FirstSun Capital Bancorp Common Stock

OTCQX:FSUN USA Banks - Regional
Market Cap
$940.36 Million
Market Cap Rank
#9857 Global
#4663 in USA
Share Price
$33.72
Change (1 day)
-3.33%
52-Week Range
$33.72 - $38.50
All Time High
$43.14
About

FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. It offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term … Read more

FirstSun Capital Bancorp Common Stock (FSUN) - Net Assets

Latest net assets as of September 2025: $1.13 Billion USD

Based on the latest financial reports, FirstSun Capital Bancorp Common Stock (FSUN) has net assets worth $1.13 Billion USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.50 Billion) and total liabilities ($7.37 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $1.13 Billion
% of Total Assets 13.27%
Annual Growth Rate 21.0%
5-Year Change N/A
10-Year Change N/A
Growth Volatility 15.43

FirstSun Capital Bancorp Common Stock - Net Assets Trend (2020–2024)

This chart illustrates how FirstSun Capital Bancorp Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for FirstSun Capital Bancorp Common Stock (2020–2024)

The table below shows the annual net assets of FirstSun Capital Bancorp Common Stock from 2020 to 2024.

Year Net Assets Change
2024-12-31 $1.04 Billion +18.72%
2023-12-31 $877.20 Million +13.25%
2022-12-31 $774.54 Million +47.80%
2021-12-31 $524.04 Million +7.87%
2020-12-31 $485.79 Million --

Equity Component Analysis

This analysis shows how different components contribute to FirstSun Capital Bancorp Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 108.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings $533.15 Million 51.20%
Other Components $508.22 Million 48.80%
Total Equity $1.04 Billion 100.00%

FirstSun Capital Bancorp Common Stock Competitors by Market Cap

The table below lists competitors of FirstSun Capital Bancorp Common Stock ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FirstSun Capital Bancorp Common Stock's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 877,197,000 to 1,041,366,000, a change of 164,169,000 (18.7%).
  • Net income of 75,628,000 contributed positively to equity growth.
  • New share issuances of 82,271,000 increased equity.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income $75.63 Million +7.26%
Share Issuances $82.27 Million +7.9%
Other Changes $6.27 Million +0.6%
Total Change $- 18.72%

Book Value vs Market Value Analysis

This analysis compares FirstSun Capital Bancorp Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.90x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.73x to 0.90x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2020-12-31 $19.53 $33.72 x
2021-12-31 $21.06 $33.72 x
2022-12-31 $31.08 $33.72 x
2023-12-31 $35.14 $33.72 x
2024-12-31 $37.58 $33.72 x

Capital Efficiency Dashboard

This dashboard shows how efficiently FirstSun Capital Bancorp Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.26%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 20.04%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 7.78x
  • Recent ROE (7.26%) is below the historical average (8.95%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2020 9.80% 16.74% 0.06x 10.28x $-993.70K
2021 8.24% 15.44% 0.05x 10.81x $-9.24 Million
2022 7.64% 18.34% 0.04x 9.59x $-18.27 Million
2023 11.80% 28.37% 0.05x 8.98x $15.81 Million
2024 7.26% 20.04% 0.05x 7.78x $-28.51 Million

Industry Comparison

This section compares FirstSun Capital Bancorp Common Stock's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
FirstSun Capital Bancorp Common Stock (FSUN) $1.13 Billion 9.80% 6.53x $543.11 Million
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million