FineMark Holdings Inc
As of January 1, 2026, FineMark Holdings, Inc. was acquired by Commerce Bancshares, Inc. FineMark Holdings, Inc. operates as the bank holding company for FineMark National Bank & Trust that provides various banking and financial services to individual and corporate clients. The company offers personal banking services, including savings, money markets, individual retirement, health savings, and c… Read more
FineMark Holdings Inc (FNBT) - Net Assets
Latest net assets as of June 2025: $373.01 Million USD
Based on the latest financial reports, FineMark Holdings Inc (FNBT) has net assets worth $373.01 Million USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.89 Billion) and total liabilities ($3.52 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $373.01 Million |
| % of Total Assets | 9.59% |
| Annual Growth Rate | 11.78% |
| 5-Year Change | 66.03% |
| 10-Year Change | N/A |
| Growth Volatility | 15.16 |
FineMark Holdings Inc - Net Assets Trend (2015–2023)
This chart illustrates how FineMark Holdings Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for FineMark Holdings Inc (2015–2023)
The table below shows the annual net assets of FineMark Holdings Inc from 2015 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $296.29 Million | +13.82% |
| 2022-12-31 | $260.31 Million | -14.67% |
| 2021-12-31 | $305.06 Million | +44.54% |
| 2020-12-31 | $211.06 Million | +18.27% |
| 2019-12-31 | $178.45 Million | +12.48% |
| 2018-12-31 | $158.65 Million | +11.25% |
| 2017-12-31 | $142.60 Million | +9.22% |
| 2016-12-31 | $130.56 Million | +7.37% |
| 2015-12-31 | $121.61 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to FineMark Holdings Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1230.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $132.59 Million | 44.75% |
| Other Components | $163.70 Million | 55.25% |
| Total Equity | $296.29 Million | 100.00% |
FineMark Holdings Inc Competitors by Market Cap
The table below lists competitors of FineMark Holdings Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dalian Thermal Power Co Ltd
SHG:600719
|
$250.11 Million |
|
PVA TePla AG
PINK:TPLKF
|
$250.14 Million |
|
Alpha Networks Inc
TW:3380
|
$250.24 Million |
|
Shanghai Weihong Electronic Technology Co Ltd
SHE:300508
|
$250.30 Million |
|
SGSG Science&technology Co Ltd Zhuhai
SHE:300561
|
$250.08 Million |
|
Wuxi Honghui New Materials Technology Co Ltd
SHE:002802
|
$250.03 Million |
|
Arbonia AG
SW:ARBN
|
$249.98 Million |
|
Shandong Longquan Pipeline Engineering Co Ltd
SHE:002671
|
$249.97 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FineMark Holdings Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 260,307,000 to 296,287,000, a change of 35,980,000 (13.8%).
- Net income of 5,099,000 contributed positively to equity growth.
- Other factors increased equity by 30,881,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $5.10 Million | +1.72% |
| Other Changes | $30.88 Million | +10.42% |
| Total Change | $- | 13.82% |
Book Value vs Market Value Analysis
This analysis compares FineMark Holdings Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.60x to 1.04x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $16.09 | $25.75 | x |
| 2019-12-31 | $20.15 | $25.75 | x |
| 2020-12-31 | $23.57 | $25.75 | x |
| 2021-12-31 | $26.29 | $25.75 | x |
| 2022-12-31 | $22.11 | $25.75 | x |
| 2023-12-31 | $24.83 | $25.75 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FineMark Holdings Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 1.72%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.08%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 13.84x
- Recent ROE (1.72%) is below the historical average (7.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 5.05% | 16.06% | 0.03x | 9.17x | $-6.02 Million |
| 2016 | 6.11% | 16.66% | 0.03x | 10.49x | $-5.08 Million |
| 2017 | 6.73% | 16.79% | 0.04x | 11.08x | $-4.66 Million |
| 2018 | 9.53% | 23.47% | 0.03x | 11.72x | $-752.90K |
| 2019 | 8.52% | 22.17% | 0.03x | 12.15x | $-2.64 Million |
| 2020 | 10.40% | 25.30% | 0.03x | 13.51x | $850.30K |
| 2021 | 8.20% | 26.12% | 0.03x | 11.07x | $-5.48 Million |
| 2022 | 8.59% | 22.30% | 0.03x | 13.65x | $-3.66 Million |
| 2023 | 1.72% | 6.08% | 0.02x | 13.84x | $-24.53 Million |
Industry Comparison
This section compares FineMark Holdings Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $16,924,188,763
- Average return on equity (ROE) among peers: 8.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FineMark Holdings Inc (FNBT) | $373.01 Million | 5.05% | 9.42x | $250.09 Million |
| Ameris Bancorp (ABCB) | $293.77 Million | 7.18% | 9.19x | $4.91 Billion |
| ACNB Corporation (ACNB) | $49.44 Million | 14.38% | 8.56x | $474.47 Million |
| Addiko Bank AG (ADBKF) | $851.70 Million | 0.16% | 5.94x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $117.10 Million | 6.09% | 5.76x | $79.30 Million |
| Absa Group Limited (AGRPF) | $85.20 Billion | 14.06% | 10.26x | $6.72 Billion |
| AIB Group plc (AIBGY) | $13.66 Billion | 4.74% | 8.36x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $62.92 Billion | 9.95% | 6.60x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $5.78 Billion | 1.48% | 10.55x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $18.00 Million | 9.85% | 14.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |