Es Bancshares Md
ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various financial services in New York. The company offers personal and business checking, money market, and savings accounts; certificate of deposit accounts; and individual retirement accounts. It also provides SBA loans, commercial term and commercial real estate loans, and secured lines and commercial letters of credit; … Read more
Es Bancshares Md (ESBS) - Net Assets
Latest net assets as of June 2025: $49.41 Million USD
Based on the latest financial reports, Es Bancshares Md (ESBS) has net assets worth $49.41 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($644.98 Million) and total liabilities ($595.57 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $49.41 Million |
| % of Total Assets | 7.66% |
| Annual Growth Rate | 11.92% |
| 5-Year Change | 38.03% |
| 10-Year Change | 199.61% |
| Growth Volatility | 15.39 |
Es Bancshares Md - Net Assets Trend (2009–2023)
This chart illustrates how Es Bancshares Md's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Es Bancshares Md (2009–2023)
The table below shows the annual net assets of Es Bancshares Md from 2009 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $45.86 Million | +4.23% |
| 2022-12-31 | $44.00 Million | +12.11% |
| 2021-12-31 | $39.25 Million | +13.09% |
| 2020-12-31 | $34.70 Million | +4.45% |
| 2019-12-31 | $33.23 Million | +52.08% |
| 2018-12-31 | $21.85 Million | +10.94% |
| 2017-12-31 | $19.69 Million | +23.21% |
| 2016-12-31 | $15.98 Million | +4.23% |
| 2015-12-31 | $15.34 Million | +0.18% |
| 2014-12-31 | $15.31 Million | +39.97% |
| 2011-12-31 | $10.94 Million | +1.47% |
| 2010-12-31 | $10.78 Million | +13.68% |
| 2009-12-31 | $9.48 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Es Bancshares Md's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1977600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $10.06 Million | 21.94% |
| Other Components | $35.80 Million | 78.06% |
| Total Equity | $45.86 Million | 100.00% |
Es Bancshares Md Competitors by Market Cap
The table below lists competitors of Es Bancshares Md ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TriLinc Global Impact Fund LLC
PINK:TRLC
|
$41.78 Million |
|
Hitejinro Holdings
KO:000140
|
$41.80 Million |
|
Battalion Oil Corp
NYSE MKT:BATL
|
$41.80 Million |
|
Adler Group S.A
PINK:ADPPF
|
$41.80 Million |
|
KMH Co. Ltd
KQ:122450
|
$41.77 Million |
|
Alkim Kagit Sanayi ve Ticaret AS
IS:ALKA
|
$41.77 Million |
|
Viscount Mining Corp
PINK:VLMGF
|
$41.76 Million |
|
PT Nusantara Sejahtera Raya Tbk
JK:CNMA
|
$41.76 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Es Bancshares Md's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 44,001,000 to 45,862,000, a change of 1,861,000 (4.2%).
- Net income of 1,473,000 contributed positively to equity growth.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $1.47 Million | +3.21% |
| Other Changes | $388.00K | +0.85% |
| Total Change | $- | 4.23% |
Book Value vs Market Value Analysis
This analysis compares Es Bancshares Md's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $0.00 | $6.50 | x |
| 2016-12-31 | $0.00 | $6.50 | x |
| 2017-12-31 | $8.51 | $6.50 | x |
| 2018-12-31 | $9.45 | $6.50 | x |
| 2019-12-31 | $14.37 | $6.50 | x |
| 2020-12-31 | $15.01 | $6.50 | x |
| 2021-12-31 | $5.90 | $6.50 | x |
| 2022-12-31 | $6.60 | $6.50 | x |
| 2023-12-31 | $6.83 | $6.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Es Bancshares Md utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.21%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.68%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 13.93x
- Recent ROE (3.21%) is below the historical average (4.59%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | -12.99% | -13.74% | 0.06x | 16.55x | $-2.18 Million |
| 2010 | 4.53% | 5.31% | 0.06x | 14.92x | $-589.80K |
| 2011 | 0.43% | 0.53% | 0.06x | 14.71x | $-1.05 Million |
| 2014 | 18.92% | 42.51% | 0.04x | 12.27x | $1.37 Million |
| 2015 | 0.32% | 0.64% | 0.04x | 12.78x | $-1.48 Million |
| 2016 | 4.20% | 8.28% | 0.03x | 14.82x | $-926.30K |
| 2017 | 5.01% | 10.15% | 0.03x | 14.66x | $-983.20K |
| 2018 | 4.02% | 7.43% | 0.03x | 18.44x | $-1.31 Million |
| 2019 | 4.80% | 12.87% | 0.03x | 12.67x | $-1.73 Million |
| 2020 | 3.47% | 7.96% | 0.03x | 14.86x | $-2.27 Million |
| 2021 | 11.79% | 24.16% | 0.04x | 13.14x | $701.30K |
| 2022 | 11.93% | 27.97% | 0.03x | 13.36x | $848.90K |
| 2023 | 3.21% | 8.68% | 0.03x | 13.93x | $-3.11 Million |
Industry Comparison
This section compares Es Bancshares Md's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Es Bancshares Md (ESBS) | $49.41 Million | -12.99% | 12.05x | $41.78 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |