| 2007 | 17.29% | 17.68% | 0.23x | 4.33x | $1.94 Billion |
| 2008 | 11.55% | 11.95% | 0.22x | 4.33x | $392.10 Million |
| 2009 | 13.21% | 14.68% | 0.23x | 4.00x | $880.50 Million |
| 2010 | 12.62% | 12.81% | 0.24x | 4.15x | $668.50 Million |
| 2011 | 5.83% | 5.60% | 0.24x | 4.27x | $-1.02 Billion |
| 2012 | 9.73% | 9.61% | 0.25x | 4.13x | $-67.50 Million |
| 2013 | 14.81% | 14.02% | 0.25x | 4.19x | $1.19 Billion |
| 2014 | 14.87% | 13.59% | 0.26x | 4.15x | $1.21 Billion |
| 2015 | 14.57% | 12.82% | 0.27x | 4.25x | $1.08 Billion |
| 2016 | 12.98% | 10.91% | 0.28x | 4.32x | $691.90 Million |
| 2017 | 8.66% | 7.11% | 0.28x | 4.36x | $-317.10 Million |
| 2018 | 11.02% | 8.33% | 0.29x | 4.55x | $233.60 Million |
| 2019 | 10.11% | 8.30% | 0.29x | 4.24x | $27.70 Million |
| 2020 | 9.24% | 8.43% | 0.27x | 4.00x | $-223.10 Million |
| 2021 | 12.68% | 10.52% | 0.29x | 4.17x | $773.30 Million |
| 2022 | 13.18% | 7.70% | 0.32x | 5.37x | $686.00 Million |
| 2023 | 12.00% | 7.23% | 0.33x | 5.06x | $498.90 Million |
| 2024 | 17.94% | 10.77% | 0.35x | 4.78x | $2.21 Billion |
| 2025 | 19.12% | 12.88% | 0.34x | 4.37x | $3.00 Billion |
Industry Comparison
This section compares The Travelers Companies Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $3,948,110,200
- Average return on equity (ROE) among peers: 16.04%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Travelers Companies Inc (TRV) | $32.89 Billion | 4.49% | 3.37x | $65.63 Billion |
| American Coastal Insurance Corp (ACIC) | $45.29 Million | -2.04% | 3.72x | $250.00 Million |
| American Financial Group Inc (AFG) | $1.95 Billion | -0.76% | 7.91x | $8.54 Billion |
| AmTrust Financial Services Inc Pref Series A (AFSIA) | $118.83 Million | 11.87% | 3.19x | $1.69 Billion |
| Aspen Insurance Holdings Limited (AHL) | $2.39 Billion | 15.82% | 1.78x | $14.67 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $227.08 Million |
| Assurant Inc (AIZ) | $3.37 Billion | 2.66% | 6.24x | $10.74 Billion |
| The Allstate Corporation (ALL) | $30.61 Billion | 33.59% | 2.91x | $53.61 Billion |
| Admiral Group plc (AMIGF) | $68.95 Million | 44.87% | 4.47x | $10.33 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $155.46 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $707.67 Million |