CreditRiskMonitor.Com Inc
CreditRiskMonitor.com, Inc. provides interactive business-to-business software-as-a-service (Saas) subscription products for corporate credit and procurement professionals in the United States. The company offers CreditRiskMonitor product provides subscribers with unlimited usage and coverage of public and private business, featuring multi-period financial statements with ratio analyses and sprea… Read more
CreditRiskMonitor.Com Inc (CRMZ) - Net Assets
Latest net assets as of September 2025: $11.95 Million USD
Based on the latest financial reports, CreditRiskMonitor.Com Inc (CRMZ) has net assets worth $11.95 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($25.87 Million) and total liabilities ($13.92 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $11.95 Million |
| % of Total Assets | 46.18% |
| Annual Growth Rate | 9.36% |
| 5-Year Change | 312.41% |
| 10-Year Change | 149.96% |
| Growth Volatility | 57.05 |
CreditRiskMonitor.Com Inc - Net Assets Trend (2000–2024)
This chart illustrates how CreditRiskMonitor.Com Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for CreditRiskMonitor.Com Inc (2000–2024)
The table below shows the annual net assets of CreditRiskMonitor.Com Inc from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $11.14 Million | +18.94% |
| 2023-12-31 | $9.37 Million | +23.75% |
| 2022-12-31 | $7.57 Million | +23.51% |
| 2021-12-31 | $6.13 Million | +126.86% |
| 2020-12-31 | $2.70 Million | +0.28% |
| 2019-12-31 | $2.69 Million | -8.91% |
| 2018-12-31 | $2.96 Million | -17.43% |
| 2017-12-31 | $3.58 Million | -9.68% |
| 2016-12-31 | $3.97 Million | -11.02% |
| 2015-12-31 | $4.46 Million | +9.35% |
| 2014-12-31 | $4.08 Million | +1.00% |
| 2013-12-31 | $4.04 Million | +2.73% |
| 2012-12-31 | $3.93 Million | -17.97% |
| 2011-12-31 | $4.79 Million | +16.26% |
| 2010-12-31 | $4.12 Million | +21.39% |
| 2009-12-31 | $3.39 Million | +42.01% |
| 2008-12-31 | $2.39 Million | +22.00% |
| 2007-12-31 | $1.96 Million | +26.88% |
| 2006-12-31 | $1.54 Million | +4.68% |
| 2005-12-31 | $1.48 Million | +244.63% |
| 2004-12-31 | $428.00K | -10.27% |
| 2003-12-31 | $477.00K | +11.19% |
| 2002-12-31 | $429.00K | -37.10% |
| 2001-12-31 | $682.00K | -47.58% |
| 2000-12-31 | $1.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to CreditRiskMonitor.Com Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1907220900.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $30.21 Million | 271.18% |
| Total Equity | $11.14 Million | 100.00% |
CreditRiskMonitor.Com Inc Competitors by Market Cap
The table below lists competitors of CreditRiskMonitor.Com Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
9FS1
F:9FS1
|
$10.52 Million |
|
California Nanotechnologies Corp
PINK:CANOF
|
$10.52 Million |
|
Vivien Corp
KO:002070
|
$10.53 Million |
|
PopReach Corporation
OTCQX:INIKF
|
$10.53 Million |
|
Pioneer Motor Public Company Limited
BK:PIMO
|
$10.52 Million |
|
Casa Emtia Petrol Kimyevi ve Turevleri Sanayi ve Ticaret AS
IS:CASA
|
$10.52 Million |
|
Kriti Industries (India) Limited
NSE:KRITI
|
$10.51 Million |
|
IROYAL_INTERROYAL ENGINEERING
BK:IROYAL
|
$10.51 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in CreditRiskMonitor.Com Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 9,367,886 to 11,141,746, a change of 1,773,860 (18.9%).
- Net income of 1,674,902 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.67 Million | +15.03% |
| Other Changes | $98.96K | +0.89% |
| Total Change | $- | 18.94% |
Book Value vs Market Value Analysis
This analysis compares CreditRiskMonitor.Com Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.55x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.23x to 2.55x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | $0.51 | $2.65 | x |
| 2014-12-31 | $0.51 | $2.65 | x |
| 2015-12-31 | $0.42 | $2.65 | x |
| 2016-12-31 | $0.37 | $2.65 | x |
| 2017-12-31 | $0.33 | $2.65 | x |
| 2018-12-31 | $0.28 | $2.65 | x |
| 2019-12-31 | $0.25 | $2.65 | x |
| 2020-12-31 | $0.25 | $2.65 | x |
| 2021-12-31 | $0.57 | $2.65 | x |
| 2022-12-31 | $0.71 | $2.65 | x |
| 2023-12-31 | $0.87 | $2.65 | x |
| 2024-12-31 | $1.04 | $2.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently CreditRiskMonitor.Com Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.03%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.45%
- • Asset Turnover: 0.80x
- • Equity Multiplier: 2.24x
- Recent ROE (15.03%) is below the historical average (17.55%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 70.92% | 27.23% | 0.76x | 3.41x | $898.50K |
| 2006 | 0.97% | 0.35% | 0.78x | 3.58x | $-139.40K |
| 2007 | 18.89% | 7.42% | 0.82x | 3.12x | $174.10K |
| 2008 | 15.56% | 6.33% | 0.79x | 3.12x | $133.00K |
| 2009 | 51.15% | 22.12% | 0.83x | 2.79x | $1.40 Million |
| 2010 | 24.59% | 10.84% | 0.83x | 2.75x | $601.00K |
| 2011 | 18.98% | 8.95% | 0.81x | 2.62x | $430.00K |
| 2012 | 13.49% | 4.79% | 0.87x | 3.23x | $137.10K |
| 2013 | 8.47% | 2.89% | 0.93x | 3.16x | $-61.80K |
| 2014 | 9.09% | 3.04% | 0.88x | 3.39x | $-37.08K |
| 2015 | 11.07% | 3.95% | 0.89x | 3.15x | $47.48K |
| 2016 | 1.32% | 0.41% | 0.90x | 3.58x | $-344.16K |
| 2017 | 0.34% | 0.09% | 0.97x | 3.86x | $-346.16K |
| 2018 | -6.06% | -1.29% | 1.02x | 4.60x | $-475.12K |
| 2019 | 8.08% | 1.50% | 0.91x | 5.92x | $-51.83K |
| 2020 | -1.76% | -0.30% | 0.84x | 6.92x | $-317.59K |
| 2021 | 54.88% | 19.71% | 0.84x | 3.33x | $2.75 Million |
| 2022 | 17.97% | 7.57% | 0.80x | 2.97x | $603.26K |
| 2023 | 18.09% | 8.95% | 0.79x | 2.57x | $758.26K |
| 2024 | 15.03% | 8.45% | 0.80x | 2.24x | $560.73K |
Industry Comparison
This section compares CreditRiskMonitor.Com Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,558,090,989
- Average return on equity (ROE) among peers: -47.81%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| CreditRiskMonitor.Com Inc (CRMZ) | $11.95 Million | 70.92% | 1.17x | $10.52 Million |
| Abaxx Technologies Inc (ABXXF) | $42.03 Million | -128.66% | 0.23x | $201.28 Million |
| Acceleware Ltd (ACWRF) | $2.15 Million | -4.58% | 1.86x | $8.62 Million |
| Adobe Systems Incorporated (ADBE) | $6.67 Billion | 12.49% | 0.51x | $104.01 Billion |
| Adcore Inc (ADCOF) | $9.73 Million | -22.96% | 0.49x | $3.03 Million |
| ADEIA CORP (ADEA) | $618.15 Million | -0.05% | 1.00x | $2.50 Billion |
| Automatic Data Processing Inc (ADP) | $6.19 Billion | 22.71% | 4.21x | $84.26 Billion |
| Autodesk Inc (ADSK) | $2.04 Billion | 12.11% | 1.11x | $48.93 Billion |
| Allied Security Innovations Inc (ADSV) | $445.50K | -270.60% | 3.60x | $0.93 |
| AudioEye Inc (AEYE) | $10.59 Million | -98.53% | 1.31x | $49.31 Million |
| Affinity Networks Inc (AFFN) | $-470.19K | 0.00% | 0.00x | $0.97 |