Liberty Northwest Bancorp Inc.
Liberty Northwest Bancorp, Inc. operates as a bank holding company for Liberty Bank that provides various banking services to individual and corporate customers. Its deposit products include checking, savings, and term certificate accounts; and lending products comprise commercial real estate loans, residential real estate loans, commercial term loans, SBA guarantee loans, lines of credit, person… Read more
Liberty Northwest Bancorp Inc. (LBNW) - Net Assets
Latest net assets as of June 2024: $14.12 Million USD
Based on the latest financial reports, Liberty Northwest Bancorp Inc. (LBNW) has net assets worth $14.12 Million USD as of June 2024.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($190.81 Million) and total liabilities ($176.69 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $14.12 Million |
| % of Total Assets | 7.4% |
| Annual Growth Rate | 2.08% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 2.4 |
Liberty Northwest Bancorp Inc. - Net Assets Trend (2019–2023)
This chart illustrates how Liberty Northwest Bancorp Inc.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Liberty Northwest Bancorp Inc. (2019–2023)
The table below shows the annual net assets of Liberty Northwest Bancorp Inc. from 2019 to 2023.
| Year | Net Assets | Change |
|---|---|---|
| 2023-12-31 | $12.55 Million | +1.69% |
| 2022-12-31 | $12.34 Million | -0.75% |
| 2021-12-31 | $12.43 Million | +1.60% |
| 2020-12-31 | $12.24 Million | +5.91% |
| 2019-12-31 | $11.55 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Liberty Northwest Bancorp Inc.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 130600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2023)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | $14.04 Million | 111.90% |
| Total Equity | $12.55 Million | 100.00% |
Liberty Northwest Bancorp Inc. Competitors by Market Cap
The table below lists competitors of Liberty Northwest Bancorp Inc. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Faircourt Gold Income Corp
NEO:FGX
|
$53.61K |
|
337840
KO:337840
|
$53.61K |
|
Oyang Corp.
KQ:006090
|
$53.63K |
|
SIGULDAS CMAS (W2I.SG)
STU:W2I
|
$53.74K |
|
SEPLAT ENERGY PLC
XNSA:SEPLAT
|
$53.58K |
|
CIA Energetica Do Ceara - COELCE
SA:COCE6
|
$53.57K |
|
UNDER ARMOUR-A (U9R.SG)
STU:U9R
|
$53.57K |
|
NANOSPHERE HEA.SCIENCES
F:2CG
|
$53.56K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Liberty Northwest Bancorp Inc.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2022 to 2023, total equity changed from 12,339,000 to 12,547,000, a change of 208,000 (1.7%).
- Net income of 35,000 contributed positively to equity growth.
- Other factors increased equity by 173,000.
Equity Change Factors (2022 to 2023)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $35.00K | +0.28% |
| Other Changes | $173.00K | +1.38% |
| Total Change | $- | 1.69% |
Book Value vs Market Value Analysis
This analysis compares Liberty Northwest Bancorp Inc.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.73x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $6.92 | $5.50 | x |
| 2020-12-31 | $7.33 | $5.50 | x |
| 2021-12-31 | $7.45 | $5.50 | x |
| 2022-12-31 | $7.39 | $5.50 | x |
| 2023-12-31 | $7.49 | $5.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Liberty Northwest Bancorp Inc. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.28%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.72%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 14.74x
- Recent ROE (0.28%) is below the historical average (2.38%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 1.28% | 3.47% | 0.03x | 11.10x | $-1.01 Million |
| 2020 | 4.19% | 8.36% | 0.04x | 13.91x | $-710.60K |
| 2021 | 1.76% | 3.42% | 0.04x | 14.09x | $-1.02 Million |
| 2022 | 4.37% | 9.37% | 0.03x | 15.64x | $-694.90K |
| 2023 | 0.28% | 0.72% | 0.03x | 14.74x | $-1.22 Million |
Industry Comparison
This section compares Liberty Northwest Bancorp Inc.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Liberty Northwest Bancorp Inc. (LBNW) | $14.12 Million | 1.28% | 12.51x | $53.60K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |