American Overseas Group Ltd
American Overseas Group Limited, through its subsidiaries, provides property and casualty insurance and reinsurance services in Barbados and the United States. The company offers property and casualty insurance, including non-standard auto insurance through specialty managing general agents; and management services. It is also involved in reinsurance, which assumes and reinsures nonstandard auto … Read more
American Overseas Group Ltd (AOREF) - Net Assets
Latest net assets as of September 2025: $56.82 Million USD
Based on the latest financial reports, American Overseas Group Ltd (AOREF) has net assets worth $56.82 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($936.58 Million) and total liabilities ($879.76 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $56.82 Million |
| % of Total Assets | 6.07% |
| Annual Growth Rate | -10.99% |
| 5-Year Change | -7.09% |
| 10-Year Change | -36.48% |
| Growth Volatility | 20.64 |
American Overseas Group Ltd - Net Assets Trend (2004–2024)
This chart illustrates how American Overseas Group Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for American Overseas Group Ltd (2004–2024)
The table below shows the annual net assets of American Overseas Group Ltd from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $45.88 Million | +25.36% |
| 2023-12-31 | $36.60 Million | +2.72% |
| 2022-12-31 | $35.63 Million | -17.28% |
| 2021-12-31 | $43.07 Million | -12.78% |
| 2020-12-31 | $49.38 Million | -7.74% |
| 2019-12-31 | $53.53 Million | -4.32% |
| 2018-12-31 | $55.94 Million | -6.17% |
| 2017-12-31 | $59.62 Million | -12.58% |
| 2016-12-31 | $68.19 Million | -5.58% |
| 2015-12-31 | $72.22 Million | +23.07% |
| 2014-12-31 | $58.69 Million | -19.75% |
| 2013-12-31 | $73.13 Million | -5.02% |
| 2012-12-31 | $77.00 Million | -23.70% |
| 2011-12-31 | $100.91 Million | +3.18% |
| 2010-12-31 | $97.80 Million | +16.54% |
| 2009-12-31 | $83.92 Million | -6.09% |
| 2008-12-31 | $89.36 Million | -64.58% |
| 2007-12-31 | $252.31 Million | -33.47% |
| 2006-12-31 | $379.27 Million | +17.55% |
| 2005-12-31 | $322.66 Million | -31.47% |
| 2004-12-31 | $470.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to American Overseas Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 14443600000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $4.70 Million | 10.24% |
| Other Comprehensive Income | $-3.56 Million | -7.76% |
| Other Components | $189.18 Million | 412.33% |
| Total Equity | $45.88 Million | 100.00% |
American Overseas Group Ltd Competitors by Market Cap
The table below lists competitors of American Overseas Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
SONIM TECHNOLOGIE DL-001
F:2W9A
|
$3.88 Million |
|
Norofert SA
RO:NRF
|
$3.89 Million |
|
Volcon Inc
NASDAQ:VLCN
|
$3.89 Million |
|
KAZERA GLOBALPLC LS 0001
F:W3L1
|
$3.89 Million |
|
TX Rail Products, Inc
PINK:TXRP
|
$3.88 Million |
|
Golden Arrow Resources Corp
OTCQB:GARWF
|
$3.88 Million |
|
Yunnan Water Investment Co. Limited
F:2WI
|
$3.88 Million |
|
Petrolympic Ltd
PINK:PCQRF
|
$3.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in American Overseas Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 36,299,082 to 45,880,000, a change of 9,580,918 (26.4%).
- Net income of 9,400,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 107,144.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $9.40 Million | +20.49% |
| Other Comprehensive Income | $-107.14K | -0.23% |
| Other Changes | $288.06K | +0.63% |
| Total Change | $- | 26.39% |
Book Value vs Market Value Analysis
This analysis compares American Overseas Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.41x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has increased from 0.06x to 0.41x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $6515.90 | $399.99 | x |
| 2002-12-31 | $10932.46 | $399.99 | x |
| 2003-12-31 | $12273.73 | $399.99 | x |
| 2004-12-31 | $11964.40 | $399.99 | x |
| 2005-12-31 | $12417.97 | $399.99 | x |
| 2006-12-31 | $14129.09 | $399.99 | x |
| 2007-12-31 | $9263.59 | $399.99 | x |
| 2008-12-31 | $3279.31 | $399.99 | x |
| 2013-12-31 | $3029.01 | $399.99 | x |
| 2014-12-31 | $2448.31 | $399.99 | x |
| 2015-12-31 | $1512.09 | $399.99 | x |
| 2016-12-31 | $1400.46 | $399.99 | x |
| 2017-12-31 | $1178.66 | $399.99 | x |
| 2018-12-31 | $1085.33 | $399.99 | x |
| 2019-12-31 | $1028.40 | $399.99 | x |
| 2020-12-31 | $932.01 | $399.99 | x |
| 2021-12-31 | $787.98 | $399.99 | x |
| 2022-12-31 | $642.37 | $399.99 | x |
| 2023-12-31 | $772.67 | $399.99 | x |
| 2024-12-31 | $976.61 | $399.99 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently American Overseas Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.49%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.50%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 19.04x
- Recent ROE (20.49%) is above the historical average (-3.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 8.89% | 61.21% | 0.10x | 1.39x | $-1.87 Million |
| 2002 | 7.68% | 45.36% | 0.11x | 1.49x | $-4.30 Million |
| 2003 | 7.33% | 52.41% | 0.09x | 1.47x | $-7.72 Million |
| 2004 | 7.94% | 45.10% | 0.11x | 1.64x | $-6.42 Million |
| 2005 | 6.07% | 34.55% | 0.10x | 1.72x | $-12.68 Million |
| 2006 | 10.82% | 56.97% | 0.10x | 1.88x | $3.13 Million |
| 2007 | -57.12% | 0.00% | -0.07x | 3.41x | $-169.35 Million |
| 2008 | -178.45% | -143.33% | 0.19x | 6.43x | $-168.39 Million |
| 2009 | 34.64% | 31.60% | 0.18x | 6.04x | $18.68 Million |
| 2010 | 12.98% | 117.25% | 0.02x | 4.50x | $2.71 Million |
| 2011 | 0.96% | 2.00% | 0.11x | 4.27x | $-8.49 Million |
| 2013 | -0.55% | -0.66% | 0.07x | 11.64x | $-6.73 Million |
| 2014 | 73.42% | 47.09% | 0.13x | 11.91x | $33.19 Million |
| 2015 | 28.03% | 84.74% | 0.04x | 8.66x | $11.93 Million |
| 2016 | -12.08% | -49.92% | 0.02x | 10.07x | $-13.72 Million |
| 2017 | -19.82% | -66.52% | 0.02x | 12.28x | $-15.97 Million |
| 2018 | -5.20% | -17.75% | 0.02x | 12.52x | $-7.58 Million |
| 2019 | -6.58% | -28.86% | 0.02x | 10.49x | $-7.87 Million |
| 2020 | -11.56% | -20.40% | 0.06x | 9.58x | $-9.34 Million |
| 2021 | -13.28% | -15.03% | 0.07x | 13.38x | $-8.62 Million |
| 2022 | -3.14% | -2.85% | 0.06x | 17.60x | $-3.97 Million |
| 2023 | 14.70% | 10.75% | 0.05x | 27.14x | $1.70 Million |
| 2024 | 20.49% | 12.50% | 0.09x | 19.04x | $4.81 Million |
Industry Comparison
This section compares American Overseas Group Ltd's net assets metrics with peer companies in the Insurance - Reinsurance industry.
Industry Context
- Industry: Insurance - Reinsurance
- Average net assets among peers: $2,491,552,778
- Average return on equity (ROE) among peers: 9.25%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| American Overseas Group Ltd (AOREF) | $56.82 Million | 8.89% | 15.48x | $3.88 Million |
| Conduit Holdings Limited (CNDHF) | $867.20 Million | -5.06% | 0.40x | $631.85 Million |
| COFACE SA (COFAF) | $2.05 Billion | 11.71% | 2.85x | $1.65 Billion |
| Everest Group Ltd (EG) | $6.10 Billion | 13.23% | 1.95x | $9.67 Billion |
| Greenlight Capital Re Ltd (GLRE) | $839.16 Million | 10.80% | 1.79x | $435.07 Million |
| GEROVA Financial Group Ltd (GVFG) | $71.50 Million | 0.47% | 0.62x | $5.00 |
| Hamilton Insurance Group, Ltd. (HG) | $2.05 Billion | 12.63% | 2.26x | $1.35 Billion |
| Hannover Rück SE (HVRRF) | $6.53 Billion | 13.71% | 7.26x | $18.13 Billion |
| Hannover Re (HVRRY) | $2.90 Billion | 20.80% | 13.28x | $2.89 Billion |
| Maiden Holdings Ltd (MHLD) | $1.02 Billion | 4.94% | 3.07x | $32.93 Million |