Chongqing Rural Commercial Bank Co. Ltd
Chongqing Rural Commercial Bank Co., Ltd., together with its subsidiaries, provides banking services in the People's Republic of China. It operates through Corporate Banking, Personal Banking, and Financial Market Business segments. The Corporate Banking segment offers current accounts, deposits, overdrafts, loans, and trade-related products, as well as engages in foreign currency and other credi… Read more
Chongqing Rural Commercial Bank Co. Ltd (COGQF) - Net Assets
Latest net assets as of June 2025: $139.30 Billion USD
Based on the latest financial reports, Chongqing Rural Commercial Bank Co. Ltd (COGQF) has net assets worth $139.30 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.63 Trillion) and total liabilities ($1.49 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $139.30 Billion |
| % of Total Assets | 8.54% |
| Annual Growth Rate | 12.08% |
| 5-Year Change | 41.0% |
| 10-Year Change | N/A |
| Growth Volatility | 7.35 |
Chongqing Rural Commercial Bank Co. Ltd - Net Assets Trend (2014–2024)
This chart illustrates how Chongqing Rural Commercial Bank Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Chongqing Rural Commercial Bank Co. Ltd (2014–2024)
The table below shows the annual net assets of Chongqing Rural Commercial Bank Co. Ltd from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $134.05 Billion | +8.15% |
| 2023-12-31 | $123.94 Billion | +7.35% |
| 2022-12-31 | $115.46 Billion | +8.43% |
| 2021-12-31 | $106.48 Billion | +12.00% |
| 2020-12-31 | $95.07 Billion | +31.77% |
| 2018-12-31 | $72.15 Billion | +10.58% |
| 2017-12-31 | $65.25 Billion | +20.40% |
| 2016-12-31 | $54.19 Billion | +12.22% |
| 2015-12-31 | $48.29 Billion | +12.69% |
| 2014-12-31 | $42.85 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Chongqing Rural Commercial Bank Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 133.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $53.49 Billion | 40.48% |
| Other Components | $78.65 Billion | 59.52% |
| Total Equity | $132.13 Billion | 100.00% |
Chongqing Rural Commercial Bank Co. Ltd Competitors by Market Cap
The table below lists competitors of Chongqing Rural Commercial Bank Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Standex International Corporation
NYSE:SXI
|
$3.04 Billion |
|
Acciona S.A
PINK:ACXIF
|
$3.04 Billion |
|
ZIM Integrated Shipping Services Ltd
NYSE:ZIM
|
$3.04 Billion |
|
Railway Signal Communication Ltd
SHG:688009
|
$3.04 Billion |
|
ADT Inc
NYSE:ADT
|
$3.04 Billion |
|
SM Energy Co
NYSE:SM
|
$3.04 Billion |
|
HUAQIN TECHNOLOGY LTD A
SHG:603296
|
$3.03 Billion |
|
LandMark Optoelectronics
TWO:3081
|
$3.03 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Chongqing Rural Commercial Bank Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 122,173,769,000 to 132,133,713,000, a change of 9,959,944,000 (8.2%).
- Net income of 11,512,747,000 contributed positively to equity growth.
- Dividend payments of 3,514,464,000 reduced retained earnings.
- Other factors increased equity by 1,961,661,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $11.51 Billion | +8.71% |
| Dividends Paid | $3.51 Billion | -2.66% |
| Other Changes | $1.96 Billion | +1.48% |
| Total Change | $- | 8.15% |
Book Value vs Market Value Analysis
This analysis compares Chongqing Rural Commercial Bank Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $8.25 | $0.41 | x |
| 2021-12-31 | $9.24 | $0.41 | x |
| 2022-12-31 | $10.01 | $0.41 | x |
| 2023-12-31 | $10.76 | $0.41 | x |
| 2024-12-31 | $11.63 | $0.41 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Chongqing Rural Commercial Bank Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.71%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 41.59%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 11.47x
- Recent ROE (8.71%) is below the historical average (11.86%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 16.48% | 39.00% | 0.03x | 14.94x | $2.69 Billion |
| 2015 | 15.45% | 38.70% | 0.03x | 15.33x | $2.55 Billion |
| 2016 | 15.11% | 41.60% | 0.02x | 15.27x | $2.69 Billion |
| 2017 | 14.03% | 44.04% | 0.02x | 14.22x | $2.57 Billion |
| 2018 | 12.80% | 45.43% | 0.02x | 13.44x | $1.98 Billion |
| 2020 | 8.97% | 30.83% | 0.02x | 12.13x | $-965.68 Million |
| 2021 | 9.11% | 30.82% | 0.02x | 12.07x | $-935.57 Million |
| 2022 | 9.04% | 35.58% | 0.02x | 11.89x | $-1.10 Billion |
| 2023 | 8.92% | 40.66% | 0.02x | 11.80x | $-1.32 Billion |
| 2024 | 8.71% | 41.59% | 0.02x | 11.47x | $-1.70 Billion |
Industry Comparison
This section compares Chongqing Rural Commercial Bank Co. Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Chongqing Rural Commercial Bank Co. Ltd (COGQF) | $139.30 Billion | 16.48% | 10.71x | $3.04 Billion |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |