Alpha Bank SA
Alpha Bank S.A., together with its subsidiaries, provides various banking and financial products and services in Greece and internationally. It offers various deposit products, including savings, current, term, and other deposit products; debit and credit cards; loans, such as mortgages, personal, and green loans, as well as corporate loans, leasing products, factoring services, letters of guaran… Read more
Alpha Bank SA (ALBKY) - Net Assets
Latest net assets as of September 2025: $-3.59 Billion USD
Based on the latest financial reports, Alpha Bank SA (ALBKY) has net assets worth $-3.59 Billion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($74.52 Billion) and total liabilities ($78.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-3.59 Billion |
| % of Total Assets | -4.82% |
| Annual Growth Rate | 8.72% |
| 5-Year Change | -2.16% |
| 10-Year Change | -9.55% |
| Growth Volatility | 213.8 |
Alpha Bank SA - Net Assets Trend (2002–2024)
This chart illustrates how Alpha Bank SA's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Alpha Bank SA (2002–2024)
The table below shows the annual net assets of Alpha Bank SA from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $8.19 Billion | +11.83% |
| 2023-12-31 | $7.32 Billion | +16.92% |
| 2022-12-31 | $6.26 Billion | +3.02% |
| 2021-12-31 | $6.08 Billion | -27.36% |
| 2020-12-31 | $8.37 Billion | -1.25% |
| 2019-12-31 | $8.48 Billion | +4.08% |
| 2018-12-31 | $8.14 Billion | -15.41% |
| 2017-12-31 | $9.63 Billion | +5.63% |
| 2016-12-31 | $9.11 Billion | +0.67% |
| 2015-12-31 | $9.05 Billion | +17.47% |
| 2014-12-31 | $7.71 Billion | -7.90% |
| 2013-12-31 | $8.37 Billion | +1019.43% |
| 2012-12-31 | $747.50 Million | -61.98% |
| 2011-12-31 | $1.97 Billion | -66.01% |
| 2010-12-31 | $5.78 Billion | -3.17% |
| 2009-12-31 | $5.97 Billion | +51.58% |
| 2008-12-31 | $3.94 Billion | -8.17% |
| 2007-12-31 | $4.29 Billion | +18.75% |
| 2006-12-31 | $3.61 Billion | +15.72% |
| 2005-12-31 | $3.12 Billion | +33.02% |
| 2004-12-31 | $2.35 Billion | +4.13% |
| 2003-12-31 | $2.25 Billion | +73.22% |
| 2002-12-31 | $1.30 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Alpha Bank SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1375.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.17 Billion | 26.61% |
| Common Stock | $682.00 Million | 8.34% |
| Other Comprehensive Income | $496.00 Million | 6.07% |
| Other Components | $4.82 Billion | 58.97% |
| Total Equity | $8.17 Billion | 100.00% |
Alpha Bank SA Competitors by Market Cap
The table below lists competitors of Alpha Bank SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
PROS Holdings Inc
NYSE:PRO
|
$1.12 Billion |
|
Fugro N.V.
AS:FUR
|
$1.12 Billion |
|
CENERGY HLDGS NOM.
F:9CN
|
$1.12 Billion |
|
Hufvudstaden AB ser. A
LSE:0GW3
|
$1.12 Billion |
|
Fraser Neave Holdings Bhd
KLSE:3689
|
$1.12 Billion |
|
GUYANA FRONTIER
F:58S
|
$1.12 Billion |
|
Cyrela Brazil Realty S.A. Empreendimentos e Participações
SA:CYRE3
|
$1.12 Billion |
|
ISC Co. Ltd
KQ:095340
|
$1.12 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Alpha Bank SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 7,305,000,000 to 8,173,000,000, a change of 868,000,000 (11.9%).
- Net income of 654,000,000 contributed positively to equity growth.
- Dividend payments of 61,000,000 reduced retained earnings.
- Share repurchases of 55,000,000 reduced equity.
- Other comprehensive income increased equity by 373,624,001.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $654.00 Million | +8.0% |
| Dividends Paid | $61.00 Million | -0.75% |
| Share Repurchases | $55.00 Million | -0.67% |
| Other Comprehensive Income | $373.62 Million | +4.57% |
| Other Changes | $-43.62 Million | -0.53% |
| Total Change | $- | 11.88% |
Book Value vs Market Value Analysis
This analysis compares Alpha Bank SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.61x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.02x to 0.61x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $31.46 | $0.54 | x |
| 2003-12-31 | $68.80 | $0.54 | x |
| 2004-12-31 | $50.75 | $0.54 | x |
| 2005-12-31 | $48.12 | $0.54 | x |
| 2006-12-31 | $57.02 | $0.54 | x |
| 2007-12-31 | $65.97 | $0.54 | x |
| 2008-12-31 | $60.63 | $0.54 | x |
| 2009-12-31 | $91.17 | $0.54 | x |
| 2010-12-31 | $74.70 | $0.54 | x |
| 2011-12-31 | $25.30 | $0.54 | x |
| 2012-12-31 | $9.52 | $0.54 | x |
| 2013-12-31 | $15.71 | $0.54 | x |
| 2014-12-31 | $7.79 | $0.54 | x |
| 2015-12-31 | $5.86 | $0.54 | x |
| 2016-12-31 | $1.48 | $0.54 | x |
| 2017-12-31 | $1.56 | $0.54 | x |
| 2018-12-31 | $1.31 | $0.54 | x |
| 2019-12-31 | $1.37 | $0.54 | x |
| 2020-12-31 | $1.35 | $0.54 | x |
| 2021-12-31 | $0.78 | $0.54 | x |
| 2022-12-31 | $0.66 | $0.54 | x |
| 2023-12-31 | $0.78 | $0.54 | x |
| 2024-12-31 | $0.88 | $0.54 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Alpha Bank SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.00%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.16%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 8.82x
- Recent ROE (8.00%) is above the historical average (-9.86%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 17.62% | 8.31% | 0.07x | 29.34x | $74.58 Million |
| 2003 | 13.59% | 14.44% | 0.07x | 14.39x | $76.89 Million |
| 2004 | 18.03% | 19.95% | 0.06x | 14.55x | $183.41 Million |
| 2005 | 16.36% | 22.04% | 0.05x | 14.34x | $195.21 Million |
| 2006 | 15.46% | 17.14% | 0.06x | 13.95x | $195.05 Million |
| 2007 | 19.96% | 21.10% | 0.07x | 12.84x | $424.19 Million |
| 2008 | 13.10% | 10.37% | 0.08x | 16.70x | $121.25 Million |
| 2009 | 5.87% | 7.78% | 0.06x | 11.69x | $-245.78 Million |
| 2010 | 1.48% | 2.16% | 0.06x | 11.58x | $-491.40 Million |
| 2011 | -194.94% | 0.00% | -0.01x | 30.26x | $-4.01 Billion |
| 2012 | -147.11% | -31.79% | 0.06x | 79.19x | $-1.16 Billion |
| 2013 | 35.02% | 69.33% | 0.06x | 8.83x | $2.09 Billion |
| 2014 | -4.29% | -8.94% | 0.05x | 9.49x | $-1.10 Billion |
| 2015 | -15.19% | -41.63% | 0.05x | 7.67x | $-2.27 Billion |
| 2016 | 0.46% | 1.32% | 0.05x | 7.13x | $-867.10 Million |
| 2017 | 0.22% | 0.69% | 0.05x | 6.34x | $-938.78 Million |
| 2018 | 0.65% | 1.70% | 0.05x | 7.52x | $-758.47 Million |
| 2019 | 1.25% | 3.66% | 0.05x | 7.51x | $-739.37 Million |
| 2020 | 1.24% | 3.36% | 0.04x | 8.40x | $-730.21 Million |
| 2021 | -48.04% | -1166.78% | 0.00x | 12.12x | $-3.51 Billion |
| 2022 | 5.89% | 16.20% | 0.03x | 12.49x | $-256.39 Million |
| 2023 | 8.46% | 15.33% | 0.06x | 9.91x | $-112.50 Million |
| 2024 | 8.00% | 13.16% | 0.07x | 8.82x | $-163.30 Million |
Industry Comparison
This section compares Alpha Bank SA's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $27,709,467,444
- Average return on equity (ROE) among peers: 9.55%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Alpha Bank SA (ALBKY) | $-3.59 Billion | 17.62% | N/A | $1.12 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |