UBS Group AG
UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through five divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-core and Legacy. The company offers investment advice, estate and wealth planning, investing, corporate and banking, and investment management, as well… Read more
UBS Group AG (UBS) - Net Assets
Latest net assets as of December 2025: $90.48 Billion USD
Based on the latest financial reports, UBS Group AG (UBS) has net assets worth $90.48 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.62 Trillion) and total liabilities ($1.53 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $90.48 Billion |
| % of Total Assets | 5.59% |
| Annual Growth Rate | 6.08% |
| 5-Year Change | 48.33% |
| 10-Year Change | 71.6% |
| Growth Volatility | 15.14 |
UBS Group AG - Net Assets Trend (1999–2025)
This chart illustrates how UBS Group AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for UBS Group AG (1999–2025)
The table below shows the annual net assets of UBS Group AG from 1999 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $90.48 Billion | +5.74% |
| 2024-12-31 | $85.57 Billion | -1.23% |
| 2023-12-31 | $86.64 Billion | +51.42% |
| 2022-12-31 | $57.22 Billion | -6.20% |
| 2021-12-31 | $61.00 Billion | +1.95% |
| 2020-12-31 | $59.84 Billion | +9.38% |
| 2019-12-31 | $54.71 Billion | +3.02% |
| 2018-12-31 | $53.10 Billion | +1.05% |
| 2017-12-31 | $52.55 Billion | -0.33% |
| 2016-12-31 | $52.73 Billion | -9.05% |
| 2015-12-31 | $57.98 Billion | +5.45% |
| 2014-12-31 | $54.98 Billion | -2.28% |
| 2013-12-31 | $56.27 Billion | +4.62% |
| 2012-12-31 | $53.78 Billion | -4.38% |
| 2011-12-31 | $56.25 Billion | +7.81% |
| 2010-12-31 | $52.18 Billion | +11.04% |
| 2009-12-31 | $46.99 Billion | +24.13% |
| 2008-12-31 | $37.85 Billion | -2.10% |
| 2007-12-31 | $38.67 Billion | -15.50% |
| 2006-12-31 | $45.76 Billion | +16.45% |
| 2005-12-31 | $39.30 Billion | +11.25% |
| 2004-12-31 | $35.33 Billion | +10.83% |
| 2003-12-31 | $31.87 Billion | +3.52% |
| 2002-12-31 | $30.79 Billion | +7.08% |
| 2001-12-31 | $28.75 Billion | -2.76% |
| 2000-12-31 | $29.57 Billion | +51.69% |
| 1999-12-31 | $19.49 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to UBS Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 546.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $82.74 Billion | 91.72% |
| Common Stock | $334.00 Million | 0.37% |
| Other Comprehensive Income | $5.81 Billion | 6.44% |
| Other Components | $1.33 Billion | 1.47% |
| Total Equity | $90.21 Billion | 100.00% |
UBS Group AG Competitors by Market Cap
The table below lists competitors of UBS Group AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Enbridge Inc
NYSE:ENB
|
$115.97 Billion |
|
Newmont Goldcorp Corp
NYSE:NEM
|
$116.02 Billion |
|
Chubb Ltd
NYSE:CB
|
$116.11 Billion |
|
Palo Alto Networks Inc
NASDAQ:PANW
|
$116.59 Billion |
|
Schneider Electric SE
PINK:SBGSF
|
$114.97 Billion |
|
Parker-Hannifin Corporation
NYSE:PH
|
$114.77 Billion |
|
Vertex Pharmaceuticals Inc
NASDAQ:VRTX
|
$114.33 Billion |
|
Lloyds Banking Group PLC CEDEAR
BA:LYG
|
$113.64 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in UBS Group AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 85,079,000,000 to 90,213,000,000, a change of 5,134,000,000 (6.0%).
- Net income of 6,152,862,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 4,725,000,000.
- Other factors decreased equity by 5,743,862,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.15 Billion | +6.82% |
| Other Comprehensive Income | $4.72 Billion | +5.24% |
| Other Changes | $-5.74 Billion | -6.37% |
| Total Change | $- | 6.03% |
Book Value vs Market Value Analysis
This analysis compares UBS Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.37x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 4.85x to 1.37x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1999-12-31 | $7.71 | $37.39 | x |
| 2000-12-31 | $10.87 | $37.39 | x |
| 2001-12-31 | $9.97 | $37.39 | x |
| 2002-12-31 | $10.88 | $37.39 | x |
| 2003-12-31 | $11.82 | $37.39 | x |
| 2004-12-31 | $13.33 | $37.39 | x |
| 2005-12-31 | $15.97 | $37.39 | x |
| 2006-12-31 | $19.76 | $37.39 | x |
| 2007-12-31 | $14.89 | $37.39 | x |
| 2008-12-31 | $10.88 | $37.39 | x |
| 2009-12-31 | $10.82 | $37.39 | x |
| 2010-12-31 | $12.19 | $37.39 | x |
| 2011-12-31 | $13.45 | $37.39 | x |
| 2012-12-31 | $13.41 | $37.39 | x |
| 2013-12-31 | $14.07 | $37.39 | x |
| 2014-12-31 | $13.45 | $37.39 | x |
| 2015-12-31 | $14.80 | $37.39 | x |
| 2016-12-31 | $13.72 | $37.39 | x |
| 2017-12-31 | $13.68 | $37.39 | x |
| 2018-12-31 | $13.78 | $37.39 | x |
| 2019-12-31 | $14.02 | $37.39 | x |
| 2020-12-31 | $14.19 | $37.39 | x |
| 2021-12-31 | $15.26 | $37.39 | x |
| 2022-12-31 | $15.48 | $37.39 | x |
| 2023-12-31 | $26.13 | $37.39 | x |
| 2024-12-31 | $25.39 | $37.39 | x |
| 2025-12-31 | $27.28 | $37.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently UBS Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.82%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.83%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 17.93x
- Recent ROE (6.82%) is below the historical average (8.18%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1999 | 20.10% | 20.94% | 0.03x | 29.29x | $1.94 Billion |
| 2000 | 17.38% | 21.48% | 0.03x | 24.26x | $2.05 Billion |
| 2001 | 11.42% | 13.22% | 0.03x | 28.79x | $374.00 Million |
| 2002 | 9.07% | 10.30% | 0.03x | 30.29x | $-263.30 Million |
| 2003 | 18.02% | 18.73% | 0.02x | 39.10x | $2.29 Billion |
| 2004 | 22.92% | 21.85% | 0.02x | 49.60x | $3.96 Billion |
| 2005 | 31.80% | 34.87% | 0.02x | 46.76x | $7.30 Billion |
| 2006 | 24.67% | 25.52% | 0.02x | 47.22x | $5.98 Billion |
| 2007 | -14.22% | -17.54% | 0.01x | 61.69x | $-7.88 Billion |
| 2008 | -65.45% | -562.09% | 0.00x | 61.94x | $-22.92 Billion |
| 2009 | -6.67% | -11.40% | 0.02x | 32.69x | $-6.61 Billion |
| 2010 | 17.04% | 23.61% | 0.02x | 30.07x | $3.29 Billion |
| 2011 | 8.53% | 14.91% | 0.02x | 29.20x | $-759.76 Million |
| 2012 | -4.92% | -8.92% | 0.02x | 27.42x | $-7.51 Billion |
| 2013 | 7.03% | 12.35% | 0.03x | 21.11x | $-1.60 Billion |
| 2014 | 7.13% | 12.96% | 0.03x | 20.99x | $-1.47 Billion |
| 2015 | 11.21% | 20.74% | 0.03x | 17.05x | $679.56 Million |
| 2016 | 6.35% | 11.70% | 0.03x | 17.39x | $-1.93 Billion |
| 2017 | 1.85% | 3.27% | 0.03x | 17.89x | $-4.28 Billion |
| 2018 | 8.53% | 15.05% | 0.03x | 18.11x | $-777.80 Million |
| 2019 | 7.89% | 14.85% | 0.03x | 17.83x | $-1.15 Billion |
| 2020 | 11.02% | 20.44% | 0.03x | 18.92x | $605.30 Million |
| 2021 | 12.29% | 21.27% | 0.03x | 18.42x | $1.39 Billion |
| 2022 | 13.41% | 22.87% | 0.03x | 19.42x | $1.94 Billion |
| 2023 | 31.78% | 40.80% | 0.04x | 19.94x | $18.76 Billion |
| 2024 | 5.98% | 6.26% | 0.05x | 18.39x | $-3.42 Billion |
| 2025 | 6.82% | 15.83% | 0.02x | 17.93x | $-2.87 Billion |
Industry Comparison
This section compares UBS Group AG's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $245,254,219,103
- Average return on equity (ROE) among peers: 10.10%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| UBS Group AG (UBS) | $90.48 Billion | 20.10% | 16.88x | $115.02 Billion |
| ABN AMRO Bank N.V (AAVMY) | $27.04 Billion | 8.33% | 14.28x | $11.03 Billion |
| Agricultural Bank of China PK (ACGBY) | $290.54 Billion | 17.72% | 23.14x | $259.69 Billion |
| ANZ Group Holdings Limited (ANZGY) | $70.02 Billion | 10.15% | 14.79x | $48.69 Billion |
| Bank of America Corp (BAC) | $270.07 Billion | 11.84% | 10.74x | $334.80 Billion |
| Bank of China Ltd H (BACHF) | $861.54 Billion | 16.21% | 13.72x | $77.92 Billion |
| Banco Bilbao Vizcaya Argentaria S.A (BBVXF) | $4.73 Billion | 9.43% | 14.29x | $81.72 Billion |
| Banco Santander S.A (BCDRF) | $73.87 Billion | 12.11% | 14.03x | $86.81 Billion |
| Barclays PLC (BCLYF) | $808.57 Billion | 0.43% | 0.14x | $42.51 Billion |
| Bancorp. of Southern Indiana (BCSO) | $46.62 Million | 6.99% | 9.62x | $74.68 Million |
| The Bank of New York Mellon Corporation (BK) | $46.12 Billion | 7.84% | 9.18x | $78.56 Billion |