HG Holdings Inc
HG Holdings, Inc. provides land title insurance for owners and mortgages in the United States. It operates in four segments: Title Insurance, Real Estate, Reinsurance, and Management Advisory Services. The company issues title insurance policies; offers title agency services on residential and commercial real estate transactions; and closing and/or escrow services to facilitate real estate transa… Read more
HG Holdings Inc (STLY) - Net Assets
Latest net assets as of September 2025: $42.32 Million USD
Based on the latest financial reports, HG Holdings Inc (STLY) has net assets worth $42.32 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($55.01 Million) and total liabilities ($12.69 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $42.32 Million |
| % of Total Assets | 76.94% |
| Annual Growth Rate | -3.74% |
| 5-Year Change | 19.04% |
| 10-Year Change | -33.25% |
| Growth Volatility | 30.05 |
HG Holdings Inc - Net Assets Trend (2000–2024)
This chart illustrates how HG Holdings Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for HG Holdings Inc (2000–2024)
The table below shows the annual net assets of HG Holdings Inc from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $31.81 Million | -1.89% |
| 2023-12-31 | $32.42 Million | -3.01% |
| 2022-12-31 | $33.43 Million | +13.07% |
| 2021-12-31 | $29.56 Million | +10.64% |
| 2020-12-31 | $26.72 Million | +92.24% |
| 2019-12-31 | $13.90 Million | +1.87% |
| 2018-12-31 | $13.64 Million | +11.52% |
| 2017-12-31 | $12.23 Million | -38.77% |
| 2016-12-31 | $19.98 Million | -58.07% |
| 2015-12-31 | $47.65 Million | +16.28% |
| 2014-12-31 | $40.98 Million | -45.82% |
| 2013-12-31 | $75.64 Million | -13.29% |
| 2012-12-31 | $87.24 Million | +52.94% |
| 2011-12-31 | $57.04 Million | -7.69% |
| 2010-12-31 | $61.80 Million | -33.44% |
| 2009-12-31 | $92.85 Million | -9.95% |
| 2008-12-31 | $103.11 Million | +0.25% |
| 2007-12-31 | $102.85 Million | -6.20% |
| 2006-12-31 | $109.65 Million | -17.40% |
| 2005-12-31 | $132.75 Million | +4.31% |
| 2004-12-31 | $127.27 Million | +24.09% |
| 2003-12-31 | $102.56 Million | +2.88% |
| 2002-12-31 | $99.69 Million | +14.20% |
| 2001-12-31 | $87.29 Million | +9.84% |
| 2000-12-31 | $79.48 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to HG Holdings Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 97.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.41 Million | 4.42% |
| Other Components | $30.54 Million | 95.58% |
| Total Equity | $31.96 Million | 100.00% |
HG Holdings Inc Competitors by Market Cap
The table below lists competitors of HG Holdings Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
OMG Group Ltd
AU:OMG
|
$2.66 Million |
|
Ezagoo Limited
PINK:EZOO
|
$2.66 Million |
|
Oculus VisionTech Inc
OTCQB:OVTZ
|
$2.66 Million |
|
Soup Restaurant Group Limited
F:SR6
|
$2.66 Million |
|
Global Sweeteners Holdings Limited
F:3GS
|
$2.66 Million |
|
ACKERMANS - Dusseldorf Stock Exchang
DU:B3K
|
$2.66 Million |
|
Mainz Biomed BV
NASDAQ:MYNZ
|
$2.66 Million |
|
Trench Metals Corp
V:TMC
|
$2.66 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in HG Holdings Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 32,438,000 to 31,956,000, a change of -482,000 (-1.5%).
- Net loss of 239,000 reduced equity.
- Share repurchases of 243,000 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-239.00K | -0.75% |
| Share Repurchases | $243.00K | -0.76% |
| Total Change | $- | -1.49% |
Book Value vs Market Value Analysis
This analysis compares HG Holdings Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.40x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $4.50 | x |
| 2016-12-31 | $0.00 | $4.50 | x |
| 2017-12-31 | $0.82 | $4.50 | x |
| 2018-12-31 | $0.93 | $4.50 | x |
| 2019-12-31 | $0.93 | $4.50 | x |
| 2020-12-31 | $0.78 | $4.50 | x |
| 2021-12-31 | $10.29 | $4.50 | x |
| 2022-12-31 | $11.60 | $4.50 | x |
| 2023-12-31 | $11.33 | $4.50 | x |
| 2024-12-31 | $11.36 | $4.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently HG Holdings Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.75%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -1.96%
- • Asset Turnover: 0.29x
- • Equity Multiplier: 1.32x
- Recent ROE (-0.75%) is below the historical average (-0.59%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 24.59% | 6.90% | 1.58x | 2.25x | $11.59 Million |
| 2001 | 9.53% | 3.55% | 1.44x | 1.87x | $-408.40K |
| 2002 | 12.61% | 5.25% | 1.39x | 1.73x | $2.60 Million |
| 2003 | 14.77% | 5.81% | 1.59x | 1.60x | $4.89 Million |
| 2004 | 16.34% | 6.80% | 1.62x | 1.48x | $8.06 Million |
| 2005 | 17.50% | 6.96% | 1.75x | 1.43x | $9.96 Million |
| 2006 | 15.30% | 5.46% | 1.89x | 1.48x | $5.82 Million |
| 2007 | 5.74% | 2.09% | 1.63x | 1.69x | $-4.38 Million |
| 2008 | 3.62% | 1.65% | 1.37x | 1.61x | $-6.57 Million |
| 2011 | -8.81% | -4.80% | 1.30x | 1.41x | $-10.73 Million |
| 2012 | 34.83% | 30.82% | 0.89x | 1.27x | $21.66 Million |
| 2013 | -16.71% | -13.04% | 1.02x | 1.26x | $-20.20 Million |
| 2014 | -72.94% | -49.31% | 1.02x | 1.46x | $-33.99 Million |
| 2015 | 11.21% | 9.31% | 0.91x | 1.33x | $574.80K |
| 2016 | -26.31% | -11.80% | 1.22x | 1.83x | $-7.26 Million |
| 2017 | -63.01% | -17.06% | 1.39x | 2.66x | $-8.93 Million |
| 2018 | -10.55% | 0.00% | 0.00x | 1.03x | $-2.80 Million |
| 2019 | 1.22% | 0.00% | 0.00x | 1.03x | $-1.22 Million |
| 2020 | 0.24% | 9.21% | 0.03x | 1.01x | $-2.61 Million |
| 2021 | 9.34% | 79.77% | 0.09x | 1.31x | $-196.20K |
| 2022 | 11.22% | 23.95% | 0.38x | 1.23x | $407.80K |
| 2023 | -2.53% | -6.53% | 0.30x | 1.29x | $-4.07 Million |
| 2024 | -0.75% | -1.96% | 0.29x | 1.32x | $-3.43 Million |
Industry Comparison
This section compares HG Holdings Inc's net assets metrics with peer companies in the Insurance - Specialty industry.
Industry Context
- Industry: Insurance - Specialty
- Average net assets among peers: $2,519,148,457
- Average return on equity (ROE) among peers: 4.05%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| HG Holdings Inc (STLY) | $42.32 Million | 24.59% | 0.30x | $2.66 Million |
| ACMAT Corporation (ACMT) | $31.30 Million | 2.22% | 0.84x | $2.73 Million |
| Enact Holdings Inc (ACT) | $4.10 Billion | 17.17% | 0.40x | $1.08 Billion |
| Assured Guaranty Ltd (AGO) | $6.55 Billion | 7.95% | 1.08x | $3.63 Billion |
| Ambac Financial Group Inc (AMBC) | $2.28 Billion | -142.47% | 9.34x | $343.48 Million |
| AMERISAFE Inc (AMSF) | $158.78 Million | 23.53% | 5.26x | $612.03 Million |
| AXIS Capital Holdings Ltd (AXS) | $5.87 Billion | 10.94% | 2.41x | $7.47 Billion |
| Beazley plc (BZLYF) | $1.50 Billion | 8.67% | 4.04x | $6.37 Billion |
| Employers Holdings Inc (EIG) | $144.61 Million | 95.15% | 20.40x | $762.61 Million |
| Essent Group Ltd (ESNT) | $4.46 Billion | 18.63% | 0.28x | $5.45 Billion |
| First Acceptance Corp (FACO) | $92.90 Million | -1.32% | 2.47x | $134.82 Million |