GBank Financial Holdings Inc. Common Stock

OTCQX:GBFH USA Banks - Regional
Market Cap
$441.67 Million
Market Cap Rank
#12891 Global
#5441 in USA
Share Price
$31.20
Change (1 day)
-12.61%
52-Week Range
$31.20 - $37.40
All Time High
$37.40
About

GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada. The company offers business and personal checking and savings accounts. It also provides small business administration loans; commercial real estate, equipment, business term, and medical/professional loans; business lines of credit; accounts re… Read more

GBank Financial Holdings Inc. Common Stock (GBFH) - Net Assets

Latest net assets as of September 2025: $158.19 Million USD

Based on the latest financial reports, GBank Financial Holdings Inc. Common Stock (GBFH) has net assets worth $158.19 Million USD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.30 Billion) and total liabilities ($1.14 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $158.19 Million
% of Total Assets 12.16%
Annual Growth Rate 22.48%
5-Year Change 130.51%
10-Year Change N/A
Growth Volatility 13.05

GBank Financial Holdings Inc. Common Stock - Net Assets Trend (2017–2023)

This chart illustrates how GBank Financial Holdings Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for GBank Financial Holdings Inc. Common Stock (2017–2023)

The table below shows the annual net assets of GBank Financial Holdings Inc. Common Stock from 2017 to 2023.

Year Net Assets Change
2023-12-31 $98.43 Million +13.40%
2022-12-31 $86.80 Million +14.51%
2021-12-31 $75.80 Million +17.30%
2020-12-31 $64.62 Million +51.33%
2019-12-31 $42.70 Million +23.71%
2018-12-31 $34.52 Million +18.36%
2017-12-31 $29.16 Million --

Equity Component Analysis

This analysis shows how different components contribute to GBank Financial Holdings Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 4977208900.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2023)

Component Amount Percentage
Retained Earnings $45.80 Million 46.53%
Other Components $52.63 Million 53.47%
Total Equity $98.43 Million 100.00%

GBank Financial Holdings Inc. Common Stock Competitors by Market Cap

The table below lists competitors of GBank Financial Holdings Inc. Common Stock ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in GBank Financial Holdings Inc. Common Stock's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2022 to 2023, total equity changed from 86,796,000 to 98,427,000, a change of 11,631,000 (13.4%).
  • Net income of 10,920,000 contributed positively to equity growth.

Equity Change Factors (2022 to 2023)

Factor Impact Contribution
Net Income $10.92 Million +11.09%
Other Changes $711.00K +0.72%
Total Change $- 13.40%

Book Value vs Market Value Analysis

This analysis compares GBank Financial Holdings Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 4.04x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 13.03x to 4.04x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-12-31 $2.39 $31.20 x
2018-12-31 $2.83 $31.20 x
2019-12-31 $3.51 $31.20 x
2020-12-31 $5.30 $31.20 x
2021-12-31 $6.22 $31.20 x
2022-12-31 $6.84 $31.20 x
2023-12-31 $7.72 $31.20 x

Capital Efficiency Dashboard

This dashboard shows how efficiently GBank Financial Holdings Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 11.09%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 23.86%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 9.33x
  • Recent ROE (11.09%) is below the historical average (12.08%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2017 9.60% 20.76% 0.06x 7.15x $-117.48K
2018 13.60% 29.99% 0.07x 6.91x $1.24 Million
2019 12.48% 27.84% 0.06x 8.06x $1.06 Million
2020 10.80% 25.68% 0.06x 7.28x $516.94K
2021 14.48% 29.64% 0.06x 8.18x $3.40 Million
2022 12.52% 25.99% 0.06x 7.82x $2.19 Million
2023 11.09% 23.86% 0.05x 9.33x $1.08 Million

Industry Comparison

This section compares GBank Financial Holdings Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
GBank Financial Holdings Inc. Common Stock (GBFH) $158.19 Million 9.60% 7.23x $297.20 Million
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million