Endeavor Bank
Endeavor Bancorp. operates as the bank holding company for Endeavor Bank that provides various banking products and services for small-to-medium-sized businesses in California. It offers checking and money market accounts; money market accounts; certificate of deposits; lines of credit and term loans; commercial real estate loans; conventional property loans; SBA 504 and SBA 7A loans; equipment f… Read more
Endeavor Bank (EDVR) - Net Assets
Latest net assets as of June 2025: $48.91 Million USD
Based on the latest financial reports, Endeavor Bank (EDVR) has net assets worth $48.91 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($746.91 Million) and total liabilities ($698.00 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $48.91 Million |
| % of Total Assets | 6.55% |
| Annual Growth Rate | 24.73% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 34.06 |
Endeavor Bank - Net Assets Trend (2019–2023)
This chart illustrates how Endeavor Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Endeavor Bank (2019–2023)
The table below shows the annual net assets of Endeavor Bank from 2019 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $42.53 Million | +11.32% |
| 2022-12-31 | $38.20 Million | +16.81% |
| 2021-12-31 | $32.71 Million | +86.16% |
| 2019-12-31 | $17.57 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Endeavor Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1588586900.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $5.65 Million | 13.28% |
| Other Components | $36.88 Million | 86.72% |
| Total Equity | $42.53 Million | 100.00% |
Endeavor Bank Competitors by Market Cap
The table below lists competitors of Endeavor Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
V Ten Capital Corp.
V:VTEN-P
|
$138.20K |
|
NPICF
OTCGREY:NPICF
|
$138.21K |
|
Formuepleje Fokus Variabel Rente Plus KL
CO:FPKVRP
|
$138.29K |
|
HERBALIFE
MU:HOO
|
$138.31K |
|
KyungIn Electronics Co. Ltd.
KQ:009140
|
$137.86K |
|
Maj Invest - High Income Obligationer
CO:MAJHIO
|
$137.76K |
|
Jyske Invest Nye Obl.mark. Mix
CO:JYINOM
|
$137.76K |
|
CCCXU
NASDAQ:CCCXU
|
$137.62K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Endeavor Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 38,201,578 to 42,526,023, a change of 4,324,445 (11.3%).
- Net income of 3,848,198 contributed positively to equity growth.
- Other factors increased equity by 476,247.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.85 Million | +9.05% |
| Other Changes | $476.25K | +1.12% |
| Total Change | $- | 11.32% |
Book Value vs Market Value Analysis
This analysis compares Endeavor Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | $11.30 | $14.00 | x |
| 2023-12-31 | $12.04 | $14.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Endeavor Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.05%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.79%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 13.41x
- Recent ROE (9.05%) is above the historical average (4.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | -19.00% | -87.79% | 0.03x | 7.14x | $-5.10 Million |
| 2021 | 15.31% | 29.27% | 0.04x | 13.13x | $1.74 Million |
| 2022 | 14.59% | 32.50% | 0.04x | 12.58x | $1.75 Million |
| 2023 | 9.05% | 18.79% | 0.04x | 13.41x | $-404.40K |
Industry Comparison
This section compares Endeavor Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $22,823,266,317
- Average return on equity (ROE) among peers: 14.64%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Endeavor Bank (EDVR) | $48.91 Million | -19.00% | 14.27x | $138.05K |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.91 Billion |
| ACNB Corporation (ACNB) | $106.80 Million | 8.72% | 8.79x | $452.68 Million |
| Addiko Bank AG (ADBKF) | $6.08 Billion | 0.58% | 0.00x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $80.78 Million | 3.82% | 9.53x | $79.98 Million |
| Absa Group Limited (AGRPF) | $56.49 Billion | 12.11% | 11.71x | $6.72 Billion |
| AIB Group plc (AIBGY) | $2.74 Billion | 18.02% | 16.84x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $153.61 Billion | 39.08% | 6.47x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $8.37 Billion | 34.92% | 7.81x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $235.94 Million | 14.17% | 11.96x | $248.47 Million |