BankFirst Capital Corporation
BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in Mississippi and Alabama. It offers personal and business checking and savings products; and CDs and money market accounts. The company also provides home mortgages; construction, home equity, auto, boat and recrea… Read more
BankFirst Capital Corporation (BFCC) - Net Assets
Latest net assets as of December 2025: $419.13 Million USD
Based on the latest financial reports, BankFirst Capital Corporation (BFCC) has net assets worth $419.13 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.30 Billion) and total liabilities ($2.88 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $419.13 Million |
| % of Total Assets | 12.72% |
| Annual Growth Rate | 24.0% |
| 5-Year Change | 167.31% |
| 10-Year Change | N/A |
| Growth Volatility | 32.87 |
BankFirst Capital Corporation - Net Assets Trend (2016–2025)
This chart illustrates how BankFirst Capital Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BankFirst Capital Corporation (2016–2025)
The table below shows the annual net assets of BankFirst Capital Corporation from 2016 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $419.13 Million | +7.41% |
| 2024-12-31 | $390.21 Million | +4.77% |
| 2023-12-31 | $372.44 Million | +10.41% |
| 2022-12-31 | $337.33 Million | +115.14% |
| 2021-12-31 | $156.80 Million | +6.67% |
| 2020-12-31 | $147.00 Million | +27.81% |
| 2019-12-31 | $115.02 Million | +27.28% |
| 2018-12-31 | $90.36 Million | +9.63% |
| 2017-12-31 | $82.42 Million | +36.32% |
| 2016-12-31 | $60.46 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to BankFirst Capital Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 253.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $167.30 Million | 39.92% |
| Other Components | $251.83 Million | 60.08% |
| Total Equity | $419.13 Million | 100.00% |
BankFirst Capital Corporation Competitors by Market Cap
The table below lists competitors of BankFirst Capital Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
MasterCraft Boat Holdings Inc
F:1SG
|
$166.47 Million |
|
Playtika Holding Corp
NASDAQ:PLTK
|
$166.49 Million |
|
Logan Energy Corp.
PINK:LOECF
|
$166.58 Million |
|
Getty Images Holdings Inc.
NYSE:GETY
|
$166.58 Million |
|
Dimed S.A. Distribuidora de Medicamentos
SA:PNVL3
|
$166.40 Million |
|
Anglo-Eastern Plantations Plc
PINK:AEPLF
|
$166.40 Million |
|
Contextlogic Inc
NASDAQ:LOGC
|
$166.37 Million |
|
Y.U.D. Yangtze River Investment Industry Co Ltd
SHG:600119
|
$166.34 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BankFirst Capital Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 390,214,000 to 419,134,000, a change of 28,920,000 (7.4%).
- Net income of 28,677,000 contributed positively to equity growth.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $28.68 Million | +6.84% |
| Other Changes | $243.00K | +0.06% |
| Total Change | $- | 7.41% |
Book Value vs Market Value Analysis
This analysis compares BankFirst Capital Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.52x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.23x to 0.52x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $18.38 | $41.00 | x |
| 2018-12-31 | $20.15 | $41.00 | x |
| 2019-12-31 | $25.62 | $41.00 | x |
| 2020-12-31 | $27.89 | $41.00 | x |
| 2021-12-31 | $29.67 | $41.00 | x |
| 2022-12-31 | $63.01 | $41.00 | x |
| 2023-12-31 | $68.97 | $41.00 | x |
| 2024-12-31 | $71.87 | $41.00 | x |
| 2025-12-31 | $78.61 | $41.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BankFirst Capital Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.84%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.11%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 7.86x
- Recent ROE (6.84%) is below the historical average (8.81%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 10.93% | 17.49% | 0.04x | 15.36x | $559.80K |
| 2017 | 7.44% | 15.67% | 0.04x | 11.64x | $-2.11 Million |
| 2018 | 10.85% | 23.28% | 0.04x | 10.79x | $771.70K |
| 2019 | 10.27% | 22.06% | 0.04x | 11.13x | $313.50K |
| 2020 | 9.17% | 19.52% | 0.04x | 11.75x | $-1.22 Million |
| 2021 | 11.67% | 24.69% | 0.04x | 11.60x | $2.62 Million |
| 2022 | 6.80% | 27.12% | 0.03x | 7.29x | $-10.78 Million |
| 2023 | 7.57% | 24.59% | 0.04x | 7.32x | $-9.04 Million |
| 2024 | 6.55% | 22.39% | 0.04x | 7.17x | $-13.48 Million |
| 2025 | 6.84% | 22.11% | 0.04x | 7.86x | $-13.24 Million |
Industry Comparison
This section compares BankFirst Capital Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BankFirst Capital Corporation (BFCC) | $419.13 Million | 10.93% | 6.86x | $166.44 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |