Pacific Health Care Organization Inc

OTCQB:PFHO USA Healthcare Plans
Market Cap
$9.22 Million
Market Cap Rank
#34247 Global
#11159 in USA
Share Price
$0.72
Change (1 day)
+0.00%
52-Week Range
$0.71 - $0.73
All Time High
$1.33
About

Pacific Health Care Organization, Inc., together with its subsidiaries, operates as a workers' compensation cost containment company in the United States. It is involved in managing and administering health care organizations (HCOs) and medical provider networks (MPNs). The company also provides utilization review, medical case management, nurse case management, medical bill review, employee advo… Read more

Pacific Health Care Organization Inc (PFHO) - Net Assets

Latest net assets as of September 2025: $12.84 Million USD

Based on the latest financial reports, Pacific Health Care Organization Inc (PFHO) has net assets worth $12.84 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($13.29 Million) and total liabilities ($453.41K). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $12.84 Million
% of Total Assets 96.59%
Annual Growth Rate 18.61%
5-Year Change 18.9%
10-Year Change 127.72%
Growth Volatility 25.25

Pacific Health Care Organization Inc - Net Assets Trend (2012–2024)

This chart illustrates how Pacific Health Care Organization Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Pacific Health Care Organization Inc (2012–2024)

The table below shows the annual net assets of Pacific Health Care Organization Inc from 2012 to 2024.

Year Net Assets Change
2024-12-31 $11.69 Million +8.18%
2023-12-31 $10.80 Million -4.54%
2022-12-31 $11.32 Million +4.55%
2021-12-31 $10.82 Million +10.12%
2020-12-31 $9.83 Million +5.92%
2019-12-31 $9.28 Million +14.82%
2018-12-31 $8.08 Million +20.23%
2017-12-31 $6.72 Million +16.75%
2016-12-31 $5.76 Million +12.18%
2015-12-31 $5.13 Million +10.97%
2014-12-31 $4.62 Million +68.80%
2013-12-31 $2.74 Million +81.82%
2012-12-31 $1.51 Million --

Equity Component Analysis

This analysis shows how different components contribute to Pacific Health Care Organization Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1175.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $11.26 Million 96.33%
Other Components $428.87K 3.67%
Total Equity $11.69 Million 100.00%

Pacific Health Care Organization Inc Competitors by Market Cap

The table below lists competitors of Pacific Health Care Organization Inc ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Pacific Health Care Organization Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 10,803,619 to 11,687,203, a change of 883,584 (8.2%).
  • Net income of 883,584 contributed positively to equity growth.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $883.58K +7.56%
Total Change $- 8.18%

Book Value vs Market Value Analysis

This analysis compares Pacific Health Care Organization Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.79x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.37x to 0.79x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 $0.53 $0.72 x
2018-12-31 $0.63 $0.72 x
2019-12-31 $0.72 $0.72 x
2020-12-31 $0.77 $0.72 x
2021-12-31 $0.85 $0.72 x
2022-12-31 $0.88 $0.72 x
2023-12-31 $0.84 $0.72 x
2024-12-31 $0.91 $0.72 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Pacific Health Care Organization Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.56%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.57%
  • • Asset Turnover: 0.49x
  • • Equity Multiplier: 1.06x
  • Recent ROE (7.56%) is below the historical average (19.62%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 47.18% 14.73% 2.36x 1.36x $560.30K
2013 45.00% 18.76% 2.16x 1.11x $959.00K
2014 42.42% 20.73% 1.83x 1.12x $1.50 Million
2015 32.68% 20.43% 1.49x 1.07x $1.16 Million
2016 9.84% 9.96% 0.91x 1.09x $-9.01K
2017 14.35% 14.82% 0.90x 1.08x $292.21K
2018 16.83% 20.01% 0.80x 1.05x $551.60K
2019 12.91% 16.34% 0.71x 1.10x $270.08K
2020 5.59% 9.09% 0.54x 1.13x $-433.37K
2021 9.19% 18.42% 0.48x 1.05x $-87.42K
2022 4.36% 8.58% 0.48x 1.06x $-638.84K
2023 7.11% 13.64% 0.48x 1.09x $-312.43K
2024 7.56% 14.57% 0.49x 1.06x $-285.14K

Industry Comparison

This section compares Pacific Health Care Organization Inc's net assets metrics with peer companies in the Healthcare Plans industry.

Industry Context

  • Industry: Healthcare Plans
  • Average net assets among peers: $8,355,105,250
  • Average return on equity (ROE) among peers: -4.30%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Pacific Health Care Organization Inc (PFHO) $12.84 Million 47.18% 0.04x $2.01 Million
Alignment Healthcare LLC (ALHC) $239.30 Million -62.49% 1.65x $3.04 Billion
Cigna Corp (CI) $41.24 Billion 8.33% 2.78x $71.15 Billion
Clover Health Investments Corp (CLOV) $-17.63K 0.00% 0.00x $788.86 Million
Centene Corp (CNC) $326.42 Million -13.37% 1.74x $17.10 Billion
CarePayment Technologies Inc (CPYT) $6.95 Million -32.50% 0.49x $2.47K
CVS Health Corp (CVS) $1.10 Billion 19.07% 0.64x $94.98 Billion
Elevance Health Inc (ELV) $23.81 Billion 12.12% 1.15x $63.54 Billion
Humana Inc (HUM) $16.10 Billion 18.21% 1.75x $20.50 Billion
Interact Holdings Group Inc (IHGP) $-1.46 Million 0.00% 0.00x $335.63
Molina Healthcare Inc (MOH) $719.06 Million 7.64% 1.10x $6.97 Billion