The Hachijuni Bank Ltd
Hachijuni Nagano Bank, Ltd. provides various banking products and services to individuals, corporations, and sole proprietors. It offers foreign currency, structured, time, property, public, payment, savings, and fixed deposits; housing, car, education card, card, medical, overdraft, business, founding support, and Hachini free loans; public and private placement bonds; and life, medical, educati… Read more
The Hachijuni Bank Ltd (HACBF) - Net Assets
Latest net assets as of September 2025: $1.04 Trillion USD
Based on the latest financial reports, The Hachijuni Bank Ltd (HACBF) has net assets worth $1.04 Trillion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($13.51 Trillion) and total liabilities ($12.47 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.04 Trillion |
| % of Total Assets | 7.7% |
| Annual Growth Rate | 4.54% |
| 5-Year Change | 6.37% |
| 10-Year Change | 41.03% |
| Growth Volatility | 10.55 |
The Hachijuni Bank Ltd - Net Assets Trend (2014–2025)
This chart illustrates how The Hachijuni Bank Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for The Hachijuni Bank Ltd (2014–2025)
The table below shows the annual net assets of The Hachijuni Bank Ltd from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | $967.66 Billion | -13.47% |
| 2024-03-31 | $1.12 Trillion | +22.09% |
| 2023-03-31 | $915.95 Billion | +0.36% |
| 2022-03-31 | $912.70 Billion | +0.33% |
| 2021-03-31 | $909.69 Billion | +21.55% |
| 2020-03-31 | $748.43 Billion | -2.23% |
| 2019-03-31 | $765.51 Billion | -1.49% |
| 2018-03-31 | $777.07 Billion | +4.51% |
| 2017-03-31 | $743.55 Billion | +8.37% |
| 2016-03-31 | $686.16 Billion | -0.87% |
| 2015-03-31 | $692.21 Billion | +16.52% |
| 2014-03-31 | $594.05 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to The Hachijuni Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 57.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $579.91 Billion | 60.19% |
| Other Components | $383.60 Billion | 39.81% |
| Total Equity | $963.51 Billion | 100.00% |
The Hachijuni Bank Ltd Competitors by Market Cap
The table below lists competitors of The Hachijuni Bank Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Vishal Mega Mart Ord Shs
NSE:VMM
|
$2.50 Billion |
|
Shenzhen InfoGem Technologies Co Ltd
SHE:300085
|
$2.51 Billion |
|
Perseus Mining Limited
PINK:PMNXF
|
$2.51 Billion |
|
GALAXY DIGITAL HLDGS
F:7LX
|
$2.51 Billion |
|
Central Depository Services (India) Limited
NSE:CDSL
|
$2.50 Billion |
|
China Oilfield Services Limited
F:CO9
|
$2.50 Billion |
|
IGM Financial Inc.
PINK:IGIFF
|
$2.50 Billion |
|
Freedom Holding Corp
NASDAQ:FRHC
|
$2.50 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in The Hachijuni Bank Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,114,038,000,000 to 963,510,000,000, a change of -150,528,000,000 (-13.5%).
- Net income of 47,982,000,000 contributed positively to equity growth.
- Dividend payments of 12,954,000,000 reduced retained earnings.
- Share repurchases of 20,520,000,000 reduced equity.
- New share issuances of 89,000,000 increased equity.
- Other factors decreased equity by 165,125,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $47.98 Billion | +4.98% |
| Dividends Paid | $12.95 Billion | -1.34% |
| Share Repurchases | $20.52 Billion | -2.13% |
| Share Issuances | $89.00 Million | +0.01% |
| Other Changes | $-165.12 Billion | -17.14% |
| Total Change | $- | -13.51% |
Book Value vs Market Value Analysis
This analysis compares The Hachijuni Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-03-31 | $1485.96 | $6.35 | x |
| 2019-03-31 | $1485.63 | $6.35 | x |
| 2020-03-31 | $1513.20 | $6.35 | x |
| 2021-03-31 | $1851.24 | $6.35 | x |
| 2022-03-31 | $1856.80 | $6.35 | x |
| 2023-03-31 | $1936.90 | $6.35 | x |
| 2024-03-31 | $2310.10 | $6.35 | x |
| 2025-03-31 | $2087.65 | $6.35 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently The Hachijuni Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.98%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.82%
- • Asset Turnover: 0.01x
- • Equity Multiplier: 14.03x
- Recent ROE (4.98%) is above the historical average (3.57%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 4.67% | 16.64% | 0.02x | 13.37x | $-30.22 Billion |
| 2015 | 4.10% | 16.63% | 0.02x | 12.10x | $-39.04 Billion |
| 2016 | 4.56% | 17.87% | 0.02x | 12.35x | $-36.02 Billion |
| 2017 | 3.67% | 13.34% | 0.02x | 12.14x | $-45.40 Billion |
| 2018 | 3.45% | 15.63% | 0.02x | 12.43x | $-49.03 Billion |
| 2019 | 3.05% | 15.82% | 0.01x | 14.19x | $-51.18 Billion |
| 2020 | 2.98% | 15.23% | 0.01x | 14.14x | $-51.96 Billion |
| 2021 | 2.47% | 16.01% | 0.01x | 13.42x | $-68.25 Billion |
| 2022 | 2.93% | 18.86% | 0.01x | 14.68x | $-64.25 Billion |
| 2023 | 2.64% | 13.83% | 0.01x | 14.20x | $-67.18 Billion |
| 2024 | 3.33% | 22.07% | 0.01x | 13.31x | $-74.33 Billion |
| 2025 | 4.98% | 23.82% | 0.01x | 14.03x | $-48.37 Billion |
Industry Comparison
This section compares The Hachijuni Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| The Hachijuni Bank Ltd (HACBF) | $1.04 Trillion | 4.67% | 11.98x | $2.50 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |