MNB Holdings Corp
MNB Holdings Corporation operates as the holding company for Mission National Bank that provides various banking products and services for minority small business and niche retail segments. The company accepts checking, money market, savings, certificates of deposit, and NOW accounts. Its loan products include business term loans, business lines of credit, commercial real-estate loans, and letter… Read more
MNB Holdings Corp (MNBO) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, MNB Holdings Corp (MNBO) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | 3.07% |
| 5-Year Change | -5.76% |
| 10-Year Change | 25.52% |
| Growth Volatility | 5.47 |
MNB Holdings Corp - Net Assets Trend (2014–2024)
This chart illustrates how MNB Holdings Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for MNB Holdings Corp (2014–2024)
The table below shows the annual net assets of MNB Holdings Corp from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $26.92 Million | -4.62% |
| 2023-12-31 | $28.22 Million | +2.40% |
| 2022-12-31 | $27.56 Million | -2.81% |
| 2021-12-31 | $28.35 Million | -0.72% |
| 2020-12-31 | $28.56 Million | -3.90% |
| 2019-12-31 | $29.72 Million | +8.55% |
| 2018-12-31 | $27.38 Million | +9.59% |
| 2017-12-31 | $24.98 Million | +7.90% |
| 2016-12-31 | $23.15 Million | +7.98% |
| 2015-12-31 | $21.44 Million | +7.82% |
| 2014-12-31 | $19.89 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to MNB Holdings Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 46.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $22.08 Million | 82.02% |
| Other Components | $4.84 Million | 17.98% |
| Total Equity | $26.92 Million | 100.00% |
MNB Holdings Corp Competitors by Market Cap
The table below lists competitors of MNB Holdings Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Maple Peak Investments Inc
V:MAP
|
$1.01 Million |
|
Agro Capital Management Corp
PINK:ACMB
|
$1.01 Million |
|
One World Pharma Inc
OTCQB:OWPC
|
$1.01 Million |
|
Biovaxys Technology Corp
OTCQB:BVAXF
|
$1.01 Million |
|
Maming Enam Sembilan Mineral Tbk PT
JK:AKSI
|
$1.01 Million |
|
Western Atlas Resources Inc
PINK:PPZRF
|
$1.01 Million |
|
Golden Dragon Mining Ltd
AU:GDR
|
$1.01 Million |
|
Metalore Resources Limited
PINK:MTLRF
|
$1.01 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in MNB Holdings Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 28,219,426 to 26,916,760, a change of -1,302,666 (-4.6%).
- Net loss of 1,302,666 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-1.30 Million | -4.84% |
| Total Change | $- | -4.62% |
Book Value vs Market Value Analysis
This analysis compares MNB Holdings Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.49x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | $0.00 | $28.61 | x |
| 2015-12-31 | $0.00 | $28.61 | x |
| 2017-12-31 | $54.70 | $28.61 | x |
| 2018-12-31 | $59.94 | $28.61 | x |
| 2019-12-31 | $65.07 | $28.61 | x |
| 2020-12-31 | $62.53 | $28.61 | x |
| 2021-12-31 | $62.07 | $28.61 | x |
| 2022-12-31 | $60.33 | $28.61 | x |
| 2023-12-31 | $61.78 | $28.61 | x |
| 2024-12-31 | $58.93 | $28.61 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently MNB Holdings Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -4.84%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -22.87%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 8.15x
- Recent ROE (-4.84%) is below the historical average (3.37%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 8.59% | 18.87% | 0.05x | 8.93x | $-280.47K |
| 2015 | 7.26% | 16.77% | 0.04x | 9.75x | $-587.10K |
| 2016 | 7.41% | 17.04% | 0.04x | 11.86x | $-600.14K |
| 2017 | 7.38% | 15.68% | 0.04x | 11.42x | $-654.27K |
| 2018 | 8.75% | 20.71% | 0.05x | 9.05x | $-341.67K |
| 2019 | 7.87% | 22.17% | 0.04x | 8.42x | $-631.86K |
| 2020 | -4.07% | -13.06% | 0.04x | 7.80x | $-4.02 Million |
| 2021 | -0.73% | -2.18% | 0.04x | 7.80x | $-3.04 Million |
| 2022 | -2.89% | -11.17% | 0.04x | 6.78x | $-3.55 Million |
| 2023 | 2.35% | 7.17% | 0.05x | 7.15x | $-2.16 Million |
| 2024 | -4.84% | -22.87% | 0.03x | 8.15x | $-3.99 Million |
Industry Comparison
This section compares MNB Holdings Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| MNB Holdings Corp (MNBO) | $- | 8.59% | N/A | $1.01 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |