Infinity Bank (Santa Ana CA)
Infinity Bancorp operates as the bank holding company for Infinity Bank that provides various banking products and services for individuals and businesses in Southern California. The company accepts checking and savings accounts. Its loan products include personal loans and home equity lines of credit; and business term loans, business lines of credit, accounts receivable financing, commercial re… Read more
Infinity Bank (Santa Ana CA) (INFT) - Net Assets
Latest net assets as of September 2025: $41.05 Million USD
Based on the latest financial reports, Infinity Bank (Santa Ana CA) (INFT) has net assets worth $41.05 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($372.72 Million) and total liabilities ($331.67 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $41.05 Million |
| % of Total Assets | 11.01% |
| Annual Growth Rate | 5.05% |
| 5-Year Change | 42.47% |
| 10-Year Change | N/A |
| Growth Volatility | 12.72 |
Infinity Bank (Santa Ana CA) - Net Assets Trend (2018–2024)
This chart illustrates how Infinity Bank (Santa Ana CA)'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Infinity Bank (Santa Ana CA) (2018–2024)
The table below shows the annual net assets of Infinity Bank (Santa Ana CA) from 2018 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $36.80 Million | +31.89% |
| 2023-12-31 | $27.90 Million | -1.12% |
| 2022-12-31 | $28.22 Million | -1.36% |
| 2021-12-31 | $28.61 Million | +10.76% |
| 2020-12-31 | $25.83 Million | +0.19% |
| 2019-12-31 | $25.78 Million | -5.83% |
| 2018-12-31 | $27.37 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Infinity Bank (Santa Ana CA)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1095400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $6.02 Million | 16.36% |
| Other Components | $30.78 Million | 83.64% |
| Total Equity | $36.80 Million | 100.00% |
Infinity Bank (Santa Ana CA) Competitors by Market Cap
The table below lists competitors of Infinity Bank (Santa Ana CA) ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Delaware Investments Florida MIF
NYSE MKT:VFL
|
$94.97K |
|
Digital Bros SpA
STU:DB7
|
$94.99K |
|
ChampionsGate Acquisition Corporation Class A Ordinary Share
NASDAQ:CHPG
|
$95.15K |
|
Star Alliance International Corp
PINK:STAL
|
$95.19K |
|
Investeringsforeningen Danske Invest - Fonde KL
CO:DKIFO
|
$94.89K |
|
Invesco Municipal Opportunity Trust
NYSE:VMO
|
$94.89K |
|
MAROC TELECOM
MU:MSPA
|
$94.88K |
|
Republic Digital Acquisition Company Unit
NASDAQ:RDAGU
|
$94.86K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Infinity Bank (Santa Ana CA)'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 27,901,000 to 36,798,000, a change of 8,897,000 (31.9%).
- Net income of 3,877,000 contributed positively to equity growth.
- Dividend payments of 846,000 reduced retained earnings.
- New share issuances of 4,648,000 increased equity.
- Other factors increased equity by 1,218,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.88 Million | +10.54% |
| Dividends Paid | $846.00K | -2.3% |
| Share Issuances | $4.65 Million | +12.63% |
| Other Changes | $1.22 Million | +3.31% |
| Total Change | $- | 31.89% |
Book Value vs Market Value Analysis
This analysis compares Infinity Bank (Santa Ana CA)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.88x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.25x to 0.88x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | $8.30 | $10.40 | x |
| 2019-12-31 | $7.80 | $10.40 | x |
| 2020-12-31 | $7.80 | $10.40 | x |
| 2021-12-31 | $8.62 | $10.40 | x |
| 2022-12-31 | $8.48 | $10.40 | x |
| 2023-12-31 | $10.20 | $10.40 | x |
| 2024-12-31 | $11.79 | $10.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Infinity Bank (Santa Ana CA) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.54%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.53%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 9.04x
- Recent ROE (10.54%) is above the historical average (3.72%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -11.34% | -335.68% | 0.01x | 2.58x | $-5.84 Million |
| 2019 | -7.49% | -54.19% | 0.03x | 4.52x | $-4.51 Million |
| 2020 | -1.23% | -5.26% | 0.03x | 7.93x | $-2.90 Million |
| 2021 | 11.09% | 34.34% | 0.03x | 10.38x | $312.30K |
| 2022 | 10.64% | 23.59% | 0.04x | 10.99x | $179.20K |
| 2023 | 13.87% | 23.85% | 0.05x | 10.93x | $1.08 Million |
| 2024 | 10.54% | 22.53% | 0.05x | 9.04x | $197.20K |
Industry Comparison
This section compares Infinity Bank (Santa Ana CA)'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Infinity Bank (Santa Ana CA) (INFT) | $41.05 Million | -11.34% | 8.08x | $94.93K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |